Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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Who on here uses these types of scheme. Didit help you out in the long run or was it just ballache when you came to renewal time with other companies.
Opinions/advice please
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Matt L
Member
Registered: 17th Apr 06
User status: Offline
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one of my mates uses them spose its alright as you get a full ncb for just the 10months.
edit: it shouldnt really affect come renewal time i wouldnt of thought.
[Edited on 13-02-2008 by Matt L]
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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but would other insurance comanies accept it as technically its not a full years NCB.
Thats the only issue i can see with it
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flybikeslee
Member
Registered: 2nd Jan 07
Location: Liverpool
User status: Offline
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i was on one last year, perfectly fine when came to renew 
*with another company that is
[Edited on 13-02-2008 by flybikeslee]
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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did you renew with the same company though, or a different one?
edit: safe
[Edited on 13-02-2008 by Hamish]
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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Renew yes, but whast if you can get a better deal elsewhere?
I thought some companies get funny with the bonus accelerator schemes.
Corsa 2.0 16v Vegas - Sold
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Matt L
Member
Registered: 17th Apr 06
User status: Offline
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yeh it does show up as a proper full years ncb afaik. and tbf its only 2months short lol. have to be picky if they choose not to class it as a year imo
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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quote:
Originally posted by VegasPhil
Renew yes, but whast if you can get a better deal elsewhere?
I thought some companies get funny with the bonus accelerator schemes.
thats what im thinking [/unsure]
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willhouse
Member
Registered: 11th Jul 06
Location: Sheffield
User status: Offline
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why are you interested in a 10 month policy?
most insurance companies, you only tend to pay 10 installments anyway, or is it simply so you can get NCB quicker??
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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simply so i can get NCB quicker as i have none atm 
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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I built up 2 years with elephant on them 10 month policies and have now changed insurer and they didnt question me on them. So yeh they do stand as a full years NCB.
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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Awsome 
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Im on one at the moment, going to stay with the current company come renewal but take out a 12 month policy.
They say that it counts as a full years NCB so I can't see the problem.
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will_ainsworth
Member
Registered: 8th Jun 07
Location: London, UK
User status: Offline
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my mate did this with elephant and when he changed company they wouldnt take it as it was a company policy thing and he couldnt get a certificate or sumin?!?
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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I want some NCB
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TomWilly
Member
Registered: 20th Sep 05
Location: Bristol
User status: Offline
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when i took my insurance out with a different company, they asked for proof of my no claims, the Certificate said 3 Yrs, i had only been driving what 2 and a half, sent it through, got the discount
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will_ainsworth
Member
Registered: 8th Jun 07
Location: London, UK
User status: Offline
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are they transferable from one person to another, sure i heard sumin about this?
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Worthwhile if your building up NCB, now im at 5yrs theres no point as theres no saving to be had.
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John
Member
Registered: 30th Jun 03
User status: Offline
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If you have a renewal notice saying you have a certain amount of no claims you have that many, don't know about it being transferable, that would defeat the purpose would it not.
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will_ainsworth
Member
Registered: 8th Jun 07
Location: London, UK
User status: Offline
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well if you can deffo use them with other companys i dont see why there would be a reason not to do it! things are quicker then!! the only reason i still have my corsa and not the gti is i need to wait till i get my 1yncb!
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Dan295
Member
Registered: 9th Oct 06
Location: London
User status: Offline
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JM_16V had issues when bell offered him this iirc, u2u him
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Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
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quote:
Originally posted by Dan295
JM_16V had issues when bell offered him this iirc, u2u him
dont say that. Ive just bought a policy off them  . Oh well we will see what happens in 10 months time
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Dan295
Member
Registered: 9th Oct 06
Location: London
User status: Offline
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 should be fine tbh, jm said when he went elsewhere a different company didnt like it too much, i took out their 12 month policy, im guessing this is bell? what did you get on your policy?
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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TBH, Bell are quoting me very very good prices. IM happy with the service (Lousie dan  ) and being able to drive anyother car 3rd party saves alot
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cornish16vcorsa
Member
Registered: 21st Mar 05
Location: launceston cornwall
User status: Offline
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dont do it. i did and ALOT of places would not count it as their computers would not execpt 4 years no claims when i had only been old enought to drive for 3 years 10 months.
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