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Author Anybody crashed and had assessor out?
BigSte
Member
Registered: 27th Aug 02
Location: Sheffield
User status: Offline
13th Mar 08 at 15:46   View User's Profile U2U Member Reply With Quote
just play dumb if they ask you.... say you know nowt about cars and you bought it with those springs on, and that you just assumed they were standard
deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
13th Mar 08 at 15:47   View User's Profile U2U Member Reply With Quote
If you have Corsasport stickers on the car and you're going to leave the springs on, I'd say take the stickers off he'll know you aren't just some kid with a Corsa, he'll think you're an 'enthusiast' and trying to fob him off
ryzer
Member
Registered: 18th Mar 03
Location: Berkshire Drives:UGLY MUG
User status: Offline
13th Mar 08 at 15:50   View User's Profile U2U Member Reply With Quote
yeah claim ignorance, doubt they will even notice tbh
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
13th Mar 08 at 15:50   View Garage View User's Profile U2U Member Reply With Quote
I dont have stickers.. The only things have been touched on the outside is lowered ( cant really tell), debadged and de-rub striped.

My mum says its better to be safe and take them off, i've just got to find somebody with tools and a spring compressor...
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
13th Mar 08 at 16:16   View Garage View User's Profile U2U Member Reply With Quote
Just text a lad that i know, his dads got clamp and bit sockets.

Just need a jack and maybe axel stands..
GT190
Member
Registered: 6th Dec 07
Location: Greater London
User status: Offline
13th Mar 08 at 17:06   View User's Profile U2U Member Reply With Quote
take them off.
its not worth the risk.

although i dont think you'll get caught.
unless its stupidly low.
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
13th Mar 08 at 17:14   View Garage View User's Profile U2U Member Reply With Quote
look in my crash thread. hardly looks lowered tbh
mattfiesta
Member
Registered: 14th Jul 05
Location: Nottinghamshire
User status: Offline
13th Mar 08 at 17:16   View User's Profile U2U Member Reply With Quote
do you really think the assessor will be that bothered?
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
13th Mar 08 at 17:17   View Garage View User's Profile U2U Member Reply With Quote
Yess because if i havent declared mods my insurance can be nulled and voided..
16V_1600
Member
Registered: 7th Oct 07
User status: Offline
13th Mar 08 at 17:25   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Jakey
Just curious as i have my car lowered (just on springs) whether they will look at the suspension.. The only visual difference is that standard springs are red and my Apex ones are yellow..

The problem is, i havent declared it lowered (awaits abuse)

Would you advice me too put the standards back on or leave them..


Why didn't you declare all mods then you wouldn't have to worry
Rob B
Member
Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
User status: Offline
13th Mar 08 at 17:29   View User's Profile U2U Member Reply With Quote
i really wouldnt bother and just paint them black but even that i wouldnt really bother with, theyll still pay out.
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
13th Mar 08 at 17:29   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by 16V_1600
quote:
Originally posted by Jakey
Just curious as i have my car lowered (just on springs) whether they will look at the suspension.. The only visual difference is that standard springs are red and my Apex ones are yellow..

The problem is, i havent declared it lowered (awaits abuse)

Would you advice me too put the standards back on or leave them..


Why didn't you declare all mods then you wouldn't have to worry


Because my insurer doesnt allow mods.
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
13th Mar 08 at 17:30   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Rob B
i really wouldnt bother and just paint them black but even that i wouldnt really bother with, theyll still pay out.


Suppose but might aswell do it properly. Gonna cost me a shit load whatever i do. Managed to get hold of all the tools, just gotta do it on Saturday.
16V_1600
Member
Registered: 7th Oct 07
User status: Offline
13th Mar 08 at 17:31   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Jakey
quote:
Originally posted by 16V_1600
quote:
Originally posted by Jakey
Just curious as i have my car lowered (just on springs) whether they will look at the suspension.. The only visual difference is that standard springs are red and my Apex ones are yellow..

The problem is, i havent declared it lowered (awaits abuse)

Would you advice me too put the standards back on or leave them..


Why didn't you declare all mods then you wouldn't have to worry


Because my insurer doesnt allow mods.


