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Author Insurance
nathy_87
Member
Registered: 14th Aug 08
Location: West Mids. Drives: Škoda Fabia VRS 5J
User status: Offline
   20th Apr 07 at 10:42   View User's Profile U2U Member Reply With Quote
Aitn it a bastard i phoned them up on Wednesday tll them im no longer a learner driver, and the asian woman said ok that will now be £1644, (instead of £1600) i thought it went a little after passing your test i think i will find somewhere else when July comes, who are you guys with??

[Edited on 20-04-2007 by nathy_87]
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
20th Apr 07 at 10:45   View User's Profile U2U Member Reply With Quote
I didn't think it changed at all.

Currently with Tesco, will be switching to Admiral in the Autumn when I get 5 years NCB. Had quite a tasty quote from them on a car I'm after.

You're doing it the right way though mate. Get your own policy and start building up the no claims
Steve X16XE
Member
Registered: 31st Dec 06
Location: Barnsley, South Yorkshire
User status: Offline
20th Apr 07 at 10:45   View User's Profile U2U Member Reply With Quote
Pru and Pru
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
20th Apr 07 at 10:46   View User's Profile U2U Member Reply With Quote
who are you with Nathy?
12vMatt
Member
Registered: 28th Oct 06
Location: Sunderland
User status: Offline
20th Apr 07 at 10:52   View User's Profile U2U Member Reply With Quote
its gone up cos your now gonna be driving on your own rather than with an experienced driver
James_DT
Member
Registered: 9th Apr 04
Location: Cambridgeshire
User status: Offline
20th Apr 07 at 10:58   View User's Profile U2U Member Reply With Quote
Mine didn't cost any more or less when I told DirectLine I'd passed my test. They charged me £8 admin charges though.
nathy_87
Member
Registered: 14th Aug 08
Location: West Mids. Drives: Škoda Fabia VRS 5J
User status: Offline
20th Apr 07 at 11:08   View User's Profile U2U Member Reply With Quote
im with Bell Insurance, went on a site, quoted me £900 probs be differnt now though
eazy187
Member
Registered: 10th Aug 06
Location: Inverness Drives:Focus/Firestorm
User status: Offline
   20th Apr 07 at 11:20   View User's Profile U2U Member Reply With Quote
Don't know if i told my insurer i passed didn't know you had to!
nathy_87
Member
Registered: 14th Aug 08
Location: West Mids. Drives: Škoda Fabia VRS 5J
User status: Offline
20th Apr 07 at 11:22   View User's Profile U2U Member Reply With Quote
lol yup. otherwise when you get pulled over by the Police they check with the insurance etc IIRC,
Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
20th Apr 07 at 11:23   View User's Profile U2U Member Reply With Quote
Mine didnt go up or down when i passed my test and told them.
Scotty C
Member
Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline
20th Apr 07 at 11:25   View User's Profile U2U Member Reply With Quote
Get a quote with more Th<n. Soooo cheap. I was paying £1083 FC, got a quote with them for £383 FC free break down cover too
gianluigi
Member
Registered: 9th Mar 05
Location: Ipswich, Suffolk
User status: Offline
20th Apr 07 at 11:28   View User's Profile U2U Member Reply With Quote
£1644 for a 1.4
nathy_87
Member
Registered: 14th Aug 08
Location: West Mids. Drives: Škoda Fabia VRS 5J
User status: Offline
20th Apr 07 at 11:30   View User's Profile U2U Member Reply With Quote
yes i know gianluigi tell me about it ridiculous isnt it,!!
Scotty C
Member
Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline
20th Apr 07 at 11:30   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by gianluigi
£1644 for a 1.4


Always sting you when you 1st pass
Colin
Member
Registered: 4th Apr 02
User status: Offline
20th Apr 07 at 11:31   View User's Profile U2U Member Reply With Quote
Im with Admiral - 1.8 16v - £176 tpft
Scotty C
Member
Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline
20th Apr 07 at 11:33   View User's Profile U2U Member Reply With Quote
How old are you Colin? Admiral rip me off big time.
nathy_87
Member
Registered: 14th Aug 08
Location: West Mids. Drives: Škoda Fabia VRS 5J
User status: Offline
20th Apr 07 at 11:33   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Monster
quote:
Originally posted by gianluigi
£1644 for a 1.4


Always sting you when you 1st pass



thing is i was paying £1600 when Learnig, i only passed wednesay
Colin
Member
Registered: 4th Apr 02
User status: Offline
20th Apr 07 at 11:34   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Monster
How old are you Colin? Admiral rip me off big time.


24 5yrs ncd
Rob H
Member
Registered: 28th Oct 00
Location: Staffordshire Drives: Astra SRi
User status: Offline
20th Apr 07 at 11:36   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Monster
Get a quote with more Th<n. Soooo cheap. I was paying £1083 FC, got a quote with them for £383 FC free break down cover too


So you didn't bother declairing your mods then - they didn't want to know when i'd said i'd changed my wheels .
gianluigi
Member
Registered: 9th Mar 05
Location: Ipswich, Suffolk
User status: Offline
20th Apr 07 at 11:48   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by nathy_87
quote:
Originally posted by Monster
quote:
Originally posted by gianluigi
£1644 for a 1.4


Always sting you when you 1st pass



thing is i was paying £1600 when Learnig, i only passed wednesay


you're a better driver when you're a learner, plus you're obliged to have an experienced driver as a passanger.

plus you live up north. high risk area TBH
nathy_87
Member
Registered: 14th Aug 08
Location: West Mids. Drives: Škoda Fabia VRS 5J
User status: Offline
20th Apr 07 at 11:49   View User's Profile U2U Member Reply With Quote
West Midlands = North
DarkBahamut
Member
Registered: 4th Jun 06
Location: Cambridge, Cambridgeshire
User status: Offline
20th Apr 07 at 12:06   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by nathy_87
West Midlands = North


Yep. I moved from Birmingham to Plymouth. 6 months into a policy on my first year and my insurance went down £255 just for that alone. That means on a full policy in my first year the difference between Birmingham and Plymouth would have been over £500 on exactly the same car, parked on the street in both locations with the same driver etc.

Where you live makes a bigger difference than you think!

The cheapest i could get on my 1.4 in brum on my first year (20, 0yr ncb) was £1830 FC. No where quoted me lower, and that was with a pass plus.

Now in Plymouth at 21 with 1yr ncb + cat1 alarm i got quoted £597 FC
nathy_87
Member
Registered: 14th Aug 08
Location: West Mids. Drives: Škoda Fabia VRS 5J
User status: Offline
20th Apr 07 at 12:09   View User's Profile U2U Member Reply With Quote
im paying for tpf&t i hate insurance
Rob H
Member
Registered: 28th Oct 00
Location: Staffordshire Drives: Astra SRi
User status: Offline
20th Apr 07 at 12:13   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by DarkBahamut
Where you live makes a bigger difference than you think!


Yeah makes a big difference, but it's more dependant on the area you live, not the region, i.e. if you'd have moved to the city in Plymouth it probably would have stayed the same .
DarkBahamut
Member
Registered: 4th Jun 06
Location: Cambridge, Cambridgeshire
User status: Offline
20th Apr 07 at 12:16   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Rob H
quote:
Originally posted by DarkBahamut
Where you live makes a bigger difference than you think!


Yeah makes a big difference, but it's more dependant on the area you live, not the region, i.e. if you'd have moved to the city in Plymouth it probably would have stayed the same .


I was about 4-5 miles from Birmingham city centre, now i'm about 1-2 miles from Plymouth city centre. Still went down alot.

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