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Author Debt
liamC
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Registered: 28th Feb 04
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5th Aug 08 at 13:12   View User's Profile U2U Member Reply With Quote

Why is it when you just get rid of one debt, another one comes along straight after?

Paid off all my loan on Thursday (Just over a grand) and quite literally the next day, my car started playing up and they reckon it's going to cost about 600quid.

It does my fucking box in


Scotty C
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Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
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5th Aug 08 at 13:16   View User's Profile U2U Member Reply With Quote

Thats life mate. Sods law they say

Whats wrong with your car, and what makes you think it'll cost £600 to fix?
liamC
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Registered: 28th Feb 04
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5th Aug 08 at 13:23   View User's Profile U2U Member Reply With Quote

Fuck knows mate - he reckons its the transmission thats fucked
Lawrah
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Registered: 25th Dec 04
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5th Aug 08 at 13:25   View Garage View User's Profile U2U Member Reply With Quote

I have no debt
AK
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Registered: 5th Jul 00
Location: Aberdeen City
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5th Aug 08 at 13:28   View User's Profile U2U Member Reply With Quote

if you dont have debt you arent trying hard enough

mehehhe
Dean_W
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Registered: 13th Dec 05
Location: Downham Market, Norfolk
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5th Aug 08 at 13:28   View User's Profile U2U Member Reply With Quote

I have debt. Just over 50K.
AK
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Registered: 5th Jul 00
Location: Aberdeen City
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5th Aug 08 at 13:30   View User's Profile U2U Member Reply With Quote

i think i have about 425k but have 2 properties and a partshare of a 3rd
Lawrah
Premium Member

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Registered: 25th Dec 04
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5th Aug 08 at 13:37   View Garage View User's Profile U2U Member Reply With Quote

The thought of being in debt terrifies me, I hate owing money, even if its just 100 quid.. I just cant have it over me.
liamC
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Registered: 28th Feb 04
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5th Aug 08 at 13:42   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Lawrah
The thought of being in debt terrifies me, I hate owing money, even if its just 100 quid.. I just cant have it over me.


I'm completely credit card debt free now thankfully, and now only have a relatively small loan of about 8k here. ( And now my car )

It is incredibly easy to get a loan here it is beyond belief...when I ring up to pay off my credit card I always get asked if I want to top up my loan.

One time I was curious as to how much they would give me so asked what the max was.... 25k sterling there and then over the phone and into my bank the same day! Utter madness.


[Edited on 05-08-2008 by liamC]
dannymccann
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Registered: 9th Aug 06
Location: Doddington, Lincolnshire
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5th Aug 08 at 13:47   View User's Profile U2U Member Reply With Quote

Im a student so have debt in loans etc, but im not in my overdraft so not that bad and i pay my CC off every month, otherwise its 27.9% APR
stubbsy05
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Registered: 23rd Oct 02
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5th Aug 08 at 13:48   View User's Profile U2U Member Reply With Quote

I've got £110k on house.

total of 6k on credit cards (0% interest though :cool
toni88
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Registered: 16th Jul 08
Location: leicester
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5th Aug 08 at 13:49   View User's Profile U2U Member Reply With Quote

No debt for me...healthy future for my son lol...Im hoping

[Edited on 05-08-2008 by toni88]
RichR
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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
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5th Aug 08 at 13:51   View Garage View User's Profile U2U Member Reply With Quote

I'm jointly liable for just over £100k on the house now and have a student loan (not a real debt) of just under £12k but no credit card debts/loans/etc
paul.mitchell1984
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Registered: 31st Aug 06
Location: Wakefield
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5th Aug 08 at 14:29   View User's Profile U2U Member Reply With Quote

iv got about 1k which should be gone by december (fingers crossed car passes MOT and nothing goes wrong lol)
ed
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Registered: 10th Sep 03
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5th Aug 08 at 14:36   View User's Profile U2U Member Reply With Quote

I'm going to be taking an £80k loan soon
John
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Registered: 30th Jun 03
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5th Aug 08 at 14:39   View User's Profile U2U Member Reply With Quote

Pilot?
Dione J
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Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
User status: Offline
5th Aug 08 at 14:41   View User's Profile U2U Member Reply With Quote

I hope thats for a nice house mortgage
quote:
Originally posted by ed
I'm going to be taking an £80k loan soon
Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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5th Aug 08 at 14:42   View User's Profile U2U Member Reply With Quote

Its for quoting lessons.
ed
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Registered: 10th Sep 03
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5th Aug 08 at 14:51   View User's Profile U2U Member Reply With Quote

A house for £80k. You've got to be joking.
RichR
Premium Member

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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
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5th Aug 08 at 14:52   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by ed
I'm going to be taking an £80k loan soon


HSBC Pilot's Loan?

i looekd into it 2 years ago, just fater finishing Uni but didn't have the balls for the initial outlay; I would have if I hadn't done 4 years at uni though
John
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Registered: 30th Jun 03
User status: Offline
5th Aug 08 at 14:54   View User's Profile U2U Member Reply With Quote

ed what sort of pilots jobs have you found for after the licence?

I was looking into it and a lot of the current pilots seem to be getting more and more pissed off with the working conditions.

Is working for say rich people with learjets any better?
BYRON
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Registered: 1st Jun 04
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5th Aug 08 at 15:03   View User's Profile U2U Member Reply With Quote

no loans or debt here apart from a mortgage.
ed
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Registered: 10th Sep 03
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5th Aug 08 at 15:10   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by John
ed what sort of pilots jobs have you found for after the licence?

I was looking into it and a lot of the current pilots seem to be getting more and more pissed off with the working conditions.

Is working for say rich people with learjets any better?
My intentions are to go ant try and get on a cadet scheme for Netjets who operate business jets for people who have a spare €2million for an initial outlay to buy a share in a Citation for 5 years or so. Seems like a good life, the roster is 5 days on and 4 days off. The pay is good as you are required to stay at a base (hotel room) away from home when you are on duty. When you are off duty you are off and wont get called by work at all. The rosters are set months in advance so you can make plans for what to do when you are off.

If that doesn't work out then working for a low cost operator would be the next best thing to do. I would happily work for Ryanair, even though a lot of people moan about them being unfair. I know a person who drives for them and is on a very good wage, has a roster of 5 days on 3 days off and is racking up the hours - you would expect to fly 800-900 a year with them which is great as BA or similar wont even speak to yo until you have done 2000+.

But basically the problem people have is getting that first job. So you have to go with whoever will take you. I'm happy with that situation and willing to take the risk
John
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Registered: 30th Jun 03
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5th Aug 08 at 15:19   View User's Profile U2U Member Reply With Quote

I may have another browse, the 80k initial outlay is quite a big risk though.

I'll have a look at netjets just now
liamC
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Registered: 28th Feb 04
User status: Offline
5th Aug 08 at 15:23   View User's Profile U2U Member Reply With Quote

Etihad have just started a pilot cadet scheme if either of you are interested.

My mate has just qualified to get on the course and starts in November...

http://www.etihadairways.com/etihadairways/ae/en/aboutetihad/cadetpilot.htm

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