Then find a new insurer or leave it standard
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
13th Mar 08 at 17:31   View Garage View User's Profile U2U Member Reply With Quote
Yes boss.
BeArDy
Member
Registered: 7th Aug 00
Location: Manchester
User status: Offline
13th Mar 08 at 17:32   View User's Profile U2U Member Reply With Quote
I have a garage/bodyshop out and i can tell you for 100% they will check everything its there job mate. Not only do they assess the damage they also look weather they can get out of paying up but will not tell you that
IF you can change it get it done before they come as ignorance NEVER works and will not stand up in court.
Example
We had a Civic in for a repair and the lad had not told them about some alloys BUT had told them about a bodykit (do not know why), so when he smashed he swopped the wheels over before he came an even then when the assessor came out his comments where "there is no way that car have steel wheels on with that bodykit" an noted it all down, an was going to investigate more into it to see weather he could prove the alloys where on.

DO NOT RISK IT FOR 1-2HOURS WORK GET THEM SWOPPED AND IN FUTURE PUT EVERYTHING ON YOU INSURANCE
16V_1600
Member
Registered: 7th Oct 07
User status: Offline
13th Mar 08 at 17:33   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Jakey
Yes boss.


Richie B
Member
Registered: 18th Apr 04
Location: Newcastle
User status: Offline
13th Mar 08 at 18:00   View User's Profile U2U Member Reply With Quote
I'd change them, personally.


Buy spring clamps, they're only cheap.
Steve
Premium Member

Avatar

Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
13th Mar 08 at 18:15   View Garage View User's Profile U2U Member Reply With Quote
mine didnt check but then it didnt look lowered

[Edited on 13-03-2008 by Steve]
Rob B
Member
Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
User status: Offline
13th Mar 08 at 18:21   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by BeArDy
I have a garage/bodyshop out and i can tell you for 100% they will check everything its there job mate. Not only do they assess the damage they also look weather they can get out of paying up but will not tell you that
IF you can change it get it done before they come as ignorance NEVER works and will not stand up in court.
Example
We had a Civic in for a repair and the lad had not told them about some alloys BUT had told them about a bodykit (do not know why), so when he smashed he swopped the wheels over before he came an even then when the assessor came out his comments where "there is no way that car have steel wheels on with that bodykit" an noted it all down, an was going to investigate more into it to see weather he could prove the alloys where on.

DO NOT RISK IT FOR 1-2HOURS WORK GET THEM SWOPPED AND IN FUTURE PUT EVERYTHING ON YOU INSURANCE


wierd mate crashed his rs2000, aftermarket exhaust and compomotives, paid full infact more than full for it..
Colin
Member
Registered: 4th Apr 02
User status: Offline
13th Mar 08 at 18:39   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by mattfiesta
do you really think the assessor will be that bothered?


Well considering its his job I would think he would!
Colin
Member
Registered: 4th Apr 02
User status: Offline
13th Mar 08 at 18:42   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Jakey
quote:
Originally posted by 16V_1600
quote:
Originally posted by Jakey
Just curious as i have my car lowered (just on springs) whether they will look at the suspension.. The only visual difference is that standard springs are red and my Apex ones are yellow..

The problem is, i havent declared it lowered (awaits abuse)

Would you advice me too put the standards back on or leave them..


Why didn't you declare all mods then you wouldn't have to worry


Because my insurer doesnt allow mods.


Shit excuse, your insurance is void if you dont declare modifications, you might as well not bother with any at all.
Colin
Member
Registered: 4th Apr 02
User status: Offline
13th Mar 08 at 18:44   View User's Profile U2U Member Reply With Quote
Also folk saying just say you didnt know better Thats not going to work, your car, your responsible for it!!

Id have them off asap, & learn from this.
byrnie_2004
Member
Registered: 11th Mar 07
Location: Marple, Greater Manchester
User status: Offline
13th Mar 08 at 19:35   View User's Profile U2U Member Reply With Quote
at the end of the day all you've got is some springs on, its not like you've got a full body kit with a big exhaust and an xe fitted etc.
you didn't know they were on there.
did you?...
Jakey
Premium Member

Registered: 4th Jun 07
Location: Sandbach
User status: Offline
13th Mar 08 at 19:42   View Garage View User's Profile U2U Member Reply With Quote
Thanks Colin, i have learnt now yes.
Tbh i dont see myself driving for a while.
Well, apart from a courtesy car

And yes, i did know, i put them there..

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