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Author APR on loans
JM_16v
Member
Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
21st Jun 07 at 22:28   View User's Profile U2U Member Reply With Quote
what we all paying?
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
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21st Jun 07 at 22:31   View Garage View User's Profile U2U Member Reply With Quote
0% on some unsecured stuff. Mortgage is 0.59% above BoEBR.
mikeef
Banned
Registered: 20th Aug 06
Location: Kent
User status: Offline
21st Jun 07 at 22:33   View User's Profile U2U Member Reply With Quote
29.5% on computer finance... Its 0% if I pay before July 6th

15.9% on car loan
andy1868
Member
Registered: 22nd Jun 06
Location: Burscough, Lancashire
User status: Offline
21st Jun 07 at 22:34   View User's Profile U2U Member Reply With Quote
0% from my dad
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
21st Jun 07 at 22:36   View Garage View User's Profile U2U Member Reply With Quote
Mike
JM_16v
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Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
21st Jun 07 at 22:37   View User's Profile U2U Member Reply With Quote
i got offered 22.9% on a small loan and anything higher than £10k was 17.9k due to my age etc
Matt H
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Registered: 11th Sep 01
Location: South Yorkshire
User status: Offline
21st Jun 07 at 22:38   View User's Profile U2U Member Reply With Quote
Thats fucking loads

Most banks offer less than 10%
Robin
Premium Member

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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
21st Jun 07 at 22:38   View Garage View User's Profile U2U Member Reply With Quote
Mine was £208.40 over 60 months on an 8k loan, whatever that is?
JM_16v
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Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
21st Jun 07 at 22:41   View User's Profile U2U Member Reply With Quote
money supermarket.com says itsa about right cos of my age/i live with parents etc
Robin
Premium Member

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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
21st Jun 07 at 22:43   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Robin
Mine was £208.40 over 60 months on an 8k loan, whatever that is?


14.1%
Robin
Premium Member

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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
21st Jun 07 at 22:45   View Garage View User's Profile U2U Member Reply With Quote
Or is it 11.2%?

either way, it was with Alliance and Leicester, might be worth a look for you JM

[Edited on 21-06-2007 by Robin]
andy1868
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Registered: 22nd Jun 06
Location: Burscough, Lancashire
User status: Offline
21st Jun 07 at 22:45   View User's Profile U2U Member Reply With Quote
stop talking to yourself you crazy hobo
mikeef
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Registered: 20th Aug 06
Location: Kent
User status: Offline
21st Jun 07 at 22:51   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by andy1868
stop talking to yourself you crazy hobo


JM_16v
Member
Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
21st Jun 07 at 22:51   View User's Profile U2U Member Reply With Quote
yeh but i dont like the idea of looking
if you look and get rejected they give you a bad credit rating i work full time etc so dont see why mines so high
Robin
Premium Member

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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
21st Jun 07 at 22:53   View Garage View User's Profile U2U Member Reply With Quote
Check by putting in your work details etc, but a fake name?
JM_16v
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Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
21st Jun 07 at 22:59   View User's Profile U2U Member Reply With Quote
suppose.... online?
_Allan_
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Registered: 24th Mar 04
User status: Offline
21st Jun 07 at 23:59   View User's Profile U2U Member Reply With Quote
0% on g/f's cash
JM_16v
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Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
22nd Jun 07 at 07:14   View User's Profile U2U Member Reply With Quote
its so anoying when it comes to cash
SAL
Premium Member

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Registered: 19th Dec 05
Location: Radlett, Hertfordshire
User status: Offline
22nd Jun 07 at 07:17   View Garage View User's Profile U2U Member Reply With Quote
i had a loan with moneyback @ 6.1% for 6k, i done it for my skinyblister so she could get a car...she has a dd into my account every month to pay it off
JM_16v
Member
Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
22nd Jun 07 at 07:20   View User's Profile U2U Member Reply With Quote
part of the reason i want it is to build credit history, so doing that isnt a option atm
SAL
Premium Member

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Registered: 19th Dec 05
Location: Radlett, Hertfordshire
User status: Offline
22nd Jun 07 at 07:23   View Garage View User's Profile U2U Member Reply With Quote
best way to build credeit imo is, save into a savings account and have a credit card i do both

£300-500 a month goes into my savings = shows you can save

£100 on the credit card for petrol only = shows you can manage your money plus pay it back quikly

only reason im doin it is to apply for a joint morgage and want maximum £££
willay
Moderator
Organiser: South East, National Events
Premium Member

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Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
22nd Jun 07 at 07:25   View Garage View User's Profile U2U Member Reply With Quote
why doy uo need a loan jean?

I use my credit card for petrol to build my credit history
a_j_mair
Member
Registered: 23rd Jan 04
Location: Scotland
User status: Offline
22nd Jun 07 at 08:48   View User's Profile U2U Member Reply With Quote
i just payed off a loan
10k loan payed it off over a year and only paid about £215 interest
Edd
Member
Registered: 8th Nov 04
Location: Glasgow
User status: Offline
22nd Jun 07 at 08:56   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by mikeef


15.9% on car loan



thats nothing my first car loan had a 23% apr
Dee
Banned
Registered: 19th Sep 01
User status: Offline
22nd Jun 07 at 10:51   View User's Profile U2U Member Reply With Quote
5.9% Nationwide

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