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Author The best insurance company in the world
Rob H
Member

Registered: 28th Oct 00
Location: Staffordshire Drives: Astra SRi
User status: Offline
17th Aug 05 at 18:03   View User's Profile U2U Member Reply With Quote

Dont see what everyones problem is with this guy. He's got his own car, and is insured under his mums name on another car so he can use that when he feels like it. Whats the big deal?

Whoever said he cant drive it to work/college clearly knows fuck all . He can use it as much as he likes, so long as his milage is less than his mothers. If he works 5 miles from home, and decides to use his mums car mon-fri to get there, so long as she does 51 or more miles in the same "period" so to speak, she's still the main user of the car, as she does the most milage.
MikeLamb
Member

Registered: 23rd Sep 03
Location: Crowthorne Drives: Veccy SRI
User status: Offline
17th Aug 05 at 18:05   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by p4uls corsa
not been funny but if u cant afford to insure mot tax a car u should nt have a car .

ur insurance would be void if u was in an accident and they asked ur neighbours who drives the car most


ok lets get this straight:

I have a corsa insured in my name with my mum as added driver, we both drive it. This car is registered to me, it is legally mine.

I have a vectra insured in my mums name with me as an added driver, we both drive it. This car is registered to my mum, it is legally hers.

If either of us crash either cars we are insured. All this means is that i can legally drive a 2.2 vectra at 18, not get raped for insurance and still have no claims. Wheres the problem?
Carr
Member

Registered: 1st Oct 04
Location: Leicestershire (Home) Ambleside, Lakes (Uni)
User status: Offline
17th Aug 05 at 18:06   View User's Profile U2U Member Reply With Quote

Funniest thing is my mate who has a 1.0 litre corsa and is 18 was getting quotes of £900 or something then this girl who hes mates with he put her on as a named driver and it dropped by £100-£200 what the fuck

Needless to say I think he went ahead and put on even though she has never drove his car apart from maybe once when he was pissed
MikeLamb
Member

Registered: 23rd Sep 03
Location: Crowthorne Drives: Veccy SRI
User status: Offline
17th Aug 05 at 18:07   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Rob H
Dont see what everyones problem is with this guy. He's got his own car, and is insured under his mums name on another car so he can use that when he feels like it. Whats the big deal?

Whoever said he cant drive it to work/college clearly knows fuck all . He can use it as much as he likes, so long as his milage is less than his mothers. If he works 5 miles from home, and decides to use his mums car mon-fri to get there, so long as she does 51 or more miles in the same "period" so to speak, she's still the main user of the car, as she does the most milage.


Exactly, thankyou.
p4uls corsa
Member

Registered: 2nd May 05
Location: BRADFORD
User status: Offline
17th Aug 05 at 18:18   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by MikeLamb
quote:
Originally posted by p4uls corsa
not been funny but if u cant afford to insure mot tax a car u should nt have a car .

ur insurance would be void if u was in an accident and they asked ur neighbours who drives the car most


ok lets get this straight:

I have a corsa insured in my name with my mum as added driver, we both drive it. This car is registered to me, it is legally mine.

I have a vectra insured in my mums name with me as an added driver, we both drive it. This car is registered to my mum, it is legally hers.

If either of us crash either cars we are insured. All this means is that i can legally drive a 2.2 vectra at 18, not get raped for insurance and still have no claims. Wheres the problem?



ok mate didnt realise u had ur own car aswell its not really a problem the as its not like ur going to drive it all the time like some people do
K2 GTi
Member

Registered: 21st Oct 04
User status: Offline
18th Aug 05 at 09:10   View User's Profile U2U Member Reply With Quote

CIS are shoot just got the shittest quote off them ever!
Gez G
Member

Registered: 12th May 04
Location: Glasgow
User status: Offline
18th Aug 05 at 09:21   View User's Profile U2U Member Reply With Quote

If you put a female on your insurance (noted as your domestic partner) it brings your policy down.

Adding my girlfriend to my policy brought it from £560 to £475, which is pretty damn good for being 20 with 1 yr ncd on an Astra SXI 1.6.
TNM
Member

Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
18th Aug 05 at 09:51   View User's Profile U2U Member Reply With Quote

My missus brings my policy down by about £200 i think
Gez G
Member

Registered: 12th May 04
Location: Glasgow
User status: Offline
18th Aug 05 at 10:28   View User's Profile U2U Member Reply With Quote

Its a good thing, but I dont let my missus drive either of my cars very often!

Too many tell-tale signs of female driving, seats and mirrors all adjusted, kurbed wheels etc.

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