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Author Just had a Crash! Is it a write off? :(
Chris x
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Registered: 11th Sep 08
Location: Bexhill
User status: Offline
7th May 09 at 17:55   View User's Profile U2U Member Reply With Quote

Evening all.

Driving back from work around 4.30pm a woman decided not to look when pulling out of a junction, I went into the side of her as she swiped me. She was driving a LH drive yellow Smart car.

We pulled over and exchanged details. She addmitted it was her fault.

I rung my insurance and they have arranged for a curtsey car to be dropped of before 1pm tomorrow.

Not sure if my car will get written off or not?

Bumper may have broken a few clips and has a scuff on the passanger side
Grill has broken clips
Passanger wing has a scuff and I think it may have been moved slightly
Speedline is covered in something. Not sure if its rubber from her tyre or not
The clips that hold the passanger light in have snapped.
Bonnet has been shunted and moved but no scuffs.

The car is on 67k. FSH. Perfect condition (well, it was).

Bought it 10months ago on 56k for £2000. Paid more than it was worth but had £300 worth of warranty work on it so not all bad. But have spend £300 on a new cambelt and water pump.

Just worried if they write it off and give me a shit price for it. Anyway...

Pics:









If they do write it off, how much do you recon they would charge to buy it back? As I have a GSi front bumper in the garage ready to be sprayed and arches, light e.t.c arnt expensive to get hold off.?

All past expiriences/thoughts would be good.

More pics of the car are in my garage,

Thanks

Edit: Its a 1.6 Sport 1999

[Edited on 07-05-2009 by Chris Corsa B]
richc
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Registered: 24th Mar 07
Location: Ilkeston
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7th May 09 at 17:57   View User's Profile U2U Member Reply With Quote

I would be gutted if it got written off for he sakes of that
spankyjames
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Registered: 26th Jun 06
Location: Corsham, Wiltshire
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7th May 09 at 17:57   View User's Profile U2U Member Reply With Quote

to be honest mate that doesnt look to bad ive seen worst cars that that getting fixed.
Chris x
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Registered: 11th Sep 08
Location: Bexhill
User status: Offline
7th May 09 at 17:58   View User's Profile U2U Member Reply With Quote

Well its an old car. Having the bonnet repaired and resprayed, new bumper + painted, light and grill. It all adds up lol
DannyB
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Registered: 6th Feb 08
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7th May 09 at 17:59   View Garage View User's Profile U2U Member Reply With Quote

Are you serious? a Scuffed alloy, a cracked headlight bracket and a scuffed bumper?

They wont write that off
Chris x
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Registered: 11th Sep 08
Location: Bexhill
User status: Offline
7th May 09 at 18:02   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by DannyB
Are you serious? a Scuffed alloy, a cracked headlight bracket and a scuffed bumper?

They wont write that off

And bonnet, wing, dont no if the slam pannel has been knocked.

I dont no, just worried tbh lol

[Edited on 07-05-2009 by Chris Corsa B]
DannyB
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Registered: 6th Feb 08
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7th May 09 at 18:03   View Garage View User's Profile U2U Member Reply With Quote

Does the slam pannel look bent, paint cracked any noticable creases, dents in it?
Chris x
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Registered: 11th Sep 08
Location: Bexhill
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7th May 09 at 18:04   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by DannyB
Does the slam pannel look bent, paint cracked any noticable creases, dents in it?

Not sure, the car has had a previous knock there before and has never reeally lined up well. Not bad, but noticeable.
Chris x
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Registered: 11th Sep 08
Location: Bexhill
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7th May 09 at 18:05   View User's Profile U2U Member Reply With Quote

Missed the pic of the wing:

DannyB
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Registered: 6th Feb 08
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7th May 09 at 18:06   View Garage View User's Profile U2U Member Reply With Quote

tbh mate it doesn't look bad, may even polish out of the wing, not sure, can't really see the extent of the damage fully on pics.
Chris x
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Registered: 11th Sep 08
Location: Bexhill
User status: Offline
7th May 09 at 18:08   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by DannyB
tbh mate it doesn't look bad, may even polish out of the wing, not sure, can't really see the extent of the damage fully on pics.

I agree, it doesnt look that bad but im unsure. Pics were taken on my phone im affraid.

[Edited on 07-05-2009 by Chris Corsa B]
Joe
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Registered: 20th Jun 04
Location: Hesketh Bank, Lancashire
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7th May 09 at 18:09   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by DannyB
Are you serious? a Scuffed alloy, a cracked headlight bracket and a scuffed bumper?

They wont write that off


New wing, new bonnet, new headlight, painting, labour etc etc....

