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Author Car Insurance
bishbosh
Member
Registered: 25th Sep 06
User status: Offline
   5th Oct 08 at 18:56   View User's Profile U2U Member Reply With Quote
Im having trouble with my car insurance.....

Last year policy was £650, during this cover i got a speeding fine sp50.

My renewal came through from elephant @ £1185.........

How the hell can it nearly double just because of one speeding ticket???

Ive done the popular search engines with no luck, any advice on decent providers???

Cheers...
DannyB
Premium Member

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Registered: 6th Feb 08
User status: Offline
5th Oct 08 at 19:04   View Garage View User's Profile U2U Member Reply With Quote
esure?
LeahWGA
Member
Registered: 11th Jan 08
Location: Laurencekirk/Stirling
User status: Offline
5th Oct 08 at 19:04   View User's Profile U2U Member Reply With Quote
Aww thats well pants!!
im with tesco and they have been the cheapest for me.. no other provider comes close lol...
Huwsi
Member
Registered: 27th Apr 07
Location: Bangor, Gwynedd
User status: Offline
5th Oct 08 at 19:05   View User's Profile U2U Member Reply With Quote
elephant.co.uk
chloe16v
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Registered: 29th Nov 07
Location: Rotherham
User status: Offline
5th Oct 08 at 19:06   View User's Profile U2U Member Reply With Quote
kwikfit
Ben G
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Registered: 12th Jan 07
Location: Essex
User status: Offline
5th Oct 08 at 19:20   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Huwsi
elephant.co.uk


obviously you didn't read the first post

bishbosh
Member
Registered: 25th Sep 06
User status: Offline
5th Oct 08 at 19:27   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Danny_v6
esure?


Wont quote me.....
bishbosh
Member
Registered: 25th Sep 06
User status: Offline
5th Oct 08 at 19:27   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by cb87
kwikfit


£1048
DannyB
Premium Member

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Registered: 6th Feb 08
User status: Offline
5th Oct 08 at 19:32   View Garage View User's Profile U2U Member Reply With Quote
Im paying 1098 on a v6 vetcra, 23 years old 0ncb and a ban with esure.
bishbosh
Member
Registered: 25th Sep 06
User status: Offline
5th Oct 08 at 19:37   View User's Profile U2U Member Reply With Quote
mines a vectra sri 1800 petrol 1yr ncb
Dan295
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Registered: 9th Oct 06
Location: London
User status: Offline
5th Oct 08 at 19:43   View User's Profile U2U Member Reply With Quote
bell.co.uk
drbeansri
Member
Registered: 10th Dec 06
Location: Hertfordshire / Plymouth
User status: Offline
5th Oct 08 at 19:43   View User's Profile U2U Member Reply With Quote
Bell Insurance
drbeansri
Member
Registered: 10th Dec 06
Location: Hertfordshire / Plymouth
User status: Offline
5th Oct 08 at 19:44   View User's Profile U2U Member Reply With Quote
gggrrr beaten to it.
dannymccann
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Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
5th Oct 08 at 19:52   View User's Profile U2U Member Reply With Quote
Im always with Norwich Union, all 4 years for me. Currently 20M/20F, 3 years driving 4 years NCB, no points £523FC on 2.0DTi Astra
p4uls corsa
Member
Registered: 2nd May 05
Location: BRADFORD
User status: Offline
5th Oct 08 at 19:53   View User's Profile U2U Member Reply With Quote
http://www.ecarinsurance.co.uk/

http://www.halifaxcarinsurance.co.uk
bishbosh
Member
Registered: 25th Sep 06
User status: Offline
5th Oct 08 at 19:55   View User's Profile U2U Member Reply With Quote
Swift = 942
Bell = 1019
LeahWGA
Member
Registered: 11th Jan 08
Location: Laurencekirk/Stirling
User status: Offline
5th Oct 08 at 19:58   View User's Profile U2U Member Reply With Quote
did u get a quote from tesco?
Fraser Young
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Registered: 26th Dec 02
Location: Dundee City Drives: 58 Impreza WRX
User status: Offline
5th Oct 08 at 20:00   View User's Profile U2U Member Reply With Quote
If multiple providers are coming back with quite similar quotes -as you've hinted at, then I think yes, with your age/risk profile the sp50 will bump up the premium to the sort of level indicated by the quotes you're being given.

Though I don't discount you may find someone who will take more of a risk and insure you for cheaper. Surprisingly, phoning the companies directly and asking them to reduce the quote to £XXX, then some haggling, has in my experience been a very effective method of reducing premiums. Worth a try.
bishbosh
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Registered: 25th Sep 06
User status: Offline
5th Oct 08 at 20:07   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by p4uls corsa
http://www.ecarinsurance.co.uk/

2180
bishbosh
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Registered: 25th Sep 06
User status: Offline
5th Oct 08 at 20:07   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by LeahWGA
did u get a quote from tesco?


1458
Huwsi
Member
Registered: 27th Apr 07
Location: Bangor, Gwynedd
User status: Offline
5th Oct 08 at 20:10   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ben G
quote:
Originally posted by Huwsi
elephant.co.uk


obviously you didn't read the first post



My bad

they have been the cheapest for me the last three years
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
5th Oct 08 at 20:15   View User's Profile U2U Member Reply With Quote
yeah they are good for me too, no one else would insure me on the focus st
LeahWGA
Member
Registered: 11th Jan 08
Location: Laurencekirk/Stirling
User status: Offline
5th Oct 08 at 20:18   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by bishbosh
quote:
Originally posted by LeahWGA
did u get a quote from tesco?


1458


HOLY POOP!!!!!!
wow... ok urm.. thats like a grand more than me lol
Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
5th Oct 08 at 20:24   View User's Profile U2U Member Reply With Quote
you have boobs and a vagina therefore you get cheap insurance
mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
5th Oct 08 at 20:26   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ben G
you have boobs and a vagina therefore you get cheap insurance


Lmao but true

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