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M2RTY

Member

Registered: 25th May 01
User status: Offline

2nd Jan 07 at 12:42

as above,

i am with CIS on the BMW but they have gone up to £800 a year

can get it elsewhere for £590 but can't drive other cars untill i am 25...i am 23 at the moment and this is something i need

HIC do, but they wont insure me

whitter45

Member

Registered: 15th Nov 02
Location: Norton
User status: Offline

2nd Jan 07 at 12:45

I think its a common thing for you to be 25

Steve

Premium Member

Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline

2nd Jan 07 at 12:47

direct line 25+

Cupra Steve

Banned

Registered: 7th Nov 06
User status: Offline

2nd Jan 07 at 12:47

you can get a 3rd party extension at any age. my mate had it when he was 19.

Steve

Premium Member

Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline

2nd Jan 07 at 12:48

not with direct line

TNM

Member

Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline

2nd Jan 07 at 12:58

quote:
Originally posted by Cupra Steve
you can get a 3rd party extension at any age. my mate had it when he was 19.

You what?!

Cupra Steve

Banned

Registered: 7th Nov 06
User status: Offline

2nd Jan 07 at 13:02

quote:
Originally posted by TNM

quote:
Originally posted by Cupra Steve
you can get a 3rd party extension at any age. my mate had it when he was 19.

You what?!

thats what i thought, but he could drive anything. it worked out cheaper as he had 3 mini's and a metro turbo.

[Edited on 02-01-2007 by Cupra Steve]

mwg

Member

Registered: 19th Feb 04
Location: South Lakes
User status: Offline

2nd Jan 07 at 13:03

Will CIS not match any other insurers quote?

I'm with HIC and they tried to put my insurance up one year so I rang round other places and they dropped the price significantly when I rang them back and told them the quotes I had got from elsewhere.

VegasPhil

Premium Member

Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline

2nd Jan 07 at 13:06

Quinn Direct will let you any age.

Corsa 2.0 16v Vegas - Sold

Ojc

Member

Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline

2nd Jan 07 at 13:07

quote:
Originally posted by Cupra Steve
you can get a 3rd party extension at any age. my mate had it when he was 19

thats what i thought, but he could drive anything. it worked out cheaper as he had 3 mini's and a metro turbo.

So he had 3 cars and was only insured on one? He thought he could drive the other cars with one policy? Was anyone else insured on the other cars? If not he was driving without insurance.

Steve

Premium Member

Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline

2nd Jan 07 at 13:08

quote:
Originally posted by VegasPhil
Quinn Direct will let you any age.

what even 5 years old

Cupra Steve

Banned

Registered: 7th Nov 06
User status: Offline

2nd Jan 07 at 13:08

quote:
Originally posted by Ojc

quote:
Originally posted by Cupra Steve
you can get a 3rd party extension at any age. my mate had it when he was 19

thats what i thought, but he could drive anything. it worked out cheaper as he had 3 mini's and a metro turbo.

So he had 3 cars and was only insured on one? He thought he could drive the other cars with one policy? Was anyone else insured on the other cars? If not he was driving without insurance.

his old man was yes. all the cars apart from the metro are in his dads name.

Cupra Steve

Banned

Registered: 7th Nov 06
User status: Offline

2nd Jan 07 at 13:09

quote:
Originally posted by Steve

quote:
Originally posted by VegasPhil
Quinn Direct will let you any age.

what even 5 years old

yes but new laws state if you are a short arse you have to use a booster seat.

M2RTY

Member

Registered: 25th May 01
User status: Offline

2nd Jan 07 at 13:16

quinn direct? any gen?

i was with CIs 5 years, been able to drive any car since i was 17

rang them up.........they knocked £1 off a month.........what an insult

M2RTY

Member

Registered: 25th May 01
User status: Offline

2nd Jan 07 at 13:24

quinn direct wont insure convertibles

Jake

Member

Registered: 24th Jan 05
User status: Offline

2nd Jan 07 at 14:00

quote:
Originally posted by VegasPhil
Quinn Direct will let you any age.

if you read the terms and conditions, the car in question must also be insured by quinn-direct.

whitter45

Member

Registered: 15th Nov 02
Location: Norton
User status: Offline

2nd Jan 07 at 14:09

yes on most policies you can apy a premium which allows you to drive somebody elses car 3rd party - i believe but I may be wrong with the owners permission

Ojc

Member

Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline

2nd Jan 07 at 14:16

When I was 17 I had my Corsa with the free insurance, this allowed me to drive any car, so I got to use my dads ST24 at 18 years of age, I am suprised I didn't come acroper.

M2RTY

Member

Registered: 25th May 01
User status: Offline

2nd Jan 07 at 14:55

quote:
Originally posted by Ojc
When I was 17 I had my Corsa with the free insurance, this allowed me to drive any car, so I got to use my dads ST24 at 18 years of age, I am suprised I didn't come acroper.

i got pulled in my mates cossy @ 19. nothing police could do

VegasPhil

Premium Member

Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline

2nd Jan 07 at 15:07

quote:
Originally posted by jake

quote:
Originally posted by VegasPhil
Quinn Direct will let you any age.

if you read the terms and conditions, the car in question must also be insured by quinn-direct.

Didn't know that bit!

Corsa 2.0 16v Vegas - Sold

Butler

Member

Registered: 2nd Jun 05
Location: London
User status: Offline

2nd Jan 07 at 15:08

quote:
Originally posted by VegasPhil

quote:
Originally posted by jake

quote:
Originally posted by VegasPhil
Quinn Direct will let you any age.

if you read the terms and conditions, the car in question must also be insured by quinn-direct.

Didn't know that bit!

Thats not true.

Jake

Member

Registered: 24th Jan 05
User status: Offline

2nd Jan 07 at 15:10

1) the vehicle is not owned by your employer etc.
2)hold a full EU lisence
3)use of the vehicle is covered on the certificate of insurance
4)cover is not provided by any other insurance
5)vehicle is in a road worthy condition
6)you still have your vehicle and it has not been fucked up

[Edited on 02-01-2007 by jake]

VegasPhil

Premium Member

Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline

2nd Jan 07 at 15:11

I think you can drive anything. Loads of people are covered by this...

Will have a read later on

Corsa 2.0 16v Vegas - Sold

Jake

Member

Registered: 24th Jan 05
User status: Offline

2nd Jan 07 at 15:12

maybe i have misunderstood the 4th condition, i dont know.

M2RTY

Member

Registered: 25th May 01
User status: Offline

2nd Jan 07 at 16:01

quote:
Originally posted by jake
maybe i have misunderstood the 4th condition, i dont know.

that means ure not insured on the other car

if u were, then u would be covered on the other policy as you can not be covered twice

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