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Author cheap insurance (if there is such a thing)
Ricky352
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Registered: 6th Apr 07
Location: Northern Ireland
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13th Jun 07 at 10:37   View User's Profile U2U Member Reply With Quote

Sorry bout this I no people are always on here asking bout insurance.
Anyway I have a corsa b which is taking a cav sri engine soon and havent been able to find anywhere cheaper than adrian flux. Im 19 no ncb and 3 points, and from NI. Adrian quoted me 3000, and i will be willing to pay it, but i dont want to pay 3000 if i dont have to.

Thanks very much for any help.
Dione J
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Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
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13th Jun 07 at 10:46   View User's Profile U2U Member Reply With Quote

http://www.corsasport.co.uk/board/viewthread.php?tid=170986
Colin
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Registered: 4th Apr 02
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13th Jun 07 at 10:51   View User's Profile U2U Member Reply With Quote

£3000 & your even considering paying that??

Whats wrong with people??
pagan_88
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Registered: 28th Dec 06
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13th Jun 07 at 10:52   View User's Profile U2U Member Reply With Quote

Quinn Direct
Ricky352
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Registered: 6th Apr 07
Location: Northern Ireland
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13th Jun 07 at 11:04   View User's Profile U2U Member Reply With Quote

Im willing to pay it alright. Got myself into an ok job and REALLY want it done, so thats it
TheCam
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Registered: 16th Mar 07
Location: Kirkcaldy
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13th Jun 07 at 12:22   View User's Profile U2U Member Reply With Quote

Quinn direct dont accept mods and this car is going to have an engine transplant. I am with flux and its £2200
Pablo
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Registered: 3rd Feb 03
Location: Milton Keynes
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13th Jun 07 at 12:23   View User's Profile U2U Member Reply With Quote

moneysupermarket.com

confused.com
nova_gteuk
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Registered: 15th May 02
Location: South Wales Drives: The Bandwagon
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13th Jun 07 at 12:30   View User's Profile U2U Member Reply With Quote

agree with colin,fookin crazy if your gonna pay that.

wouldnt it be better staying with a small engine then when your insurance goes down spending that 3 grand on a better car than a corsa?
Brett
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Registered: 16th Dec 02
Location: Manchester
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13th Jun 07 at 12:31   View Garage View User's Profile U2U Member Reply With Quote

Brentacre are good for conversions, altho i'm not sure about age restrictions (if any).
nik
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Registered: 19th Jun 00
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13th Jun 07 at 12:32   View User's Profile U2U Member Reply With Quote

£3000 insurance on a corsa, madness. Madness on anything.
JM_16v
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Registered: 17th Oct 05
Location: Essex Drives: GLC63S
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13th Jun 07 at 12:53   View User's Profile U2U Member Reply With Quote

dannylad used to pay 3.5 k on his xe putple smooth gsi
Superlite Ltd.
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Registered: 9th Jan 07
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13th Jun 07 at 13:11   View User's Profile U2U Member Reply With Quote

3.5k to insure a corsa!

I could get insured on an evo cheaper than that!
pagan_88
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Registered: 28th Dec 06
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13th Jun 07 at 13:22   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by cam1
Quinn direct dont accept mods and this car is going to have an engine transplant. I am with flux and its £2200


They don't do modifications to the standard engine no. They however do insure non performance mods (alloys, lights etc) and also will quote on a engine swap. When I had my old AX they quoted me when I was dropping a VTS engine into it. You have a couple of pages of paperwork to complete but they gave me a decent quote
Ricky352
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Registered: 6th Apr 07
Location: Northern Ireland
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13th Jun 07 at 13:23   View User's Profile U2U Member Reply With Quote

People may think im stupuid paying this, but its wot i want to do and i wont be happy until then - and anyway i dont mind paying the money cos itll be worth it and i can afford it.
Colin
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Registered: 4th Apr 02
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13th Jun 07 at 14:02   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ricky352
Im willing to pay it alright. Got myself into an ok job and REALLY want it done, so thats it


I wouldnt dream of considering paying that much unless my salary was 5 figures & then the car would need to be a Lambo/Ferarri/Porsche etc

£3k for for £12 months in a corsa How much is the car worth??
Ricky352
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Registered: 6th Apr 07
Location: Northern Ireland
User status: Offline
13th Jun 07 at 14:38   View User's Profile U2U Member Reply With Quote

ok i no its only a corsa, but i wud rather spend this money insuring a 2.0 corsa than a better car with the same sorta stats. The corsa will stand out and it is a project which i am enjoying very much. May sound stupuid to sum people but thats the way i feel.

