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Author Job Title affecting car insurance?
Doug
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Registered: 8th Oct 03
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26th Jan 09 at 17:41   View User's Profile U2U Member Reply With Quote
Just had a conversation with a friend of mine who was changing his job description.

His price went up by £150 just beacuse he wanted to change it from a store worker to IT consultant

He has only been with them for 4 months so is going to say bye bye when their offices open again in the morning.

Anyone else had things like that happen to them?
Hamish
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Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
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26th Jan 09 at 17:43   View User's Profile U2U Member Reply With Quote
Yup. Barwork is an expensive group. Due to the risk of alcohol and driving
Welsh Dan
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Registered: 23rd Mar 00
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26th Jan 09 at 17:45   View User's Profile U2U Member Reply With Quote
Have a look on the Moneysavingexpert Car Insurance section. There is a bit where you put your job down, and it gives you a list of alternative job titles that are cheaper to insure, but which are the same job.
Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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26th Jan 09 at 17:45   View User's Profile U2U Member Reply With Quote
Its just goes on how they judge various types of jobs, Im guessing all insurance companies use a very similar equation when working out the risk so doubt he will get much luck elsewhere.
jonnysri
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Registered: 16th Jun 05
Location: Leeds (Ilkley)
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26th Jan 09 at 17:46   View User's Profile U2U Member Reply With Quote
got a shite quote cos im a firefighter. same for police and ambulance.
Wrighty_1988
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Registered: 30th Jun 06
Location: South Yorkshire
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26th Jan 09 at 17:51   View User's Profile U2U Member Reply With Quote
Electrician is the highest in the sparky field, electronics engineer usually works out 100+ cheaper a year, well, it did for me.
Doug
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Registered: 8th Oct 03
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26th Jan 09 at 17:52   View User's Profile U2U Member Reply With Quote
No that fact was he was changing from a group B postcode where has was a barmanager to a class A postcode where he will be working in IT.

So how can they charge more?!
John
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Registered: 30th Jun 03
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26th Jan 09 at 17:54   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Wrighty_1988
Electrician is the highest in the sparky field, electronics engineer usually works out 100+ cheaper a year, well, it did for me.


An electrician isn't even close to an electronic engineer.

What you think the postcode group is and what the insurance class it as are probably 2 completely different things.

The postcode list on here doesn't hold true for me or anybody else i've compared it with.

[Edited on 26-01-2009 by John]
Welsh Dan
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Registered: 23rd Mar 00
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26th Jan 09 at 18:27   View User's Profile U2U Member Reply With Quote
Surely "Police" would lower the insurance quote, on the basis that a copper is perhaps less likely to speed as they'll lose their job?
VegasPhil
Premium Member

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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
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26th Jan 09 at 19:51   View Garage View User's Profile U2U Member Reply With Quote
Being an Estate Agent puts mine up.

Corsa 2.0 16v Vegas - Sold
Carl
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Registered: 9th May 04
Location: Jimmy Bennett's la la land.
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26th Jan 09 at 19:53   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Welsh Dan
Surely "Police" would lower the insurance quote, on the basis that a copper is perhaps less likely to speed as they'll lose their job?


Claims for a respray once car has been keyed, etc would probably put it up.
M2RTY
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Registered: 25th May 01
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26th Jan 09 at 20:02   View User's Profile U2U Member Reply With Quote
I use IT Consultant

how the hell am I more a risk?
John
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Registered: 30th Jun 03
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26th Jan 09 at 20:06   View User's Profile U2U Member Reply With Quote
I've played about with a few and they make little to no difference.

Change of postcode will be whats caused it.
Whittie
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Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
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26th Jan 09 at 20:18   View User's Profile U2U Member Reply With Quote
Tell your mate to phone up his insurers and ask why? I guess he could programme a virus and send it to his car!
M2RTY
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Registered: 25th May 01
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26th Jan 09 at 20:20   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Whittie
Tell your mate to phone up his insurers and ask why? I guess he could programme a virus and send it to his car!


I tried a few and it made no difference
Doug
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Registered: 8th Oct 03
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26th Jan 09 at 20:30   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by John
I've played about with a few and they make little to no difference.

Change of postcode will be whats caused it.


He originally got re-quoted on the change of postcode and there was no change when that went through.

He then went on to change his profession.
1_Litre_Porsche_Beater
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Registered: 9th Apr 02
Location: Kent
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26th Jan 09 at 21:07   View User's Profile U2U Member Reply With Quote
Police makes it cheaper, does it really matter come claim time what your occupation is?
Kurt
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Registered: 23rd Oct 05
Location: Hi
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26th Jan 09 at 21:09   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by jonnysri
got a shite quote cos im a firefighter. same for police and ambulance.


Because you put fires out in your car?
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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26th Jan 09 at 21:10   View User's Profile U2U Member Reply With Quote
Marketing Assistant. Only can get it £3 cheaper by using something different. Awesome.
LeeM
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Registered: 26th Sep 05
Location: Liverpool
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26th Jan 09 at 21:59   View User's Profile U2U Member Reply With Quote
my insurance went up when i moved to a nicer area, apparantly its because there are nicer cars which will attract thieves. my car is still as shit as ever
Kurt
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Registered: 23rd Oct 05
Location: Hi
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26th Jan 09 at 22:30   View User's Profile U2U Member Reply With Quote
My dad has to be careful what he puts.. certain insurers wont touch him because he works with scrap metal

I could understand if he was carting angle iron and turnings about in his car but its a tiny yaris and he drives it to and from work
Jamie-C
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Registered: 3rd Jun 08
Location: Ballycastle
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26th Jan 09 at 22:32   View User's Profile U2U Member Reply With Quote
Would it be cheaper if you worked in a bodyshop?
Rob E
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Registered: 1st Jan 06
Location: Madeley, Stafford....I want to live back in Wales!
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26th Jan 09 at 22:52   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Jamie-C
Would it be cheaper if you worked in a bodyshop?


Mine dropped when i said i was a student, prior to that i was a vehicle mechanic (on of the worst listed for insurance apparently) No insureres would take vehicle technician as a proper job title
Mike
Organiser: North West and North Wales
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Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
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27th Jan 09 at 00:19   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Rob E
quote:
Originally posted by Jamie-C
Would it be cheaper if you worked in a bodyshop?


Mine dropped when i said i was a student, prior to that i was a vehicle mechanic (on of the worst listed for insurance apparently) No insureres would take vehicle technician as a proper job title


When I used to work in a Suzuki garage I think all the techs had parts man on their insurance I had student cos I was an apprentice
Rob E
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Registered: 1st Jan 06
Location: Madeley, Stafford....I want to live back in Wales!
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27th Jan 09 at 10:22   View User's Profile U2U Member Reply With Quote
Even as a mechanic this year i was only paying about £300ish so cant really complain

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