Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
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another thing with my bank the halifax that annoys me is i can have say several grand in my account, and i can only take out 1200 + a further 300 from the hole in the wall, so 1500 a day max. with it being my own money, i should have the right to remove as much or all of it as and when i want to
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Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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quote:
Originally posted by muppetsport
another thing with my bank the halifax that annoys me is i can have say several grand in my account, and i can only take out 1200 + a further 300 from the hole in the wall, so 1500 a day max. with it being my own money, i should have the right to remove as much or all of it as and when i want to
They cant stop you taking as much as you like out of a current account. If they say you cant tell them you want it all as closing the account and they'll soon give it you!
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--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
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yes you should be take as much as you want out if you go to a branch. Though I think sometimes you need to give them notice when taking out larger amounts.
[Edited on 15-11-2006 by --Dave--]
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Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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yeah if its a silly amount over a few grand they'll probably need notice if its a smaller branch. But upto 2 or 3k shouldnt be a problem.
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Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
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a few times now in the past few years ive needed several thousand out, and ive had to go in 3 days running to get it. im more than likely buying a car next week, will have to waste 2 mornings on my days off getting the money out. the last time i needed 3k+ out, i rang up and gave notice. wheni got to the bank a week later, they said i could only have 1200.
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Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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they are just a shitty branch then. Id ring or go in giving them notice on how much you want and make sure they know if they dont have it you'll be making a complaint about them personally to head office and also closing your account down...that will make sure they get it right!
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City
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Registered: 30th Dec 03
Location: Wakefield Drives: Red GSi
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quote:
Originally posted by Cosmo
quote:
Originally posted by muppetsport
another thing with my bank the halifax that annoys me is i can have say several grand in my account, and i can only take out 1200 + a further 300 from the hole in the wall, so 1500 a day max. with it being my own money, i should have the right to remove as much or all of it as and when i want to
They cant stop you taking as much as you like out of a current account. If they say you cant tell them you want it all as closing the account and they'll soon give it you!
yes they will give it to you in a cheque
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Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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quote:
Originally posted by City
yes they will give it to you in a cheque
everytime Ive done it Ive got it in cash! How can they give you a cheque if your clsoing your bank account down (I know they can, but just stupid  )
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City
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Registered: 30th Dec 03
Location: Wakefield Drives: Red GSi
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quote:
Originally posted by Cosmo
quote:
Originally posted by City
yes they will give it to you in a cheque
everytime Ive done it Ive got it in cash! How can they give you a cheque if your clsoing your bank account down (I know they can, but just stupid )
what if branch doesnt have money?? if its a few grand and you do this they will give you a cheque
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Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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quote:
Originally posted by City
what if branch doesnt have money?? if its a few grand and you do this they will give you a cheque
as I said above already, if its a silly amount over a few grand you'd have to give notice, but most would have atleast 2k in.
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Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
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which if i was going to buy a car from a private seller, they more than likely wouldnt accept a cheque from the bank (i wouldnt) so its no good to me
also, dont want to close down the account as its the only bank near me that has a function for putting cheques in through the hole in the wall at 4am
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Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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quote:
Originally posted by muppetsport
also, dont want to close down the account as its the only bank near me that has a function for putting cheques in through the hole in the wall at 4am
no, but just use it as a threat!
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Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
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will do next time i need over 1500 out. only need 1400 next week so will be able to ge that in one day. annoying though as its my hard earned cash. i bet if it was a loan or overdraft id be able to get it.
banks hate you to only spend the money you earn
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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quote:
Originally posted by muppetsport
banks hate you to only spend the money you earn
thats so true
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Demo
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Registered: 27th Sep 01
Location: south wales Drives: astra sri ecoflex
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quote:
Originally posted by --Dave--
I wonder if those claiming benefits will have to pay the charge if it comes into effect. I suspect not.
we will probably have to pay it for them dave 
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Nic Barnes
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Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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quote:
Originally posted by Steve
quote:
Originally posted by muppetsport
banks hate you to only spend the money you earn
thats so true
it is, ive never ever been overdrawn, never had a credit card or cheque book, always got plenty of cash in my account and im treated as a bad customer in a way
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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banks need to sort it out
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