[Edited on 13-06-2007 by Ricky352]
Ricky352
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Registered: 6th Apr 07
Location: Northern Ireland
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13th Jun 07 at 14:41   View User's Profile U2U Member Reply With Quote

Oh yeah, and at the end of the day im going to paying 1700 if i keep it a 1.2 anyway, so wots 1300 for the difference between a 1.2 and 2.0
nova_gteuk
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Registered: 15th May 02
Location: South Wales Drives: The Bandwagon
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13th Jun 07 at 14:42   View User's Profile U2U Member Reply With Quote

1300 diffrence is save that money put it towards something half decent than a corsa that wont be worth the 3 grand by the time you come to sell.
JohnNI
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Registered: 16th Mar 06
Location: Northern Ireland
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13th Jun 07 at 14:52   View User's Profile U2U Member Reply With Quote

Keep it a 1.2 for a year and it should come down a good bit, in that time you could be re-building the engine and putting it on TB's. £1700 for insurance am sure you could get cheaper than that even if it is Northern Ireland. £3000 on insurance
m1ke
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Registered: 9th Sep 05
Location: Tewkesbury
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13th Jun 07 at 15:00   View User's Profile U2U Member Reply With Quote

just phoned flux, to get a quote on a c20let in my corsa with all mods declared £2600 but it will go down by 30 - 40% with a year no claims and go down by 15% if i go on limited milege 5k a year
flybikeslee
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Registered: 2nd Jan 07
Location: Liverpool
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13th Jun 07 at 15:06   View User's Profile U2U Member Reply With Quote

i put my mum on my policy and it dropped. and she doesn't even drive my car...but if she did she'd be alright...doesn't really make sense to me next year will be cheaper i'll be 19, 2 years no claims. 1st year was £1500 on a 1.2 8v, similar this year on my 1.6 sport, next year will be closer to the 1k mark
damandblast
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Registered: 11th Sep 06
Location: Nottingham
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13th Jun 07 at 15:41   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ricky352
ok i no its only a corsa, but i wud rather spend this money insuring a 2.0 corsa than a better car with the same sorta stats. The corsa will stand out and it is a project which i am enjoying very much. May sound stupuid to sum people but thats the way i feel.

[Edited on 13-06-2007 by Ricky352]


OK, setting aside the fact that's its a lot of money. The likely hood (statistically anyway) of somebody having a smash within their 1st year of driving is very high which would hammer insurance even further. Does the engine switch have to take place prior to you having any NCB? Can it not be a "long term project"

deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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13th Jun 07 at 15:44   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by nova_gteuk
agree with colin,fookin crazy if your gonna pay that.

wouldnt it be better staying with a small engine then when your insurance goes down spending that 3 grand on a better car than a corsa?
vx.racing
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Registered: 17th Feb 06
Location: Tyrone, Northern Ireland
User status: Offline
13th Jun 07 at 15:52   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by pagan_88
quote:
Originally posted by cam1
Quinn direct dont accept mods and this car is going to have an engine transplant. I am with flux and its £2200


They don't do modifications to the standard engine no. They however do insure non performance mods (alloys, lights etc) and also will quote on a engine swap. When I had my old AX they quoted me when I was dropping a VTS engine into it. You have a couple of pages of paperwork to complete but they gave me a decent quote


You have to be 21 or over for this to work in NI with Quinn.
Ricky352
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Registered: 6th Apr 07
Location: Northern Ireland
User status: Offline
13th Jun 07 at 15:55   View User's Profile U2U Member Reply With Quote

I hear what u's are all saying, and dont think that i havent thought about it long and hard. Im doing it within a few months, and whoever said about 1st year drivers crashing easy, ur right. I crashed my car bad the day after i got it, but see since that moment i am a changed driver, so i feel confident that i wont crash again for a while, but of course who nos. So does every1 think adrians my best bet still. The limited milage thing - u can lie in that right?

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