Neil Dagens
Member
Registered: 14th Apr 07
Location: Fareham, Hampshire
User status: Offline
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on my way to work this morning i reversed off the kerb outside my house and went straight into the front of my neighbours sisters car  an 06 vw eos. all the alarms went off so they came out and had a look the only damage i can see is a bit of paints come of the passenger corner and a small clipped in piece has fallen out, a lot of the marks are dirt from my car. Ideally i dont want to go through the insurance as i already have 1 claim and 3 points so i dont want to add even more cost to my insurance. Ive spoken to them and theyve agreed to get it done outside the insurance but theyre going to contact their insurance and let them know whats happened and theyre going to do it outside of the insurance. they say theyll get a quote from vw for the damage and give it to me to see what i want to do i reckon theyll end up hetting a new bumper god knows what that will cost
i hate cars
[Edited on 15-04-2009 by Neil Dagens]
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am4nf
Member
Registered: 27th Jul 08
Location: South Ayrshire Drives: Corsa Sport
User status: Offline
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tell them not to do it through vw
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CorsaKen1
Member
Registered: 22nd Nov 06
Location: Grimsby, North East Lincolnshire
User status: Offline
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When I accidently clipped someone, it got done outside the insurance and it cost me 111 pounds for a new bumper for a peugeot 307 estate thingy from a proper peueot garage - not bad a price considering if it had gone through insurance it would have cost me no claims etc
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Anty
Premium Member
Registered: 19th Mar 08
Location: droitwich
User status: Offline
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try and find the part they need cheap.. and give them that..
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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get a quote from a chips away guy (or someone like that company). they are usually a lot cheaper and when a woman hit my front wing it was either going to be ££££'s for a brand new wing in electric orange paint or £60 for the chipsaway guy to sort out.
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Rich H
Member
Registered: 26th Oct 05
Location: West Sussex Drives: E46 M3
User status: Offline
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Bugger - bit of a pain if they insist on only going through main dealer as it won't be the cheapest way!
Suggest that you will try to get quotes elsewhere for the work done and see if they will accept it
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shaunmods
Premium Member
Registered: 12th Mar 07
Location: Glascote, Staffordshire
User status: Offline
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You might be lucky mate as some main dealers do use smart repairers 
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Neil Dagens
Member
Registered: 14th Apr 07
Location: Fareham, Hampshire
User status: Offline
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thanks for the advice, i think im going to see the quote first and then if i think its too high and shes trying to rip me off ill try and find a cheaper quote, i did say to her it could probably just be sprayed by a chips away guy but she wants to talk to her insurance first.
she did advise me to go on an advanced driving course though as this is the second bump ive had
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Anty
Premium Member
Registered: 19th Mar 08
Location: droitwich
User status: Offline
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cant you say it wasnt you?  any paint of your car on hers?? 
[Edited on 28-03-2009 by Anty]
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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quote:
Originally posted by Anty
cant you say it wasnt you? any paint of your car on hers??
[Edited on 28-03-2009 by Anty]
yes but hes not a cun.t 
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Neil Dagens
Member
Registered: 14th Apr 07
Location: Fareham, Hampshire
User status: Offline
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nope no paint, but the alarm woke her up and she saw me, and if i denied all knowledge of it it would make life quite awkward between us and next door 
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taylorboosh
Member
Registered: 3rd Apr 07
User status: Offline
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any damage to yours? did you buy coilies in the end?
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Neil Dagens
Member
Registered: 14th Apr 07
Location: Fareham, Hampshire
User status: Offline
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nope not a scratch. i ahd my mot and service yesterday so i held fire on the coilies til i knew how much that would cost, but now with this it looks like ill have to wait a little bit longer before i get them
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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Tell her to go to Airport bodyshop mate, They can give out courtesy cars etc.
Corsa 2.0 16v Vegas - Sold
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Neil Dagens
Member
Registered: 14th Apr 07
Location: Fareham, Hampshire
User status: Offline
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UPDATE:
got the quote through last week from a vw garage £993.00
she sent through a copy of the quote she got and she said that was the only place she wanted to take it. if it doesnt need a new slam panel then itll be £300 cheaper which she'll refund me. but gonna have to hold out for a while before i lower my car now
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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Eh?
Why on earth wouldnt you go through insurance?!
Unlucky mate, but you pay for insurance for a reason
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John
Member
Registered: 30th Jun 03
User status: Offline
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As jambo said, over the 3 years you'll have to put that down, will it cost you 1k?
Probably not.
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ShEp
Member
Registered: 9th Aug 05
Location: Dingwall, Highland
User status: Offline
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£993 is more than your premium will go up
better off going thu the insurance sounds like your getting cash raped
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Neil Dagens
Member
Registered: 14th Apr 07
Location: Fareham, Hampshire
User status: Offline
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the last time i had a crash and went through the insurance it rocketed up, and id rather get it out of the way than have to pay for it over the next few years when i want to get a better car. i know its a lot but i had the money anyway
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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seriously mate, go through insurance.
i have 2 non fault claims on my policy until june 2010 (elephant say 3 years after the incident you don't need to tell them any more) and they only put the policy up an extra 50-100 quid.
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Joe
Member
Registered: 20th Jun 04
Location: Hesketh Bank, Lancashire
User status: Offline
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You would be crazy to spend nearly a grand when you are insured.
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Tommy L
Member
Registered: 21st Aug 06
Location: Northampton Drives: Audi wagon
User status: Offline
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I cant see your policy going up that high so unsure why you wouldnt do that
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gazza808
Member
Registered: 30th Jun 08
Location: Peterborough
User status: Offline
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was in the same boat mate except i don't have 3 points, went through insurance already got a quote for my renewal, and it's 50 quid extra
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mad_mike252
Member
Registered: 15th Nov 07
Location: Nottinghamshire
User status: Offline
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go through the insurance
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Its not the claim that pushes my policy up, its the lack of years no claims.
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