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Author Banks lose overdraft charges case..
swedge
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Registered: 3rd Sep 07
Location: Hawick,scotland drives: 1.4 sri corsa
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24th Apr 08 at 14:12   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Tom
How far back can this go

I had all statements etc ready about 18 months ago but never sent due to this

MAZIN


5 years in england and 3 in scotland
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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24th Apr 08 at 14:16   View User's Profile U2U Member Reply With Quote
At last, Scotland lose out
swedge
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Registered: 3rd Sep 07
Location: Hawick,scotland drives: 1.4 sri corsa
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24th Apr 08 at 14:16   View User's Profile U2U Member Reply With Quote
yeap
Dione J
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Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
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24th Apr 08 at 14:17   View User's Profile U2U Member Reply With Quote
requested
johnhara1
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Registered: 19th Oct 06
Location: Newcastle upon Tyne
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24th Apr 08 at 14:52   View User's Profile U2U Member Reply With Quote
Never been charged for going over drawn, never had a missed payment etc etc

Glad you lot are getting there tho.
Ben G
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Registered: 12th Jan 07
Location: Essex
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24th Apr 08 at 14:59   View User's Profile U2U Member Reply With Quote
i've never ever had an overdraft so i guess i'll have to wave at the bandwagon going past me



Robbo
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Registered: 6th Aug 02
Location: London
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24th Apr 08 at 15:00   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Cosmo
quote:
Originally posted by Robbo
Dont forget though that they will be allowed to charge £x... probably £12 so if you claim a £30 refund you'll probably only get back £18 like


£4.60 or something like that was found to be the actual cost when you go overdrawn.
That would be ideal but credit cards managed to agree £12 :S
Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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24th Apr 08 at 15:02   View User's Profile U2U Member Reply With Quote
Im hoping they wont agree to that much seems they went the trouble of taking it to court
Robbo
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Registered: 6th Aug 02
Location: London
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24th Apr 08 at 15:04   View User's Profile U2U Member Reply With Quote
lolz
Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
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24th Apr 08 at 15:56   View User's Profile U2U Member Reply With Quote
5 years should be a fair wedge, although not as much as it would have been 18 months ago, got every so slightly better with money

Was about £2k's worth of charges when I had them all ready last time
Robbo
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Registered: 6th Aug 02
Location: London
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24th Apr 08 at 16:00   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Tom
Was about £2k's worth of charges when I had them all ready last time
Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
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24th Apr 08 at 16:06   View User's Profile U2U Member Reply With Quote
Just need to make sure I can get an account elsewhere incase they fuck me off
Robbo
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Registered: 6th Aug 02
Location: London
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24th Apr 08 at 16:06   View User's Profile U2U Member Reply With Quote
They aren't allowed to do that now IIRC
Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
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24th Apr 08 at 16:07   View User's Profile U2U Member Reply With Quote
Aren't they
Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
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24th Apr 08 at 16:08   View User's Profile U2U Member Reply With Quote
Free fucking money FTW I hope they dont appeal, this could pay for my summer holiday or even towards that car i've been baging on about getting for ages
Robbo
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Location: London
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24th Apr 08 at 16:09   View User's Profile U2U Member Reply With Quote
I don't think so, or if they do they have to give a certain amount of notice so as not to screw you over
Joe
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Registered: 20th Jun 04
Location: Hesketh Bank, Lancashire
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24th Apr 08 at 16:11   View User's Profile U2U Member Reply With Quote
How the fuck do you run up £2,000's worth of charges?!
Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
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24th Apr 08 at 16:29   View User's Profile U2U Member Reply With Quote
It will be more like £1k now, was getting charged anywhere between £30 and £120 a month at one point

Lee Wilson
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Registered: 20th Feb 06
Location: Fareham, Hants Drives: XE Corsa
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24th Apr 08 at 16:37   View User's Profile U2U Member Reply With Quote
Jesus fuck. If they have to pay back all these charges it's likely ruin our economy. I have shares with halifax and thier doing shit at the moment as it is.
Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
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24th Apr 08 at 16:39   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Lee Wilson
Jesus fuck. If they have to pay back all these charges it's likely ruin our economy. I have shares with halifax and thier doing shit at the moment as it is.


Ruin our economy? I don't think so mate banks getting away with making up charges as they go along is fairer is it GFT

It's hardly gonna cause another northern rock ffs
Lee Wilson
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Registered: 20th Feb 06
Location: Fareham, Hants Drives: XE Corsa
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24th Apr 08 at 16:45   View User's Profile U2U Member Reply With Quote
I'm not saying the charges were right in any way. I got charged £100 and somthing odd for going 1p overdrawn in an account I hardly use. That was a joke.

What I'm saying is...........If the banks have to refund all the charges accross the country it's not going to be pretty is it
Robbo
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Registered: 6th Aug 02
Location: London
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24th Apr 08 at 16:46   View User's Profile U2U Member Reply With Quote
They'll live
Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
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24th Apr 08 at 16:48   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Robbo
They'll live
Lee Wilson
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Registered: 20th Feb 06
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24th Apr 08 at 16:58   View User's Profile U2U Member Reply With Quote


Were see. I would like my £120 back

[Edited on 24-04-2008 by Lee Wilson]
AndyKent
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Registered: 3rd Sep 05
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24th Apr 08 at 17:09   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Tom
quote:
Originally posted by Lee Wilson
Jesus fuck. If they have to pay back all these charges it's likely ruin our economy. I have shares with halifax and thier doing shit at the moment as it is.


Ruin our economy? I don't think so mate banks getting away with making up charges as they go along is fairer is it GFT

It's hardly gonna cause another northern rock ffs


They don't make up charges, its all set out in your terms and conditions when you signed up for the account - LEGALLY (at the moment) they shouldn't owe you a penny.

Does annoy me this - wonder how long before accounts start being charged for......you'll be happy then.

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