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Author Taking a car "off the road"
Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
9th Jan 07 at 14:49   View User's Profile U2U Member Reply With Quote
Obviously you will need to declare it SORN and get your remaining tax back.

But if you are keeping the car on a driveway that isnt a public highway do people bother insuring it? My dad reckons you should, but do people usually bother?
The car will no doubt be undriveable, and youd never get a lorry/low loader in my road so pretty impossible to move it unless under its own steam. So why bother insuring it? Or am i taking a chance?

Reason i ask is i want to take the cally off the road for 2months or so so i can work on it myself and fix a few little niggles and get bits painted and get it all undersealed etc etc This will also delay me having to pay my car insurance for a few months!


Peoples thoughts?
VegasPhil
Premium Member

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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
9th Jan 07 at 14:51   View Garage View User's Profile U2U Member Reply With Quote
Can still insure it against Fire, Theft, Roof tile falling onto car etc I think.

My neighbor does with his Porsches

Corsa 2.0 16v Vegas - Sold
Marc
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Registered: 11th Aug 02
Location: York
User status: Offline
9th Jan 07 at 14:53   View User's Profile U2U Member Reply With Quote
What happens when someone moves in to yuor street? Surely a removal van can fit?
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
9th Jan 07 at 14:54   View User's Profile U2U Member Reply With Quote
Keep it insured if you're worried about it being stolen, especially as it is a nippy Cally. Better still to prevent that, take the wheels off! Then you've just got to worry about fire etc.
mwg
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Registered: 19th Feb 04
Location: South Lakes
User status: Offline
9th Jan 07 at 14:55   View User's Profile U2U Member Reply With Quote
If it's not going to be moving for a couple of months will that mean that it'll be parked behind other cars that are using the drive? Cos then it wouldn't bother me as much as if someone wanted to steal it then they'd have to move the other cars to get to it.
Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
9th Jan 07 at 14:55   View User's Profile U2U Member Reply With Quote
yes, but only at the top of the road. it will be blocked in by a 5series bm, and they wouldnt be able to angle it to get it on the back, and i will most probably take the wheels off.

If a lorry did appear in my road it would wake the neighborhood up as all the houses are in a circle very close together. Plus all my neighbours are freaks and if i come back late at night they run out the doors with flashlights and dressing gowns
Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
9th Jan 07 at 14:56   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Jambo
if i come back late at night they run out the doors with flashlights and dressing gowns


PMSL

There nowt as queer as folk.
deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
9th Jan 07 at 14:57   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Jambo
Plus all my neighbours are freaks and if i come back late at night they run out the doors with flashlights and dressing gowns

rofl neighbourhood watch ftw!
mikey-corsa
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Registered: 5th May 06
Location: South Wales
User status: Offline
9th Jan 07 at 14:59   View User's Profile U2U Member Reply With Quote
I wouldnt bother mate, save your money until you wanna put it back on the road.
TNM
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Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
9th Jan 07 at 15:28   View User's Profile U2U Member Reply With Quote
Ive had two cars sorn. one insured and one not. If you are worried then wheels off, and a cover over it
Robin
Premium Member

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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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9th Jan 07 at 15:29   View Garage View User's Profile U2U Member Reply With Quote
Mine wasnt insured, but it was in a garage.
Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
9th Jan 07 at 15:30   View User's Profile U2U Member Reply With Quote
was going to be covered,

cheers chaps
Phi
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Registered: 8th Jan 07
Location: South
User status: Offline
9th Jan 07 at 17:37   View User's Profile U2U Member Reply With Quote
keep it insured , you wont lose your no claims etc then, ;-)
Ian W
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Registered: 8th Nov 03
Location: Wirral, Merseyside
User status: Offline
9th Jan 07 at 20:17   View User's Profile U2U Member Reply With Quote
got mine on my drive, sorned, no insurance. Im not paying x amount of silly money to look nice on the drive
weerab
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Registered: 11th Feb 06
Location: Allanton, North Lanarkshire
User status: Offline
9th Jan 07 at 20:38   View User's Profile U2U Member Reply With Quote
mines is declared sorn as im not aged to drive yet and doesnt have insurance on it but its in a garage lol
Colin
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Registered: 4th Apr 02
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9th Jan 07 at 20:46   View User's Profile U2U Member Reply With Quote
Niether of my golfs are insured nor taxed, one up the drive with 1/2 an engine & on ramps, others in back garden looking sorry for itself

Only worry about not being insured is maybe a tile falling off the roof & hitting the car on the drive.
Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
9th Jan 07 at 21:35   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Corsa_phi
keep it insured , you wont lose your no claims etc then, ;-)



No claims is valid for 1year after youinsurance has finsihed.

Hmmmm, im tempted.
Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
10th Jan 07 at 10:32   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by VegasPhil
Can still insure it against Fire, Theft, Roof tile falling onto car etc I think.



Who offers this service?? Cant find anything on th net
Kif
Member
Registered: 13th Jan 05
Location: Doncaster, South Yorkshire
User status: Offline
10th Jan 07 at 10:38   View User's Profile U2U Member Reply With Quote
Personally, i wouldnt cover it.

It might be more temptring for chavs or whoever to have a look.

Or is that just around my area
Andy Stocker
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Registered: 31st Aug 00
Location: Herts Drives: Porsche 911
User status: Offline
10th Jan 07 at 10:40   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Robin
Mine wasnt insured, but it was in a garage.
Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
10th Jan 07 at 10:47   View User's Profile U2U Member Reply With Quote
my road is a funny little one and hidden from main roads so dont get anyone walking past as such, plus my sisters car would be the one they would be after lol (snowy)

I have a garage but my parents have issues of filling the garage up with crap.
Kif
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Registered: 13th Jan 05
Location: Doncaster, South Yorkshire
User status: Offline
10th Jan 07 at 10:50   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Jambo
my road is a funny little one and hidden from main roads so dont get anyone walking past as such, plus my sisters car would be the one they would be after lol (snowy)

I have a garage but my parents have issues of filling the garage up with crap.


If they have no issuses with crap in the garage, why dont you put your car in it?
Marc
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Registered: 11th Aug 02
Location: York
User status: Offline
10th Jan 07 at 10:53   View User's Profile U2U Member Reply With Quote
Thats the crap hes referring to.

Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
10th Jan 07 at 10:55   View User's Profile U2U Member Reply With Quote
Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
10th Jan 07 at 10:56   View User's Profile U2U Member Reply With Quote

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