Ash_EP3
Member
Registered: 15th May 07
Location: Melksham, Wiltshire
User status: Offline
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Is a joke to be honest
My little brother just got a quote for his first car (which he hasn't bought yet) and for a 1.2 16v sxi it's just over £2000! Obviously it's going to be fairly high being that they are not very experienced drivers but a few years back I was pissed off at paying £1100 for my first car never mind £2000!!!
This quote was using confused.com - what are you guys paying for your first cars
(p.s the quote also reflects the same amount for a 1.2 clio and a 1.0 12v)
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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Firstly, confused.com is wank and somewhere like Adrian Flux is usually cheaper by quite a bit.
Secondly, insurance is high for a reason for new drivers. Everyone has to take the hit, deal with it for the year, then see where he'se at with a years no claims later on (assuming he doesn't wrap up).
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dan-sport
Member
Registered: 9th Oct 07
Location: Bushbury, West Midlands
User status: Offline
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don't use confused.com they wanted almost 6 grand for a 1.4 16v sri before
have you tried co-op insurance their quite cheap i got a quote for 1200 fully comp on a 1.4 sport but thats abit down to my area and other things
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K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
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confused.com just add a premium on which is why they're high prices... its how they make their money
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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Yea these search engines are shite, only way is to do the legwork and go round individual companies 
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Bell are very good for young drivers
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Ash_EP3
Member
Registered: 15th May 07
Location: Melksham, Wiltshire
User status: Offline
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quote:
Originally posted by pow
Bell are very good for young drivers
Just got a quote for £4666 on bell  
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Norwich Union.
Just don't claim with them
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K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
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admiral, elephant try those. I know they're all linked, but you'll be surprised with the difference
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sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
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go as a named driver for the first 2 years, thats what i did and probably saved £1500+, who cares about NCB it doesn't really do anything anyway.
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Pete_vxl
Member
Registered: 24th Nov 06
Location: Lochgelly, Fife
User status: Offline
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quote:
Originally posted by sand-eel
go as a named driver for the first 2 years, thats what i did and probably saved £1500+, who cares about NCB it doesn't really do anything anyway.
i agree with named driver for 1 year, which is what i did, it cost £600 on a 1.4 sport, then the second year i went on my own and it was £600. NCB obviously does something, or it wouldnt exist
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mart08uk
Member
Registered: 10th Jan 08
Location: N/A
User status: Offline
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quote:
Originally posted by sand-eel
go as a named driver for the first 2 years, thats what i did and probably saved £1500+, who cares about NCB it doesn't really do anything anyway.
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Wrighty
Member
Registered: 28th Feb 04
Location: Howden
User status: Offline
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your falling at the first hurdle
ring companies up, flux covered my in my first year on a corsa sxi, £1300 tpft that was 3 nearly 4 years ago
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Matty SRi
Member
Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
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im insured wit quinn direct, first car at 18... 1.4 8v sri corsa b... £2400 !!
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Pete_vxl
Member
Registered: 24th Nov 06
Location: Lochgelly, Fife
User status: Offline
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quote:
Originally posted by Matty SRi
im insured wit quinn direct, first car at 18... 1.4 8v sri corsa b... £2400 !!
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sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
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the traditional thing on NCB was 1 year 10% off 2 years 20% off etc, there is no way its like that now, what insurance is all about is the risk factor, age/ job/ location they make the difference.
[Edited on 05-01-2009 by sand-eel]
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richc
Member
Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
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a years NCB was lowering my police by about 100 quid at very most with alot fo companies!
I was 18 with 1.4 sport TPFT with elephant and it were 1000
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mooney
Member
Registered: 20th Oct 05
Location: north west uk
User status: Offline
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try http://www.moneysupermarket.com/c/car-insurance/quote-request/1/
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StueyBoy1989
Member
Registered: 22nd Feb 07
Location: North West London
User status: Offline
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iv been a named driver for two years now, an now im looking into gettin a golf 130 tdi, an i think what i saved im now gonna have to pay for the insurance on the golf. first year on a B 1.4 16v was 1200 an second year was 700 now looking at the golf im bell have quoted 1500, bearing in mind i havent crashed and have no points. So going to ring brentacre and some others to see if i can get it down to 1300!
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StueyBoy1989
Member
Registered: 22nd Feb 07
Location: North West London
User status: Offline
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try an get as many older people on the insurance as possible this seems to bring it down quite alot! and getting the quotes early morning and late at night seem to save you 50 quid here an there.
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CorsAsh
Member
Registered: 19th Apr 02
Location: Munich
User status: Offline
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I was getting 9k quotes on the Rex through them, look elsewhere.
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AlunJ
Member
Registered: 3rd Apr 07
Location: Newport
User status: Offline
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churchill are quite good for young drivers atm, My 17yr old brothers got a fully comp quote on his 1.0 12v for 1500.... okay sounds alot but fully comp when i passed was looking over 2k..
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by mart08uk
quote:
Originally posted by sand-eel
go as a named driver for the first 2 years, thats what i did and probably saved £1500+, who cares about NCB it doesn't really do anything anyway.
insurance fronting is illegal. don't be a pikey tosser and pay the full amount and earn your NCB.
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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People telling you to go named on your own car are telling you to do something called Insurance Fronting! Its illegal, and if you need to claim and they suspect it they can withdraw your insurance - basically making you an uninsured driver.
edit - ben beat me to it 
[Edited on 05-01-2009 by dannymccann]
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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 it's happened on other forums i've been on, where people have been denied a pay out beause of this.
i paid my dues (£1400 on corsa, £2200 on fiesta and plenty on the focus), that's life at the end of the day.
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