smack
Member
Registered: 7th Jul 04
User status: Offline
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will give it 15 mins then give them a ring
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Shane
Member
Registered: 10th Jan 04
User status: Offline
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well they should be able to tell that its gone into the wrong account as the account it *MAY* have gone into will have the wrong name
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Timbaland
Banned
Registered: 20th Jan 07
Location: Glasgow
User status: Offline
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quote:
Originally posted by Shane
well they should be able to tell that its gone into the wrong account as the account it *MAY* have gone into will have the wrong name
How can they define the wrong name?
He could be paying the cash into anyones account, So the name could be mine or yours and it would still go.
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smack
Member
Registered: 7th Jul 04
User status: Offline
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just spoke to someone else , she said she would get someone to do a EHO or something and they will ring me back.
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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should have asked if they couldve done a SMB
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corsa - gus
Member
Registered: 8th Jan 07
Location: Aberdeen, Scotland
User status: Offline
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this happened to me once, someone deposited a couple of hundred quid in my account. me being the model citizen i am phoned my bank and they sorted it for the poor chump that made the error, doubt i would have got away with spending it though. i reckon you should be alreet mate 
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Baskey
Member
Registered: 31st May 06
User status: Offline
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The funds wont leave the account till this evening anyway, all they need to do is reverse the transactions.
If for any reson they have left they will take 4 days to transfer to the bank (which the sort code relates to) it will then reject and take a further 4 days to be returned so worst case is it may take 8 banking days to get your funds back.
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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is it definatly a valid a/c you typed by accident?
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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wondered why the hell theres 1500 quid in my bank account, been asking work whether they overpaid my sick pay all day 
u2u me to sort it out mate
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Baskey
Member
Registered: 31st May 06
User status: Offline
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quote:
Originally posted by Steve
is it definatly a valid a/c you typed by accident?
no it wont be, im in charge of all large electronic transactions leaving the bank i work for, and out of the many many wrong account numbers funds get sent to, never once has one been a valid account number,
plus they take 4 days to transfer, so your bank will let the other bank know so the fund wouldnt ever end up in the customers account
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smack
Member
Registered: 7th Jul 04
User status: Offline
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ahh right , well i got the letter from the bank saying the money had gone into my account (which wasent my account on tuesday) did not notice the account no was wrong till today (only 3 digits wrong = i really have no clue how that has happend)
i dont mind waiting, (its not ideal situation, but my fault , i can live with that)
just dont want to loose 1k
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strick206
Member
Registered: 12th Apr 07
Location: Wigan Drives:Integra DC5
User status: Offline
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Baskey, but if it is a genuine account number, and they are with the same bank, the money goes instantly so it's wrong to say he will get it back in 8 days at the latest as it isn't true
If the account he has sent it to is with the same bank as him it will go instantly, possibly leaving him out of pocket
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strick206
Member
Registered: 12th Apr 07
Location: Wigan Drives:Integra DC5
User status: Offline
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Smack, when did you do the transfer and between which banks?
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smack
Member
Registered: 7th Jul 04
User status: Offline
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well i sent the letter off about a week ago so not to sure, as said had a letter from bank on tuesday saying the money had been transferd over
im with lloyds
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Baskey
Member
Registered: 31st May 06
User status: Offline
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quote:
Originally posted by strick206
Baskey, but if it is a genuine account number, and they are with the same bank, the money goes instantly so it's wrong to say he will get it back in 8 days at the latest as it isn't true
If the account he has sent it to is with the same bank as him it will go instantly, possibly leaving him out of pocket
True it will go in, but the chance of guessing random account number is slim to none, banks use randomish account numbers for this very reason.
Also every bank account will say in the terms and conditions that if money is paid in in error you are not intitled to it.
sometimes banks may not bother claiming the money back off the other party, even more so if its there fault but they will always pay the money back to the customer
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Timbaland
Banned
Registered: 20th Jan 07
Location: Glasgow
User status: Offline
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quote:
Originally posted by Baskey
quote:
Originally posted by strick206
Baskey, but if it is a genuine account number, and they are with the same bank, the money goes instantly so it's wrong to say he will get it back in 8 days at the latest as it isn't true
If the account he has sent it to is with the same bank as him it will go instantly, possibly leaving him out of pocket
True it will go in, but the chance of guessing random account number is slim to none, banks use randomish account numbers for this very reason.
sometimes banks may not bother claiming the money back off the other party, even more so if its there fault but they will always pay the money back to the customer
A) Its not a slim chance to guess an account number if its a number or 2 different to yours.
B) Its not the bank's fault, Its his fault so the 'they always pay the money back' is bullshit. Its not there fault so they have no reason to re-imburse funds that were lost upon the accounts holders mistake.
Who do you work for out of intrest???
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Baskey
Member
Registered: 31st May 06
User status: Offline
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a, there wont be an account number with a digit or 2 differnet from yours with the same sort code, hence why the money going into someone elses account is so rare
B) No its not the banks fault but as you are a customer of the bank its there duty under the banking code to get the money back.
also if money has been placed into your account in error its illegal to spent it, end of.
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smack
Member
Registered: 7th Jul 04
User status: Offline
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the plot thickens 
rang them up, got through to someone who apperead to know what they were doing. Turns out i dident send them the wrong no. at all, just sent them the long account no across the card ( i was told to send this by woman in bank) instead of the small one i was ment to.
yet somehow they still sent it god knows were
anyway the bloke said hes on the case and i will get my money within a few days
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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did you speak to timbaland?
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