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Author The AA just made me really chuckle. . .
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
17th Jul 07 at 12:56   View User's Profile U2U Member Reply With Quote
. . .because my insurance renewal quote, at 19, 0 NCB, licence for 2 years 4 months, 1 claim at fault on a 12v Corsa was. . .

























. . .£1,615.40



Good job Bell and Elephant were around the £1100 mark, depending on extras. Not bad considering I paid £1000 with 0 claims at fault.

[Edited on 17-07-2007 by deano87]
gianluigi
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Registered: 9th Mar 05
Location: Ipswich, Suffolk
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17th Jul 07 at 12:58   View User's Profile U2U Member Reply With Quote
you're really one unlucky mofu when it comes to insurance
Hamish
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Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
17th Jul 07 at 12:58   View User's Profile U2U Member Reply With Quote
jesus thats alot. i just got quoted £684 on a 1.6 sport. 3 points, 1 no fault claim, mods
Steve
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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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17th Jul 07 at 12:59   View Garage View User's Profile U2U Member Reply With Quote
i was paying half that at a similar age for a 106gti.

either insurance back then was loads cheaper or your a dodgy bastard they dont want to insure
Whittie
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Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
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17th Jul 07 at 12:59   View User's Profile U2U Member Reply With Quote
Jesus...

For a 106GTi i was quoted £937, with 3 points, and mods, plus im younger
Hamish
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Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
17th Jul 07 at 13:00   View User's Profile U2U Member Reply With Quote
tbh i think that rates have gone up steve. but the fault claim to his name doesnt help
K2 GTi
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Registered: 21st Oct 04
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17th Jul 07 at 13:03   View User's Profile U2U Member Reply With Quote
you're getting ripped off

[Edited on 17-07-2007 by K2 GTi]
John
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Registered: 30th Jun 03
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17th Jul 07 at 13:04   View User's Profile U2U Member Reply With Quote
I know what its like to get stupid insurance quotes but you must live in bosnia.
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
17th Jul 07 at 13:05   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Hamish
tbh i think that rates have gone up steve. but the fault claim to his name doesnt help

I agree, I think insurance has gone up. I also think mine is more because I require guaranteed courtesy car, because I have no other way of getting to Uni.

I will probably try Adrian Flux, they might be able to help.

When I first got my car and paid £1000, that was a good deal I think having claims, at fault, are worse than 3 points tbh, as 3 points most people have these days due to the amount of speed cameras.

My insurance should have dropped to about £750 if I didn't crash though
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
17th Jul 07 at 13:06   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by John
I know what its like to get stupid insurance quotes but you must live in bosnia.

Seriously, everyone go on The AA website, input details the same as me.

I don't even live in a high risk post code.
Hamish
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Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
17th Jul 07 at 13:06   View User's Profile U2U Member Reply With Quote
brentacre mate

LEG ENDS
Whittie
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Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
17th Jul 07 at 13:20   View User's Profile U2U Member Reply With Quote
Dont put you had a crash into other quotes...

Say you're an NHS doctor, that does 1000 miles a year, and car is garaged with an alarm , £720 quote. result.

If they ask about profession, say you changed jobs, and realised you were in the wrong job.

And your garage is now used by another car, and never got round to fitting an alarm, as for mileage, your new job is quite far away lol



[Edited on 17-07-2007 by Whittie]
Hamish
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Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
17th Jul 07 at 13:22   View User's Profile U2U Member Reply With Quote
tbh you may as well save youself the 700 quid and not take out insurance
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
17th Jul 07 at 13:22   View User's Profile U2U Member Reply With Quote
Not putting you've had a crash is illegal though.

Just got a quote from Endsleigh, £865.62 cheaper than what I started out on, even with claim.

Haven't got my renewal from Zurich yet though, might be alright.
Hamish
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Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
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17th Jul 07 at 13:23   View User's Profile U2U Member Reply With Quote
u tryed brentacre yet mate. they do know what ther doing. even quoted engine codes at me i was like
Superlite Ltd.
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Registered: 9th Jan 07
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17th Jul 07 at 13:25   View User's Profile U2U Member Reply With Quote
When i first started driving i insured a 1.4 8v ibiza for £800

...and i was 17
Ben G
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Registered: 12th Jan 07
Location: Essex
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17th Jul 07 at 13:25   View User's Profile U2U Member Reply With Quote
if you say you garage your car and it gets nicked whilt sitting on the driveway or street then you are fucked and they won't pay out because you lied to insurance

just paid my insurance for the year, £2700 at the moment, 19 0 NCB, 2 claims pending, 0 points.

claims aren't my fault but the other blokes wouldn't admit it and wanted to mess about so i need to wait until i get the result from them and insurance should go down to 1600 quid with 1 years no claims.
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
17th Jul 07 at 13:26   View User's Profile U2U Member Reply With Quote
Whittie, your recommendation of Quinn Direct, was, to put it bluntly, rubbish. I'd rather walk the 25 miles to Uni every morning.

You Pay:
£1,827.93
Kano
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Registered: 29th Aug 04
Location: Fife
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17th Jul 07 at 13:26   View User's Profile U2U Member Reply With Quote
With 8 points and 3 years no claims my insurance is 350... can insure a cossy for a grand...
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
17th Jul 07 at 13:28   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ben G
if you say you garage your car and it gets nicked whilt sitting on the driveway or street then you are fucked and they won't pay out because you lied to insurance

That can't be true. What if you stay round someone's house at the weekend or you go on holiday in the UK?!
Ben G
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Registered: 12th Jan 07
Location: Essex
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17th Jul 07 at 13:32   View User's Profile U2U Member Reply With Quote
i meant overnight

it's true, insurance even said
K2 GTi
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Registered: 21st Oct 04
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17th Jul 07 at 13:35   View User's Profile U2U Member Reply With Quote
Yeah hat if you stay overnight?
Ben G
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Registered: 12th Jan 07
Location: Essex
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17th Jul 07 at 13:36   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by K2 GTi
Yeah hat if you stay overnight?


ring and ask

i'm pretty sure that if you aren't at the registered keepers address (i.e. your own) then you are covered as normal because you have no way of putting it in your own garage or driveeay if you are not at your house

[Edited on 17-07-2007 by Ben G]
Whittie
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Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
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17th Jul 07 at 13:42   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by deano87
Whittie, your recommendation of Quinn Direct, was, to put it bluntly, rubbish. I'd rather walk the 25 miles to Uni every morning.

You Pay:
£1,827.93




For a 106Gti, 3 points, student, 20,000 miles a year, it was good
ajscorsa
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Registered: 30th Apr 02
Location: Perceton, North Ayrshire
User status: Offline
17th Jul 07 at 14:13   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Hamish
brentacre mate

LEG ENDS


i just like the fact that u get someone that knows what there talking about and aint a retard in a call centre.

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