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Author What would you do?
DaNnY_LaD
Member

Registered: 30th Nov 05
Location: Walkden,Manchester
User status: Offline
18th Oct 07 at 17:57   View User's Profile U2U Member Reply With Quote

Ive started a new job and its 1680 after tax and then i get a wage rise in 6weeks...Plus ive been given a company van..So i pay nothing..
So i can either trade in my astra van with a deposit or just sell it on...But mot dew in november but ive just put 6months tax on it...

I want a New New car...05 wards and something nippy im 20,21 in 3weeks and been driving 3yrs but 1 accident at fault which took 2years NCB of me But im near the end of my 1st NCB..
I live with parents and have basically nothing coming out a month just rent(parents) And a small phone bill..

Or the 2nd choice would be Pay for something wright out which mean id have a car on 2002 plus i want a car asap...And theres on a few i want tbh..
Id go to a prober dealers for finance and id have the car for a while..So like vauxhall or ford..Im stuck for idea personally

Fiesta St,Corsa Vxr,ibiza Cupra,CTR or a Audi..

What would you lot do in my shoes..

Thanks
STEvieXE
Member

Registered: 21st Jan 03
Location: Ballymena N.I.
User status: Offline
18th Oct 07 at 17:59   View User's Profile U2U Member Reply With Quote

vxr corsa no contest in my opinion
DaNnY_LaD
Member

Registered: 30th Nov 05
Location: Walkden,Manchester
User status: Offline
18th Oct 07 at 18:00   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by STEvieXE
vxr corsa no contest in my opinion


On a vauxhall finance? something like 0% interest or what ever it is..

Edit: also got ur money Ste...And my mums packed it and She sending it off..

[Edited on 18-10-2007 by DaNnY_LaD]
leekeefy
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Registered: 8th Sep 07
Location: manchester
User status: Offline
18th Oct 07 at 18:00   View User's Profile U2U Member Reply With Quote

fiesta st-crap
cupra-only the R diesel
ctr-nice but a little common(well near me anyway!)
audi-have to be s3
corsa vxr-yep!!! for the looks if nowt else!

Lee
mwg
Member

Registered: 19th Feb 04
Location: South Lakes
User status: Offline
18th Oct 07 at 18:02   View User's Profile U2U Member Reply With Quote

Try having a go in a Renault Clio 197
AndyKent
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Registered: 3rd Sep 05
User status: Offline
18th Oct 07 at 18:02   View User's Profile U2U Member Reply With Quote

Astra VXR - much more car for the money. 0% finance only applies to brand new cars.
DaNnY_LaD
Member

Registered: 30th Nov 05
Location: Walkden,Manchester
User status: Offline
18th Oct 07 at 18:03   View User's Profile U2U Member Reply With Quote

But what would insurance be like on them fully comp...This is what il have have to find out
AndyKent
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Registered: 3rd Sep 05
User status: Offline
18th Oct 07 at 18:05   View User's Profile U2U Member Reply With Quote

Not sure mate, but can't be that much more than the Corsa can it given that its not much more expensive and not too much quicker either....

Only way is to get a quote isn't it...
Fad
Member

Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
18th Oct 07 at 18:06   View User's Profile U2U Member Reply With Quote

Magane R26
Clio R27
Integra DC5
Astra VXR
Leon Cupra
Mini Cooper S

The rest in the original list are all laclustre cars imo

[Edited on 18-10-2007 by Fad]
STEvieXE
Member

Registered: 21st Jan 03
Location: Ballymena N.I.
User status: Offline
18th Oct 07 at 18:07   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by DaNnY_LaD
quote:
Originally posted by STEvieXE
vxr corsa no contest in my opinion


On a vauxhall finance? something like 0% interest or what ever it is..

Edit: also got ur money Ste...And my mums packed it and She sending it off..

[Edited on 18-10-2007 by DaNnY_LaD]


dont go finance, get a personal loan and go in and haggle
DaNnY_LaD
Member

Registered: 30th Nov 05
Location: Walkden,Manchester
User status: Offline
18th Oct 07 at 18:08   View User's Profile U2U Member Reply With Quote

Yeah thats true the Corsa VXR is grp 16 and the St grp 13 this is what Parkers says anyway...
Gonna do Some Online Quotes and see what i get..
Got a feeling id be lookin at 2.5k fc for a 10k car...
ash_corsa
Member

Registered: 15th Apr 04
Location: Shrewsbury
User status: Offline
18th Oct 07 at 18:09   View User's Profile U2U Member Reply With Quote

when i enquired the 0% didnt apply to the VXR range

corsa VXR's are crap, the astra is 10x better imo

but then my audi is 10x better again!

what do you want a new car for? newer it is the more money you will lose
DaNnY_LaD
Member

Registered: 30th Nov 05
Location: Walkden,Manchester
User status: Offline
18th Oct 07 at 18:09   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by STEvieXE
quote:
Originally posted by DaNnY_LaD
quote:
Originally posted by STEvieXE
vxr corsa no contest in my opinion


On a vauxhall finance? something like 0% interest or what ever it is..

