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Author Kerching!
Fro
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Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
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6th Aug 07 at 14:50   View User's Profile U2U Member Reply With Quote

Drinks etc are on you next time
willay
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Organiser: South East, National Events
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Registered: 10th Nov 02
Location: Roydon, Essex
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6th Aug 07 at 14:51   View Garage View User's Profile U2U Member Reply With Quote

and a new job apparently
Fro
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Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
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6th Aug 07 at 14:52   View User's Profile U2U Member Reply With Quote

Next door to the old one
Butler
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Registered: 2nd Jun 05
Location: London
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6th Aug 07 at 15:31   View User's Profile U2U Member Reply With Quote

What bank charges can you reclaim?
IvIarkgraham
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Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
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6th Aug 07 at 15:32   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by corsa_tomtom
quote:
Originally posted by novabex
Its an extra day for a scottish bank apparently.

lazy scots.


stfu
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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6th Aug 07 at 15:36   View Garage View User's Profile U2U Member Reply With Quote

Short tempered too
IvIarkgraham
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Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
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6th Aug 07 at 15:39   View Garage View User's Profile U2U Member Reply With Quote

get a job in rbs rob sorting the cheques to make them clear as quick as the english banks
smack
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Registered: 7th Jul 04
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6th Aug 07 at 18:22   View User's Profile U2U Member Reply With Quote

what are bank charges?
Ste L
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Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
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6th Aug 07 at 18:23   View User's Profile U2U Member Reply With Quote

i need to do mine really, as i've had load's of bank charges, but im to damn lazy too
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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6th Aug 07 at 18:27   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by smack
what are bank charges?


£30 for the overdraft, £20 for a bounced cheque, £20 admin fee for direct debit, stuff like that...
pdwhelan
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Registered: 25th Sep 06
Location: Wigan
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6th Aug 07 at 18:50   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Butler
What bank charges can you reclaim?


Anything that they charge you on


overdrafts, unpaid direct debits etc etc. things like this
p20ele
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Registered: 6th Apr 07
Location: Keith, Moray
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6th Aug 07 at 19:33   View User's Profile U2U Member Reply With Quote

think i'll be trying this, they must owe me a fortune!
Kano
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Registered: 29th Aug 04
Location: Fife
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6th Aug 07 at 21:30   View User's Profile U2U Member Reply With Quote

I've never had any bank charges, dont see why you would if you manage your money properly... Not a dig just never understood folk that ave k's worth of charges..
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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6th Aug 07 at 21:33   View Garage View User's Profile U2U Member Reply With Quote

Mine were to do with First Direct being useless and getting my direct debits out on the wrong day, thus resulting in my getting £1000+ of charges over 3 years.
pdwhelan
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Registered: 25th Sep 06
Location: Wigan
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6th Aug 07 at 21:33   View User's Profile U2U Member Reply With Quote

Having one charge could cause alot of others. especialy if you stuggle to pay it back in time and then pay your next direct debit!
Rebecca
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Registered: 8th Jun 07
Location: Penwortham, Lancashire Drives: Integra Type R
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6th Aug 07 at 22:25   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by ed
Did they close your account with them after they sent you the cheque? I want my charges back, but for the sake of a hundred quid or so I don't want to loose my account as I'm happy with Natwest's service


I closed my account with RBS early last year...

They offered to pay it into my account in the letter before this so I had to ask for a cheque so RBS must not close your account. Some banks do though.
ed
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Registered: 10th Sep 03
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7th Aug 07 at 09:09   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Kano
I've never had any bank charges, dont see why you would if you manage your money properly... Not a dig just never understood folk that ave k's worth of charges..
The onl ones I can remember were from when I went overdrawn accidently when I was 16 by about £3. They charged me for that, then because I went futher overdrawn because of that so they charged me again the next day, and so on... Was a bit annoying and cost me £70
ed
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Registered: 10th Sep 03
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7th Aug 07 at 09:10   View User's Profile U2U Member Reply With Quote

Oh, I forgot to pay my Visa card the other month so they charged me £20

Though that's entirely my fault

[Edited on 07-08-2007 by ed]

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