Corsa worth £1000 or so

I'd say it will be close to a write off.
Chris x
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Registered: 11th Sep 08
Location: Bexhill
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7th May 09 at 18:10   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Joe
quote:
Originally posted by DannyB
Are you serious? a Scuffed alloy, a cracked headlight bracket and a scuffed bumper?

They wont write that off


New wing, new bonnet, new headlight, painting, labour etc etc....

Corsa worth £1000 or so

I'd say it will be close to a write off.

What I was thinking. Not sure if anyone on here would have any idea what could happen.
DannyB
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Registered: 6th Feb 08
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7th May 09 at 18:10   View Garage View User's Profile U2U Member Reply With Quote

On your wheel, I take it that is the marks from her tyre?if so, that should come off with a bit of elbow grease.
Joe
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Registered: 20th Jun 04
Location: Hesketh Bank, Lancashire
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7th May 09 at 18:11   View User's Profile U2U Member Reply With Quote

Just hope for the best mate, if they do write it off try and buy it back. Buy some second hand bits, stick em on and you have your car back.
Chris x
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Registered: 11th Sep 08
Location: Bexhill
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7th May 09 at 18:22   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Joe
Just hope for the best mate, if they do write it off try and buy it back. Buy some second hand bits, stick em on and you have your car back.

Thats what I would do if it came to that.

Anyone think I could get the insurance people to spray the GSi bumper which would save them having to fix and repaint my old bumper?
Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
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7th May 09 at 18:25   View User's Profile U2U Member Reply With Quote

Would be tragic if they wrote that off TBH.

You could fix most of it yourself.
Chris x
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Registered: 11th Sep 08
Location: Bexhill
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7th May 09 at 18:28   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ojc
Would be tragic if they wrote that off TBH.

You could fix most of it yourself.

True. I would fix it myself if the wrote it off. Will see what the insurance say first. Fingers crossed!
jacko198
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Registered: 1st Mar 07
Location: Buckinghamshire
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7th May 09 at 18:28   View User's Profile U2U Member Reply With Quote

Well, how much did you put down as the value for it on ure insurance?
DannyB
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Registered: 6th Feb 08
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7th May 09 at 18:29   View Garage View User's Profile U2U Member Reply With Quote

Try and clean your wheel to check for damage under the rubebr that was left by the other cars tyre, try polish the wing and bonnet etc. See if you can get rid of some of the worse looking parts.
Chris x
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Registered: 11th Sep 08
Location: Bexhill
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7th May 09 at 18:31   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by jacko198
Well, how much did you put down as the value for it on ure insurance?

Put £2000 down. As thats what I had just paid for it when I took the policy out.
Chris x
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Registered: 11th Sep 08
Location: Bexhill
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7th May 09 at 18:32   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by DannyB
Try and clean your wheel to check for damage under the rubebr that was left by the other cars tyre, try polish the wing and bonnet etc. See if you can get rid of some of the worse looking parts.

Will give that ago. You think the womans insurance would still pay out for the bent bonnet, bumper e.t.c tho? Dont want them to think I have made it look worse and it looking like im trying to pull a fast one on them.
corsa sam
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Registered: 14th Jul 06
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7th May 09 at 19:02   View User's Profile U2U Member Reply With Quote

If it was me i would of just polished most of it out and told her £400 or something and not gone through the insurance. It would of ment that you had cash the GSI bumper etc painted up and not had a claim on your insurance.

I work in a garage and very much doubt it will be close to a write off.

That is my opinion anyway
Chris x
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Registered: 11th Sep 08
Location: Bexhill
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7th May 09 at 19:05   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by corsa sam
If it was me i would of just polished most of it out and told her £400 or something and not gone through the insurance. It would of ment that you had cash the GSI bumper etc painted up and not had a claim on your insurance.

I work in a garage and very much doubt it will be close to a write off.

That is my opinion anyway

Thats good to no. Doubt she would just give £400 cash out tho. Time will tell I guess.

Thanks

Edit: Its on her insurance, not mine.

[Edited on 07-05-2009 by Chris Corsa B]

[Edited on 07-05-2009 by Chris Corsa B]
corsa sam
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Registered: 14th Jul 06
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7th May 09 at 19:07   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Chris Corsa B
quote:
Originally posted by corsa sam
If it was me i would of just polished most of it out and told her £400 or something and not gone through the insurance. It would of ment that you had cash the GSI bumper etc painted up and not had a claim on your insurance.

I work in a garage and very much doubt it will be close to a write off.

That is my opinion anyway

Thats good to no. Doubt she would just give £400 cash out tho. Time will tell I guess.

Thanks

Edit: Its on her insurance, not mine.

[Edited on 07-05-2009 by Chris Corsa B]


[Edited on 07-05-2009 by Chris Corsa B]



But it still classed as an accident etc when you call for insurance

[Edited on 07-05-2009 by corsa sam]

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