whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
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well all i know in my mates experince it went up slightly.
Different companies might operate slightly different
Personally I wouldn't go through the insurance providing see agrees in a written docuemnt to a pay you as it will just be another statistic for insurance companies
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BlueCorsa
Member
Registered: 14th Jan 04
Location: Midlands Drives: MB SLK250 CDI
User status: Offline
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quote:
Originally posted by Jules S
I'd avoid insurance at all costs.
They'll hike your premium even if it isn't your fault 
Yes I just learned this.  Someone reversed into me in May and even though I claimed on his insurance, mine has gone up this year even though I have 4 years NCB... 
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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^^^ probably just usual insurance hike that happens everyyear
NO decent insurance company will charge you over your premium for handling a 3rd party claim, WTF do you think you pay your premium for 
the only exception to this is if it goes to court and incurs legal fees
[Edited on 25-10-2006 by Steve]
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Jules S
Premium Member
Registered: 24th Dec 03
User status: Offline
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quote:
Originally posted by Steve
^^^ probably just usual insurance hike that happens everyyear
NO decent insurance company will charge you over your premium for handling a 3rd party claim, WTF do you think you pay your premium for
the only exception to this is if it goes to court and incurs legal fees
[Edited on 25-10-2006 by Steve]
Steve,
You can say this time and time again....but the fact is I know plenty of people who have fallen foul of premium hikes due to claims on others policies.
It might not be on every policy...but ive a good mate who took Hill house hammond to court about it.
Go figure.
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davey_jack
Member
Registered: 28th Jan 06
Location: Horley, Surrey Drives: Clio 182
User status: Offline
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I have known it happen actually, but regardless, we all know how evil insurance companies can be, that womans excess fee might even amount to the damage anyway, so just get a quote on getting it done and then tell her the price and see if she pays out. I've done this before and so have alot of mates, and its a much better way forward IMO.
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Jules S
Premium Member
Registered: 24th Dec 03
User status: Offline
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quote:
Originally posted by davey_jack
I have known it happen actually, but regardless, we all know how evil insurance companies can be, that womans excess fee might even amount to the damage anyway, so just get a quote on getting it done and then tell her the price and see if she pays out. I've done this before and so have alot of mates, and its a much better way forward IMO.
True.
Unfortunately, these days the very least is that the accident parties will make a note of your number plates.
If the other (at blame) party makes an enquiry about a claim you're fucked anyway.
It's a no win situation really
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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quote:
Originally posted by Jules S
quote:
Originally posted by Steve
^^^ probably just usual insurance hike that happens everyyear
NO decent insurance company will charge you over your premium for handling a 3rd party claim, WTF do you think you pay your premium for
the only exception to this is if it goes to court and incurs legal fees
[Edited on 25-10-2006 by Steve]
Steve,
You can say this time and time again....but the fact is I know plenty of people who have fallen foul of premium hikes due to claims on others policies.
It might not be on every policy...but ive a good mate who took Hill house hammond to court about it.
Go figure.
what was the outcome?
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