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Author Banks lose overdraft charges case..
Fro
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Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
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24th Apr 08 at 12:42   View User's Profile U2U Member Reply With Quote
http://news.bbc.co.uk/1/hi/business/7364422.stm
Robbo
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Registered: 6th Aug 02
Location: London
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24th Apr 08 at 12:45   View User's Profile U2U Member Reply With Quote
Excellent news!!!
Fro
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Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
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24th Apr 08 at 12:46   View User's Profile U2U Member Reply With Quote
They have a month to appeal, but its all looking nice and dandy
Rob E
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Registered: 1st Jan 06
Location: Madeley, Stafford....I want to live back in Wales!
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24th Apr 08 at 12:51   View User's Profile U2U Member Reply With Quote
sweet, i could be a rich man soon then
Robbo
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Registered: 6th Aug 02
Location: London
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24th Apr 08 at 12:53   View User's Profile U2U Member Reply With Quote
I already got me and Natalie back about £500 last year
Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
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24th Apr 08 at 12:57   View User's Profile U2U Member Reply With Quote
How far back can this go

I had all statements etc ready about 18 months ago but never sent due to this

MAZIN
BYRON
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Registered: 1st Jun 04
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24th Apr 08 at 12:59   View User's Profile U2U Member Reply With Quote
I never heard a thing back when I requested my girlfriends bank charges last year. May try again
Fro
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Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
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24th Apr 08 at 13:02   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by BYRON
I never heard a thing back when I requested my girlfriends bank charges last year. May try again


You'll have to wait to see if the bank appeal first, as all claims are on hold until the appeal period is over, or if they appeal until the case ends again i would imagine. But its a step the right way at least
chloe16v
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Registered: 29th Nov 07
Location: Rotherham
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24th Apr 08 at 13:04   View User's Profile U2U Member Reply With Quote
ive never been charged
Jay
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Registered: 26th Sep 04
Location: Liverpool
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24th Apr 08 at 13:04   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Tom
How far back can this go

I had all statements etc ready about 18 months ago but never sent due to this

MAZIN


Same here I gave up cos of this, think its 6 years Tom might be wrong though?
Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
24th Apr 08 at 13:05   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by cb87
ive never been charged


It's actually just a savings scheme if they give us it back

Touch wood
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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24th Apr 08 at 13:05   View Garage View User's Profile U2U Member Reply With Quote
Ive never ever been charged
Dione J
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Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
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24th Apr 08 at 13:08   View User's Profile U2U Member Reply With Quote
how can you claim the bank charges back if you dont have the letters/receipts?
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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24th Apr 08 at 13:09   View Garage View User's Profile U2U Member Reply With Quote
I'll be due about a grand, which will be nice
Superlite Ltd.
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Registered: 9th Jan 07
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24th Apr 08 at 13:10   View User's Profile U2U Member Reply With Quote
Good news

I've got lots to claim for
Robbo
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Registered: 6th Aug 02
Location: London
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24th Apr 08 at 13:13   View User's Profile U2U Member Reply With Quote
Dont forget though that they will be allowed to charge £x... probably £12 so if you claim a £30 refund you'll probably only get back £18 like
Fro
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Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
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24th Apr 08 at 13:14   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Dione J
how can you claim the bank charges back if you dont have the letters/receipts?


Ask them for statements dating back to whenever you are claiming from.
Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
24th Apr 08 at 13:15   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by fro-dizzle
quote:
Originally posted by Dione J
how can you claim the bank charges back if you dont have the letters/receipts?


Ask them for statements dating back to whenever you are claiming from.


I can download about 5 years worth from HSBC site also
K 5ive
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Registered: 30th Jan 07
Location: Spain
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24th Apr 08 at 13:22   View User's Profile U2U Member Reply With Quote
Great, they will just get any money paid out by charging you to hold an account with them in order to recoup their losses.
Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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24th Apr 08 at 13:30   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Robbo
Dont forget though that they will be allowed to charge £x... probably £12 so if you claim a £30 refund you'll probably only get back £18 like


£4.60 or something like that was found to be the actual cost when you go overdrawn.
Paul_J
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Registered: 6th Jun 02
Location: London
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24th Apr 08 at 13:38   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by pow
Ive never ever been charged


same
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
24th Apr 08 at 13:56   View User's Profile U2U Member Reply With Quote
I've never been charged - it's called managing your finances.

*zips on flame suit*

On another note, this doesn't necessarily mean you will get the charges. The OfT still have to decide whether it is unfair or not, if that makes sense.

That Martin Lewis the "money saving expert" said something like that.
Baskey
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Registered: 31st May 06
User status: Offline
24th Apr 08 at 13:59   View User's Profile U2U Member Reply With Quote
could'nt give a fuck, iv been charged loads of times, knew i would and i still did it anyway. I dont deserve a refund lol

[Edited on 24-04-2008 by Baskey]
Tommy L
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Registered: 21st Aug 06
Location: Northampton Drives: Audi wagon
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24th Apr 08 at 14:02   View User's Profile U2U Member Reply With Quote
only been charged once
Hoddo
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Registered: 7th Nov 06
Location: Wallisdown, Bournemouth
User status: Offline
24th Apr 08 at 14:03   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by K 5ive
Great, they will just get any money paid out by charging you to hold an account with them in order to recoup their losses.


yup, I can see that coming.

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