Stuart H
Member
Registered: 17th Jul 09
Location: lanark , scotland
User status: Offline
|
basically got caught doing deliveries for a local chinese , getting charged with no business insurance , whats the likely outcome?
Lawyer seems to think al lose it?
cheers 
|
LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
|
banned! nah, 6 points for no insurance
|
Stuart H
Member
Registered: 17th Jul 09
Location: lanark , scotland
User status: Offline
|
had insurance though , just not business insurance 
Hope a keep it cant be arsed sittin test again etc
|
Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
|
Shit! Hope they don't sting you too much mate!!
What do you get for using your car to get to work when it's actually insured for personal use?
|
LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
|
quote:
Originally posted by stuartyboy09
had insurance though , just not business insurance
Hope a keep it cant be arsed sittin test again etc
its still driving without insurance, because you dont have business insurance and you were using your car for business your own policy wasnt in effect and there was no other policy in place.
you could throw yourself at the mercy of the court, claim your boss told you they have business insurance that you were covered on and following this incident youve quit work etc, make out you didnt know
|
Stuart H
Member
Registered: 17th Jul 09
Location: lanark , scotland
User status: Offline
|
nothing unless the scummy bastard is a complete dickhead. as long as it somes up on there search that its insured they wont bother you tbh.
Hope i dont lose it cant afford to sit it again , would be happy with 5 points lol
|
LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
|
ah, i take it youve had a licence less than 2 years?
|
Stuart H
Member
Registered: 17th Jul 09
Location: lanark , scotland
User status: Offline
|
aye mate , year and a half , never been introuble before though apart from a few seatbelt fines (7 lol)
|
noshua
Member
Registered: 19th Nov 08
User status: Offline
|
7?
some people don't learn, and i'm guessing they'll see it that way for this too.
|
Stuart H
Member
Registered: 17th Jul 09
Location: lanark , scotland
User status: Offline
|
maybe so mate but wtf has that got to do with me driving with no busines insurance? nothing tbh , a know that they look at ur previous convictions etc but this nothing to do with it. Honestly didnt have a clue that u needed business insurance 
Hoping to get some sort of job where i have to travel and need my license before the court date (9th september)
|
B3KAN
Member
Registered: 15th Feb 07
Location: Inverness, Highland
User status: Offline
|
Its 6 points and a fine so will have to resit if you havent had your licence 2 years
|
M2RTY
Member
Registered: 25th May 01
User status: Offline
|
business insurance was £2 extra for me, why didnt you ask beforhand?
|
dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
|
I would guess he is 19/20/21, at this age would say its unlikely business insurance would only be £2 extra? I dont know though, when I used to do deliveries I didnt bother, good job I didnt get caught
|
pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
|
At 17 when I delivered for a local florist, I got it added for a couple of weeks for about 79p 
|
James_DT
Member
Registered: 9th Apr 04
Location: Cambridgeshire
User status: Offline
|
quote:
Originally posted by dannymccann
I would guess he is 19/20/21, at this age would say its unlikely business insurance would only be £2 extra? I dont know though, when I used to do deliveries I didnt bother, good job I didnt get caught
Ever since I was 18, business use was a free addition to my policy. Just had to tell them about it.
|
DaveyLC
Member
Registered: 8th Oct 08
Location: Berkshire
User status: Offline
|
Did you admit to it? If not just deny it, take it to court..
|
B3KAN
Member
Registered: 15th Feb 07
Location: Inverness, Highland
User status: Offline
|
Getting business insurance is quite easy but alot off them dont cover delivering fast food so you need to make sure it does 
|
pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
|
Free addition to a motor isurance policy?
Surely not, the insurance industry is a fuckingscam
If you admitted it, just pleed innocence and you wont do it again, didn't realise you have to have it etc etc.
|
Sam
Moderator
Premium Member
Registered: 24th Dec 99
Location: West Midlands
User status: Offline
|
Plead stupidity and tell them you didn't know you needed business insurance
|
DizzyRebel
Member
Registered: 2nd Jan 09
Location: Lincoln
User status: Offline
|
You are driving without valid insurance, which is 6 points... if you argue you need your licence for your job though you might get away with a 6 month ban £250 fine and no points though.
mind you it might be faster to get your licence revoked and re-take your test again instead of taking the 6 month ban.
|
Daveskater
Premium Member
Registered: 29th Apr 08
Location: Oxford, UK Drives: Jap wagon
User status: Offline
|
quote:
Originally posted by Andrew
What do you get for using your car to get to work when it's actually insured for personal use?
That's what "personal use and commuting" or however they put it is for
Numberwang!
Originally posted by AlunJ
I like you Dave, you are a man of men
Originally Whatapp'd by Neo
Dave's maybe capable of a drive-by cuddle
Look at my pictures
|
James_DT
Member
Registered: 9th Apr 04
Location: Cambridgeshire
User status: Offline
|
quote:
Originally posted by pow
Free addition to a motor isurance policy?
Surely not, the insurance industry is a fuckingscam
Yeah, definitely free, although it's business class 1. You need class 3 for delivering pizzas, IIRC.
|
Stuart H
Member
Registered: 17th Jul 09
Location: lanark , scotland
User status: Offline
|
owel , got the court on the 9th of september
hope i dont lose it lol
Al post results up what happens etc.
Lawyers a bit of a wank as well cant c him helping much lol
|
a_j_mair
Member
Registered: 23rd Jan 04
Location: Scotland
User status: Offline
|
how did you get caught/stopped
no seatbelt???
|
S@M
Member
Registered: 3rd Oct 07
Location: East Yorkshire
User status: Offline
|
why did you tell them you were delivering, why didnt you just say it was your tea lol
|
