Black Mamba
Member
Registered: 28th Feb 06
Location: Derbyshire
User status: Offline
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Ok, I've been out of the country for a year and now i'm back it appears no one insures under 25 year olds to "drive other vehicles".
With my old policy i was covered third party on any other vehicle (providing i had the owners permition). But now it seems no one offers this to under 25's. I'm only 21, does anyone know of insurers that offer this cover?
Also, when did this happen?
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John
Member
Registered: 30th Jun 03
User status: Offline
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Bell
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Mobby
Member
Registered: 31st Dec 07
Location: Leicestershire
User status: Offline
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yes iv noticed this too but i cant remeber it being allowed as i havtn been driving long, if anyone knows of a company who does this them theyll get my next policy
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CorsAsh
Member
Registered: 19th Apr 02
Location: Munich
User status: Offline
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There were a lot of cases of people insuring say a mini then driving a Cossie around, so that's why they pulled the plug.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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I never ever had this privilege to drive other cars on my policy until last renewal which incidentally was just after turning 25. I never asked for it either as im insured as a named driver FC on every policy I need to drive (mine, jades, Old mans). Must just be a rule between many of them.
[Edited on 20-05-2008 by Colin]
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John
Member
Registered: 30th Jun 03
User status: Offline
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I've had it with bell since at least 22, maybe 21, can't remember, I can't own the car i'm driving.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Id never heard of it among younger people, my old mans always been able to drive mine 3rd party. None of my mates under 25 had it on their insurance.
tbh I can see where it could become subject to abuse quite easilly!!
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Timbaland
Banned
Registered: 20th Jan 07
Location: Glasgow
User status: Offline
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Iv been with Quinn Direct since i was 17 and been alllowed to drive any other car 3rd party fire and theft as long as its not registered in my name.
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John
Member
Registered: 30th Jun 03
User status: Offline
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Yip definitely.
I'm one of these people who likes to be just about legal in respect to things like that though so only drive cars when I have to.
Mainly parents and gf's and others in emergencys, thats when it's handiest.
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Dave A
USER UNDER INVESTIGATION - DO NOT TRADE
Registered: 10th Dec 03
Location: County Durham
User status: Offline
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more than cover anyone over 21 on other peoples cars.
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Black Mamba
Member
Registered: 28th Feb 06
Location: Derbyshire
User status: Offline
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I did used to have it with quinn, but i don't think they do it any more. might be worth checking that.
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Archie
Organiser: Scotland
Premium Member
Registered: 18th Dec 07
Location: South Ayrshire
User status: Offline
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I had it on a policy with bell, cost me an extra £40, i was 18 at the time.
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Black Mamba
Member
Registered: 28th Feb 06
Location: Derbyshire
User status: Offline
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Just got a quote off bell.
Bell=£1,250
Churchill=£550
big decision
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JM_16v
Member
Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
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flux some of there policys do admiral will alot of companys do as long as you fully comp some even when you not 21
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Its handy to have without a doubt, though I wouldnt particularly like to be driving a car valued more than I could pay back out my piggy bank TPFT only.
Id be fucked if I smashed my old mans Audi....wrote it off in a moments stupidity. Where would I get £20k from for a new one - that would be going round my had driving it & the reason im a named driver on his policy as I do have a tendancy to nick his car quite regularly.
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Archie
Organiser: Scotland
Premium Member
Registered: 18th Dec 07
Location: South Ayrshire
User status: Offline
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I've always found bell cheap personally
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by Black Mamba
Just got a quote off bell.
Bell=£1,250
Churchill=£550
big decision
Its more than double , do you really need to drive other peoples cars?
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Black Mamba
Member
Registered: 28th Feb 06
Location: Derbyshire
User status: Offline
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wish i did
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Black Mamba
Member
Registered: 28th Feb 06
Location: Derbyshire
User status: Offline
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i've always found it really usefull in the past, got bell down to £890 by adding my mum as a named driver, still steep though
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Timbaland
Banned
Registered: 20th Jan 07
Location: Glasgow
User status: Offline
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quote:
Originally posted by Black Mamba
I did used to have it with quinn, but i don't think they do it any more. might be worth checking that.
I renewed mine in March and its still the same.
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Nick A
Member
Registered: 28th Nov 04
Location: Hertfordshire
User status: Offline
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22 and i have DOC on my insurance with churchill, i work for Herts Insurance Consultants (HIC) and we dont cover any DOC for anyone below 23 iirc
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Black Mamba
Member
Registered: 28th Feb 06
Location: Derbyshire
User status: Offline
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I rang churchill and they told me that they cant offer DOC to any one under 25, how did you wrangle it?
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Nick A
Member
Registered: 28th Nov 04
Location: Hertfordshire
User status: Offline
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Not a clue rang up the other day to see when it expired and asked if i had DOC inc and the girl said yes, not that i ever use it or anything
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Black Mamba
Member
Registered: 28th Feb 06
Location: Derbyshire
User status: Offline
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There must surely be more than just 2 insurers out there that cover under 25's for DOC,
up for tomorrow!
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grogan
Member
Registered: 31st Jul 06
Location: County Durham
User status: Offline
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i'm 20 and i've got it with bell, cost me an extra £12 for the year!
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