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Author Being in debt
3CorsaMeal
Member

Registered: 11th Apr 02
User status: Offline
19th Sep 05 at 15:45   View User's Profile U2U Member Reply With Quote

my rule is never get beyond half a years wage in debt

have always stuck to this
Pablo
Member

Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
19th Sep 05 at 15:46   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by 3CorsaMeal
my rule is never get beyond half a years wage in debt

have always stuck to this
im under that just hate the feeling
Ojc
Member

Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
19th Sep 05 at 15:46   View User's Profile U2U Member Reply With Quote

I stick to my balls
Jake
Member

Registered: 24th Jan 05
User status: Offline
19th Sep 05 at 15:47   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ojc
Pablo, sell everything stay in for 6 months and clear it.


paul.....staying in....
Tom
Member

Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
19th Sep 05 at 15:48   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Pablo
quote:
Originally posted by 3CorsaMeal
my rule is never get beyond half a years wage in debt

have always stuck to this
im under that just hate the feeling


I'm just under I spose Feel sick thinking about it, it's far too easy to get credit when you're too young and dumb to know what you're commiting to

I had a fucking good time getting into mine but not enjoying paying it or missing paying it etc
corsa5dr
Member

Registered: 12th Jan 03
Location: Bath/Bristol - Evo 4 GSR
User status: Offline
19th Sep 05 at 16:35   View User's Profile U2U Member Reply With Quote

Dont worry about it. You only live once. I have 10k-ish student loan debt plus £1500 odd on credit cards and frankly I dont really care .

I've got a good degree and lots of ace memories to show for it. Id be more depressed if I had been a hermit for my youth and had no debt.
dave17
Member

Registered: 3rd Sep 02
Location: Greater London
User status: Offline
19th Sep 05 at 16:41   View User's Profile U2U Member Reply With Quote

some1 said to me one time

'if you cant buy it 3 times, you cant afford it'

quite true in some cases

[Edited on 19-09-2005 by dave17]
Siberia
Member

Registered: 9th Oct 03
Location: Leprechaun Land Drives : Zafira GSI
User status: Offline
19th Sep 05 at 23:03   View User's Profile U2U Member Reply With Quote

hrm.. 186k for me house 4k in one loan and 5k in another... all of this is euros

managable just about...
dave17
Member

Registered: 3rd Sep 02
Location: Greater London
User status: Offline
19th Sep 05 at 23:10   View User's Profile U2U Member Reply With Quote

im getting £4.5k soon for a car, but can easily manage that
Calum1577
Member

Registered: 30th Jan 04
Location: Troon
User status: Offline
20th Sep 05 at 00:04   View User's Profile U2U Member Reply With Quote

I am sitting at about 7K all in. Two loans for cars and then credit card, store card and wheel finance on Coupe. At least I got something to show for my debts but looking to clear them soon.
John
Member

Registered: 30th Jun 03
User status: Offline
20th Sep 05 at 05:33   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by corsa5dr
Dont worry about it. You only live once. I have 10k-ish student loan debt plus £1500 odd on credit cards and frankly I dont really care .

I've got a good degree and lots of ace memories to show for it. Id be more depressed if I had been a hermit for my youth and had no debt.


Do you have a good job with your good degree?
Adam-D
Member

Registered: 11th May 02
Location: Cheshire
User status: Offline
20th Sep 05 at 06:41   View User's Profile U2U Member Reply With Quote

i had owed over 3k beginning of this year
i now only owe £900
i will pay this off in the next few months
then all money can go into the corsa's

[Edited on 20-09-2005 by Adam-D]
Andrew
Member

Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
20th Sep 05 at 06:59   View User's Profile U2U Member Reply With Quote

I owe about £50,000 in mortgage and student loads. But, I can sell off the flat at any point and pay them both off. Not got no credit cards, store cards or loans
Ally
Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
20th Sep 05 at 07:12   View User's Profile U2U Member Reply With Quote

I have store cards but ive never been seriously in the red, probbaly about £200 on one and £75 on the other which most of it will get paid off at the end of the month
Corsa E-Tec
Member

Registered: 4th Feb 04
Location: Stevenage Drives: Leon Cupra
User status: Offline
20th Sep 05 at 07:18   View User's Profile U2U Member Reply With Quote

I'm in me overdraft by a £1000 and it worries me loads, no credit cards or any thing else.

my mate said just chill, he's has a £55,000 debt in credit cards excluding his mortgage.
Ally
Member

Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
20th Sep 05 at 07:20   View User's Profile U2U Member Reply With Quote

55k on credit cards wtf does he buy
Corsa E-Tec
Member

Registered: 4th Feb 04
Location: Stevenage Drives: Leon Cupra
User status: Offline
20th Sep 05 at 07:25   View User's Profile U2U Member Reply With Quote

dont know, i think it's loans as well, he's tried to launch 2 business's, one's running at the mo.
Pablo
Member

Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
20th Sep 05 at 08:24   View User's Profile U2U Member Reply With Quote

its a nitemare credit is too easy to get these days
Graham
Member

Registered: 12th Oct 03
Location: Lincoln.
User status: Offline
20th Sep 05 at 08:35   View User's Profile U2U Member Reply With Quote

got one card £1400 on that and thats it, thats paid my insurance before, alloy wheels and bits and pieces here. nothing else really
Pablo
Member

Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
20th Sep 05 at 10:11   View User's Profile U2U Member Reply With Quote

count urself lucky then
Andrew
Member

Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
20th Sep 05 at 10:16   View User's Profile U2U Member Reply With Quote

Pablo, how much do you owe out?

Forgot to add i still owe uni £2700 My Dad said he'll sort it though That wasn't my fault, they forgot to bill me so i forgot to pay
Pablo
Member

Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
20th Sep 05 at 10:23   View User's Profile U2U Member Reply With Quote

About £7k
AJP
Member

Registered: 8th Sep 02
Location: Third roof tile on the left
User status: Offline
20th Sep 05 at 10:51   View User's Profile U2U Member Reply With Quote

I hate being in debt too, I have a couple of credit cards, which are under control and also my student loan which is around 6-7K

But now i have full time job i am working out a plan to pay all my credit cards etc off asap and just be with my student loan..

Being in you overdraft all the time is soooo depressing, can't wait for the day i goto the hole in the wall and it doesn't laugh at me for 10mins, and saying piss off you have no money.
Natalie
Member

Registered: 5th Nov 03
Location: Oxfordshire Drives: Vauxhall Tigra 1.8
User status: Offline
20th Sep 05 at 12:31   View User's Profile U2U Member Reply With Quote

I never used to be in debt.... then I moved in with Robbo
Pablo
Member

Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
20th Sep 05 at 12:33   View User's Profile U2U Member Reply With Quote

Im gona get out over draft by end next month THEN start again and sort my loans out so I have savings as well by xmas

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