pdwhelan
Member
Registered: 25th Sep 06
Location: Wigan
User status: Offline
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just found out that i got a charge of £38 because of a returned payment of £1.50 from paypal to ebay, (even though my abay account is still in balance from it  they may catch up though)
I was already over drawn by £35 and i was going to put the money back in today because its a solo account and not meant to have a overdraft. So i phoned the bank and explained the situation and that i was going to put money into the bank today to bring it back into balance but cant because of the charges. So the girl said ok mr whelan i will refund the charges for you just give me a couple of minutes 
If i didnt know you could get charges refunded that easily i would of put the money in the bank and not said a word.. Now its time to phone barclays up and see if they will give me £350 back since last year might have to do one of them letters though first
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J.p
Member
Registered: 21st Nov 05
User status: Offline
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yep if its your first time getting charged think its easy to get it back!
I got charged 30 pounds and got it back after a bit of shit though they tried to say i wasnt who i said i was lol
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pdwhelan
Member
Registered: 25th Sep 06
Location: Wigan
User status: Offline
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lol i feel quite chuffed now though, but it wouldnt of happened in the first place if i would of been more carefull
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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I got £375 back I think it was.
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pdwhelan
Member
Registered: 25th Sep 06
Location: Wigan
User status: Offline
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reckon if i phoned barclays and asked for a refund of all charges since the account was opened in 2005, they would go ahead with it? maybe if i threaten to use the online help thingys 
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J.p
Member
Registered: 21st Nov 05
User status: Offline
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its alot of shit they charge you 30 pounds for just bein a couple of pounds short!
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J.p
Member
Registered: 21st Nov 05
User status: Offline
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look into it...something about they would rather pay it back than go to court about it because they would loose more in the long run...no quite sure
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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I had refund of charges, check out th eonline help sites
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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quote:
Originally posted by pdwhelan
reckon if i phoned barclays and asked for a refund of all charges since the account was opened in 2005, they would go ahead with it? maybe if i threaten to use the online help thingys
I reckon they'd laugh.
You need to write the letters and go through the proper channels.
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pdwhelan
Member
Registered: 25th Sep 06
Location: Wigan
User status: Offline
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i need to get a list of all charges first anyway then, gonna have to order all my statements wich costs about £10
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AdZ9
Member
Registered: 14th Apr 06
User status: Offline
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i've never been charged with anything from my bank so i was pissed that i couldnt claim money back as i need it now! 
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pdwhelan
Member
Registered: 25th Sep 06
Location: Wigan
User status: Offline
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on phone to them now and she asked if it was to despute charges so i said yeh. and they arent charging me for the order of the statments,, silly buggers. i think its because i would probably just claim it back anyway when i start asking for my money back 
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ShEp
Member
Registered: 9th Aug 05
Location: Dingwall, Highland
User status: Offline
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ive been offered the full amount of £499 on one of my accounts
if they have only offered you a years charges write a letter complaining and get the whole lot back
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dazavich
Member
Registered: 27th Sep 06
Location: Greenock, Inverclyde
User status: Offline
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I sent a letter to the bank regarding charges to my account after reading a post on here about it.
Got a really good letter of the net, all i had to do was fill in a few blanks, and sent it off asking for £400, got a reply last week apologising and saying they would reinburse my account with £383.90. RESULT, lol
Its illegal for the bank to charge you, they legally can only do so if they lose money from it which never happens.
I have the letter saved to my desktop if anyone wants it 
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pdwhelan
Member
Registered: 25th Sep 06
Location: Wigan
User status: Offline
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only had this account since 2005 and TBH it was only £15 per charge, comes to a total of £370 but i asked the lady on the phone if i should go ahead with the letters or try over the phone, she just advised me to use the letters as everyone else is lol. she was cool. like she didnt even give a fuck about the company that she works for
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AdZ9
Member
Registered: 14th Apr 06
User status: Offline
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what type of things are these for though, is it like if you make a late credit card payment and they charge you £20 etc? or if you have an overdraft you go over it?
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ShEp
Member
Registered: 9th Aug 05
Location: Dingwall, Highland
User status: Offline
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quote:
Originally posted by loafofbrett
quote:
Originally posted by pdwhelan
reckon if i phoned barclays and asked for a refund of all charges since the account was opened in 2005, they would go ahead with it? maybe if i threaten to use the online help thingys
I reckon they'd laugh.
You need to write the letters and go through the proper channels.
not strictly true,
ive only written one letter and that was to state i was disputing the charges, since then its all been on the phone andi got a letter 3days ago offering me £499 which is every charge since i opened my account,
but now i have my other account to do which was registered under the same complaint reference so im almost guaranteed to get them back as the bank fcuked up as ive had no correspondance about that account from the very start,
and ive also spoken to the Financial Ombudsman and they have it in hand ready incase the bank decline to offer me anymore, then it'll be registered with a small claims court,
the bank then has 4weeks to reply to the court, if they dont i win automatically, if they do the court awards me the win, +8% costs
its great
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dazavich
Member
Registered: 27th Sep 06
Location: Greenock, Inverclyde
User status: Offline
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quote:
Originally posted by AdZ9
what type of things are these for though, is it like if you make a late credit card payment and they charge you £20 etc? or if you have an overdraft you go over it?
Both mate
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pdwhelan
Member
Registered: 25th Sep 06
Location: Wigan
User status: Offline
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dazavich could you pass the letter on to me please.. i know they are easy to get online but there are diferent ones i think, but yours seems to work so i want that one
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dazavich
Member
Registered: 27th Sep 06
Location: Greenock, Inverclyde
User status: Offline
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No worries mate,
Will i send it to the email address in your profile?
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pdwhelan
Member
Registered: 25th Sep 06
Location: Wigan
User status: Offline
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paulwhelan22@hotmail.com if you would mate 
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dazavich
Member
Registered: 27th Sep 06
Location: Greenock, Inverclyde
User status: Offline
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Done
Hope it works for you aswell mate
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pdwhelan
Member
Registered: 25th Sep 06
Location: Wigan
User status: Offline
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recieved with thanks mate
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dazavich
Member
Registered: 27th Sep 06
Location: Greenock, Inverclyde
User status: Offline
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Amount of money banks make through charges is proper sickening, get them pumped, lol
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K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
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Ive just been charged £60.00 for one 1.35 transaction and one 2.00 transaction. I'm fuming to say the least 
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