ed
Member
Registered: 10th Sep 03
User status: Offline
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Holy shit. I just realised that I got charged £38 fucking quid for a failed direct debit.
The even more annoying thing is that the reson it failed is because my direct debit for Sky tried to be taken out of my account first thing in the morning and my wages were paid into my account at mid-day. £38 for the sake of a couple of hours. Madness 
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ed
Member
Registered: 10th Sep 03
User status: Offline
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In fact, this has annoyed me so much that I want to change my account from Natwest to somone else now 
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Reedy
Member
Registered: 11th Apr 04
Location: Hammersmith
User status: Offline
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quote:
Originally posted by ed
In fact, this has annoyed me so much that I want to change my account from Natwest to somone else now
natwest is gay anyway.
Ive been with hsbc and never had any problems
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ed
Member
Registered: 10th Sep 03
User status: Offline
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They have also put me onto a graduate account. Despite me filling in the form saying that I graduate in 2009, phoning them on several occasions, and going into branch to try and sort out the issue. They don't listen so I feel the need to phone them up and have words tomorrow...
Think i'll need to change to HSBC some time soon anyway as they provide some services I may require 
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Aaron
Member
Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
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Its not actually Extortion though is it 
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ed
Member
Registered: 10th Sep 03
User status: Offline
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Oh, and thier online banking service is utterly awfull. It must have been designed by some idiot on Front Page. It just doesn't work, and has been the same since they launched it. Haven't they realised that web browsers and interface programming techniques have advanced massively?
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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Banks are cunts.
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ed
Member
Registered: 10th Sep 03
User status: Offline
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quote:
Originally posted by Aaron
Its not actually Extortion though is it
No, not really as it was my fault for not arranging to have the money in my account the day before. But I think the charge for it is slightly excessive and has gone up massively. The last time this happend to me was a few years back and I got fined a tenner which I guess is ok as it is in the terms and conditions.
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Reedy
Member
Registered: 11th Apr 04
Location: Hammersmith
User status: Offline
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quote:
Originally posted by ed
They have also put me onto a graduate account. Despite me filling in the form saying that I graduate in 2009, phoning them on several occasions, and going into branch to try and sort out the issue. They don't listen so I feel the need to phone them up and have words tomorrow...
Think i'll need to change to HSBC some time soon anyway as they provide some services I may require
i also get a nice 1750 interest free overdraft.
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ed
Member
Registered: 10th Sep 03
User status: Offline
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Same here. They provide roughly the same service and probably the same charges  But the online service looks better.
Plus, If a shop that I go to annoyed me I wouldn't go shopping there anymore. So why not treat a bank the same way?
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Aaron
Member
Registered: 9th Aug 04
Location: Cottingham, East Riding
User status: Offline
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Debt is for winners. In which case, i'm a loser 
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ed
Member
Registered: 10th Sep 03
User status: Offline
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Debt is for people who are un-employed. Luckily I'm no longer un-employed and will be out of my overdraft and cleared my credit card in a few weeks time which will be happy
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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Im with HSBC, their online banking is far superior to Barclays and Abbey (ive used all 3) but cant compare to anyone elses (IMO). However, I dislike their customer service, where if you go into branch you queue to speak with an advisor instead of just going up to the counters as they hide them out back now.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by ed
Oh, and thier online banking service is utterly awfull. It must have been designed by some idiot on Front Page. It just doesn't work, and has been the same since they launched it. Haven't they realised that web browsers and interface programming techniques have advanced massively?
WTF
you must be an idiot if you cant work the online banking service!!!
it's the most simple thing i've ever used
never had a problem with natwest myself, been with them 4 years now and never been charged for anything.
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myke
Member
Registered: 7th Feb 01
Location: High Wycombe, Buckinghamshire
User status: Offline
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i think natwesy are fine.
not especially loyal to them, but i have been a customer for 11 years.
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Graham88
Member
Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline
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Abbey FTW
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CorsAsh
Member
Registered: 19th Apr 02
Location: Munich
User status: Offline
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Only thing that does my nut with Natwest is the stupid PIN reader you have to use online now. And the only place I have used it is on their site. Which should be the safest place no?
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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i with natwest, they are ok.
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ed
Member
Registered: 10th Sep 03
User status: Offline
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quote:
Originally posted by Ben G
quote:
Originally posted by ed
Oh, and thier online banking service is utterly awfull. It must have been designed by some idiot on Front Page. It just doesn't work, and has been the same since they launched it. Haven't they realised that web browsers and interface programming techniques have advanced massively?
WTF
you must be an idiot if you cant work the online banking service!!!
it's the most simple thing i've ever used
never had a problem with natwest myself, been with them 4 years now and never been charged for anything.
I can work it perfectly fine. You must be an idiot for thinking that I can't based on my previous statement.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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no, you said it doesn't work.
it works perfectly fine, so either your computer is buggered or you can't work it.
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ed
Member
Registered: 10th Sep 03
User status: Offline
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In terms of design it doesn't work.
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johnhara1
Member
Registered: 19th Oct 06
Location: Newcastle upon Tyne
User status: Offline
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You should manage your money better. I never have 0 funds in the current account.
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ed
Member
Registered: 10th Sep 03
User status: Offline
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Thais nice for you. Do you happen to live with your parents still and not have to manage a multitude of bills that come out of your account at different times of the month.
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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I won' t bank with HSBC again but thats just my experience.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Online
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quote:
Originally posted by CorsAsh
Only thing that does my nut with Natwest is the stupid PIN reader you have to use online now. And the only place I have used it is on their site. Which should be the safest place no?
Barclays have this now. Silly little calculator thing. I didn't mind it first of all but the keys are too close together and it says enter ref when it means enter account number. Ref indeed. I don't know what ref is.
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