Pop
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Registered: 8th May 03
Location: Reading
User status: Offline
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quote:
Originally posted by Ben G
yes but that doesn't mean i didn't have insurance 
i still paid out 1400 quid for a year ... doesn't matter anyway as the accident wasn't my fault
Yes it does. If you haven't declared stuff then your insurance is null and void if the insurers realise
[Edited on 19-06-2007 by Pop]
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Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
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hamish, i would phone the insurance company to tell them you are taking all the declared modifications off so they don't get damaged whilst the car is not in your possession.
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Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by Pop
quote:
Originally posted by Ben G
yes but that doesn't mean i didn't have insurance
i still paid out 1400 quid for a year ... doesn't matter anyway as the accident wasn't my fault
Yes it does. If you haven't declared stuff then your insurance is null and void if the insurers realise
[Edited on 19-06-2007 by Pop]
null and void but not at that time i would assume.. my insurance runs out in two days and i'm with another insurer then so it doesn't matter... 
not need to call people nob rot, you don't even know me.
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Lisa
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Registered: 6th Apr 00
Location: Euxton, Lancashire
User status: Offline
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quote:
Originally posted by Ben G
quote:
Originally posted by Adam_B
actually it does
to police, it means i have insurance and i am driving LEGALLY
it even came up on the screen. don't you think if it came up as having no insurance then they would have arrested me?
don't matter with the police..when his company assess it the first thing they will ask is are all mods declared and list them if they ain't they will refuse to pay........also posts like this where yopu admit it aint that clever
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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good thinking ben 
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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you can't prove i have any modifications to declare though so why does it matter
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Adam_B
Member
Registered: 13th Dec 00
Location: Lancashire
User status: Offline
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quote:
Originally posted by Ben G
not need to call people nob rot
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Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
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Ben G...
If you crashed into me the Police would turn up and say that you had insurance.
The insurers would then turn up and say that they wouldn't cover you because you hadn't declared your mods. This makes your insurance null and void. You would then have a big bill to pay for someone elses repairs plus probable Police involvement.
Luckily for you it was someone with valid insurance that hit you and not the other way round.
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Hamish
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Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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right im glad you got that out of your systems
wat else can i take off easily apart from
sound system
wheels
exhaust
rear bumper
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jamesvalver
Member
Registered: 21st Feb 03
Location: Bury St Edmunds, Suffolk
User status: Offline
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when my gsi was advised to remove all my stereo from the car by my insurance
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Pop
Member
Registered: 8th May 03
Location: Reading
User status: Offline
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quote:
Originally posted by Ben G
you can't prove i have any modifications to declare though so why does it matter
Apart from the fact you're telling everyone on an internet forum that you haven't delared them  
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Lisa
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Registered: 6th Apr 00
Location: Euxton, Lancashire
User status: Offline
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its cos of people like you that everyone elses insurance is high........i hope you get fk all
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Pop
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Registered: 8th May 03
Location: Reading
User status: Offline
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Hamish - Are all your mods covered by your insurance on a like for like basis?
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Adam_B
Member
Registered: 13th Dec 00
Location: Lancashire
User status: Offline
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I apologise to Hamish. I would contact your insurance before removing stuff.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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sideskirts/arches as they are colour coded.
sorry for the thread hi jacking, it just wasn't my fault as my stupid dad decided to insure me and pay 1400 quid in one go with a company that wouldn't allow mods, then told me it was ok as long as you took them off before insurance saw
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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they are declared, but i dont think on a like to like basis, and im pretty sure i dont have agreed value either
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by Pop
quote:
Originally posted by Ben G
you can't prove i have any modifications to declare though so why does it matter
Apart from the fact you're telling everyone on an internet forum that you haven't delared them
can be complete bull shit mate, like someone saying they raced a 106 gti/vts in their standard 1.6 with filter and exhaust and kept up/beat it
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Adam_B
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Registered: 13th Dec 00
Location: Lancashire
User status: Offline
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They will contact you and discuss the value
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
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quote:
Originally posted by Ben G
my stupid dad decided to insure me and pay 1400 quid
He's stupid if that is your idea of gratitude.
ps. stop calling people names or I'm going to ban you.
pps. you posted all over the place about how your mods were not declared.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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i get called nob rot yet i'm the one calling people names?
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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tbh i dont know if they will because Quinn seem rather layed back when you are declaring mods. And there is nothing written on my documents saying that it is modified
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Adam_B
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Registered: 13th Dec 00
Location: Lancashire
User status: Offline
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quote:
Originally posted by Ben G
i get called nob rot yet i'm the one calling people names?
you called me an utter prick
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by Hamish
tbh i dont know if they will because Quinn seem rather layed back when you are declaring mods. And there is nothing written on my documents saying that it is modified
i've heard a few people say you can have any mods you want as long as they are not performance enhancing with quinn for no extra on your premium? not sure how true this is though.
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Hamish
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Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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thats true, but then i dont know if that layed backness is now going to come back and bite me 
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strick206
Member
Registered: 12th Apr 07
Location: Wigan Drives:Integra DC5
User status: Offline
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id take the bits off you can take off easily
it would be stupid not to imo
there will be no comeback off the insurance anyway as because your not on agreed value, they will only pay out on what the standard car is worth
so get them all off mate and keep them at yours until you buy it back, if you do
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