Edit: also got ur money Ste...And my mums packed it and She sending it off..

[Edited on 18-10-2007 by DaNnY_LaD]


dont go finance, get a personal loan and go in and haggle


yeah i thought this But ive never had debt so i doubt il have any credit history so a poor scoring...
Fad
Member

Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline
18th Oct 07 at 18:10   View User's Profile U2U Member Reply With Quote

2.5k on insurance you need your head testing!

Maybe if it was a TVR or Porsche it could be justified
AndyKent
Member

Registered: 3rd Sep 05
User status: Offline
18th Oct 07 at 18:11   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by ash_corsa
when i enquired the 0% didnt apply to the VXR range



Not sure on that. I had a brochure through this week from Vaux as part of the Partners scheme. I could have an Astra VXR with 8% off and 4 years 0% finance. Whether that only applies to the Partners scheme or to everyone I'm not sure
mwg
Member

Registered: 19th Feb 04
Location: South Lakes
User status: Offline
18th Oct 07 at 18:11   View User's Profile U2U Member Reply With Quote

Get something smart and not particularly fast but cheap to insure for a couple of years till your crash doesnt count anymore
DaNnY_LaD
Member

Registered: 30th Nov 05
Location: Walkden,Manchester
User status: Offline
18th Oct 07 at 18:12   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by ash_corsa
when i enquired the 0% didnt apply to the VXR range

corsa VXR's are crap, the astra is 10x better imo

but then my audi is 10x better again!

what do you want a new car for? newer it is the more money you will lose



I havent had a car for 9months and been driving my astra van everyday and its really gettin to me..I want something on par with my old Xe corsa...

Ok maybe 10k might be a little much So a brand new one might be out of the question...
Id want something around a 05 idealy or even a 2002 ...

ive seen Fiesta St go for 6k on autotrader and there a grp 13 i want a nice little car i can enjoy and take people in...Mpg doesnt bother me..
richc
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Registered: 24th Mar 07
Location: Ilkeston
User status: Offline
18th Oct 07 at 18:15   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Fad
2.5k on insurance you need your head testing!

Maybe if it was a TVR or Porsche it could be justified


My 18 yr old mate does it on his C2 vts He pays more to insure it everymonth than buy
deano87
Member

Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
18th Oct 07 at 18:17   View User's Profile U2U Member Reply With Quote

By a car outright, save for getting your own place or something.
DaNnY_LaD
Member

Registered: 30th Nov 05
Location: Walkden,Manchester
User status: Offline
18th Oct 07 at 18:19   View User's Profile U2U Member Reply With Quote

Just a had a insurance qoute on a 106gti/vts and its 1650fc seem this 0 NCB is killin me...

But is drop 267quid wen i put in 21 instead of 20...
Plus this 0ncb dnt help...FUCK! i dnt knw wot to do..
DaNnY_LaD
Member

Registered: 30th Nov 05
Location: Walkden,Manchester
User status: Offline
18th Oct 07 at 18:20   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by deano87
By a car outright, save for getting your own place or something.


Not for a long time Yet mate!
deano87
Member

Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
18th Oct 07 at 18:24   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by DaNnY_LaD
quote:
Originally posted by deano87
By a car outright, save for getting your own place or something.


Not for a long time Yet mate!



Ok, move out and rent or something, get some freedom. £1600 after tax, plus getting more in 6 weeks is well liveable imho.
mwg
Member

Registered: 19th Feb 04
Location: South Lakes
User status: Offline
18th Oct 07 at 18:28   View User's Profile U2U Member Reply With Quote

rents dead money. if you can live at home for less and enjoy yourself with cars etc. I would.

p.s. thats what I am doing
deano87
Member

Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
18th Oct 07 at 18:30   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Matty G
rents dead money. if you can live at home for less and enjoy yourself with cars etc. I would.

p.s. thats what I am doing

You could look at it that cars depreciate like fuck and are a waste of money. You could have good fun either way though.

I agree, I'd probably stay at home, but I wouldn't splash out on cars. I'd be saving for the day I could BUY somewhere or something.
DaNnY_LaD
Member

Registered: 30th Nov 05
Location: Walkden,Manchester
User status: Offline
18th Oct 07 at 18:30   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Matty G
rents dead money. if you can live at home for less and enjoy yourself with cars etc. I would.

p.s. thats what I am doing


Im not moving out till im atleast 23-25 Fuck that..I want to enjoy life...

Just had a qoute on money supermarket.com £2654.40 fullcomp 150 excess,10k miles and stero cover....

I havent tryed brencatre or Hic or flux yet....id be happy with 2k on my insurance..

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