Rileysport
Member
Registered: 18th Jun 04
Location: West Yorkshire
User status: Offline
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quote:
Originally posted by Gg_mf
cheapest house i have seen in our area at the minute is 85grand for a half decent house.
yeah mine's now valued at 77 k 
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Gg_mf
Member
Registered: 10th Oct 05
Location: Brighouse
User status: Offline
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How long have u had the house. Im only 18 so i couldnt have got one before the market went bonkers
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Rileysport
Member
Registered: 18th Jun 04
Location: West Yorkshire
User status: Offline
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nearly 5 years now, renovating at the moment
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Gg_mf
Member
Registered: 10th Oct 05
Location: Brighouse
User status: Offline
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5 years ago i would have only been 13. haha. Did u and ur missus buy the house together>?
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Rileysport
Member
Registered: 18th Jun 04
Location: West Yorkshire
User status: Offline
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nope tiz mine... all mine
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Gg_mf
Member
Registered: 10th Oct 05
Location: Brighouse
User status: Offline
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I see. wish house prices were that cheap again. think my mum bought her first house all them years ago for about 5grand... makes me laugh
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Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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My mum bought our house 18 yrs ago for 36k and it's on the market for £170k just now 
[Edited on 26-01-2006 by Tom]
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Gg_mf
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Registered: 10th Oct 05
Location: Brighouse
User status: Offline
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Wow it really is amazing how much people bought there house for and how much they woudl make on it now. I really should think of a career change..buy and sell houses..u may see me on property development sometimes. haha i wish
[Edited on 27-01-2006 by Gg_mf]
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Bart
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Registered: 19th Aug 02
Location: Midsomer Norton, Bristol Avon
User status: Offline
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one other thing if its not already been mentioned,
Single occupency (easy to fool them  ) enables you to 25% discount and 50% if your a student.
Its not done on the value of the house or the size, purely the area band in which you live in:
Take a look at This Chart for my local area to see what ive said is true.
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Gg_mf
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Registered: 10th Oct 05
Location: Brighouse
User status: Offline
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Thanks just taking a look now.. with the discount woudnt the council find out somehow if there is two people living there?
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Bart
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Registered: 19th Aug 02
Location: Midsomer Norton, Bristol Avon
User status: Offline
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depends.
I was technically 'living alone' but my girl friend at the time lived their about 5/6 nights a week.
If someone is living their perminatly and they have all their bills sent there it might be slightly dodgy.
My GF was having her bills sent to her mums still.
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Gg_mf
Member
Registered: 10th Oct 05
Location: Brighouse
User status: Offline
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Right i see. I Dont know if i could dare do it though as the bills etc would be in both of our names.
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shawboy
Member
Registered: 1st Jul 02
Location: Wombwell, Barnsley
User status: Offline
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Gg_mf, do what bart said.
i do it with my girlfriend, we pay only £74 a month on tax.
we also have all our bills sent to our parents houses.
we get a 25% discount.
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Gg_mf
Member
Registered: 10th Oct 05
Location: Brighouse
User status: Offline
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Yes it does sound a good idea. I really hate tax..lol
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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I'm gonna scam them, pretend i live on my own  oh yeah I will be 
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Gg_mf
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Registered: 10th Oct 05
Location: Brighouse
User status: Offline
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Or every bill could be just in one persons name and then when it comes to paying bills time the other one just gives the bill payer some cash.
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Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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Dangerous tho, what if your 'other' person went mad - you'd be paying all the bills 
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Gg_mf
Member
Registered: 10th Oct 05
Location: Brighouse
User status: Offline
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lol.. yes good point.. Best to put everything in the 'other' persons name then. lol
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recarouk
Member
Registered: 30th Sep 05
Location: West Yorkshire
User status: Offline
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were just off hudds road in bradford 2 bed semi detached and our council tax is £860 per year!
bit of a bugger but think its classed as similar to houses in brighouse!
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Gg_mf
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Registered: 10th Oct 05
Location: Brighouse
User status: Offline
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Is that Band A?? band a is the cheapest it gets aswell.. so ith will be about 80pund a month spread over 10 months wont it?
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recarouk
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Registered: 30th Sep 05
Location: West Yorkshire
User status: Offline
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not sure what band but i know its 10 monthly payments!
i think ive seen your fellas car flying about around wyke, have you been looking at places there aswell?
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Gg_mf
Member
Registered: 10th Oct 05
Location: Brighouse
User status: Offline
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quote:
Originally posted by recarouk
not sure what band but i know its 10 monthly payments!
i think ive seen your fellas car flying about around wyke, have you been looking at places there aswell?
Are u they guy he told me about who had a 2 litre and he stopped to talk to you a couple of times? we have been looking all over to compare prices etc.
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recarouk
Member
Registered: 30th Sep 05
Location: West Yorkshire
User status: Offline
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no wont have been me!! ive got a piddly 1.7D passed you/him a few times tho!
its a nightmare for 1st time buyers at the moment i dont envy you!
only thing i would say is if it came to the crunch i would buy rather than rent! especially round here as you will make on the house you buy and renting is dead money!
hope you find somewhere decent tho! if i pass you again ill flash me lights or something (white T reg)
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Gg_mf
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Registered: 10th Oct 05
Location: Brighouse
User status: Offline
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Ok cheers thanx. lol at piddly (better than 1.2) haha yes I would rather buy at least you know that the money your putting in to the house is for your own benefit and not somebody else's back pocket. Yes i agree at nightmare, seen loads i like but i dont know if we would get a morgage on houses around 80K
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recarouk
Member
Registered: 30th Sep 05
Location: West Yorkshire
User status: Offline
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if you both work full time then you might manage it!
try Abbey national and Yorkshire building society! you can do both (i think) online applications to give a rough idea on what you could borrow! as long as you know your yearly earnings for both of you!
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