fresh_creps
Member
Registered: 11th Sep 05
Location: Luton,BEDS
User status: Offline
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...what did you do with yours?
i know they're sposed to be for "uni expenses,fees etc." but almost everyone i know spends it on going out clothes etc.
some people i know have already spent their loan within 3/4 weeks of being at uni  unlucky!!
tempted to spend mine on my car,as never had enough money to afford much for it,so now might be the time to splash out a bit with whats left of my loan  .good or bad idea ya reckon?not bothered about paying it off after i finish uni so might just enjoy it now.
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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fee's are handled seperately from the original 'loan'
you get
Tuition Fee Contribution
Student Loan (for accomodation, living, etc)
Grants (if your lucky)
I just blow mine on shit & have a part time job to pay the rent 
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liamC
Member
Registered: 28th Feb 04
User status: Offline
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1st year i blew 3.3k on betting drink and clothes.
2nd year i bought a car with 3.3k and added the rest
3rd year i spent 5.5k abroad on a placement from uni. Nothing to show for it except 2 credit cards I brought back with me. 
4th year - 1st loan has gone on a shiny new monster computer. 2nd loan in jan is going on holidays to New York and back to Dubai. 3rd loan in april may go on something productive, but it's doubtful.
[Edited on 17-10-2006 by liamC]
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Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
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Gave it all to charity.
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dna23
Member
Registered: 1st Nov 04
Location: Northamptonshire
User status: Offline
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Put it on the stock market
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tom_simes
Show Staff
Organiser: South Wales
Premium Member
Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
User status: Offline
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1st year: Bought a 1.6 Sport - 1st terms loan gone.
then the rest of the loan buying car audio and other gadgets, like surround sound for my room, and basically eating very well, not value or smartprice foods.
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Mase
Premium Member
Registered: 16th Sep 01
Location: Derbyshire
User status: Offline
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I was really boring with my loan.... I spent it on food, beer, gas, electricity, broadband etc...
Mase
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broster
Premium Member
Registered: 6th Dec 02
Location: Drives: E39
User status: Offline
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i had 4 years worth of student loan, and i dont have 4 years worth of uni stuff to show for it.....
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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quote:
Originally posted by Whittie
Gave it all to charity.
Was that the Public Urinal Beautification charity??
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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You fcuking Jews 
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fresh_creps
Member
Registered: 11th Sep 05
Location: Luton,BEDS
User status: Offline
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quote:
Originally posted by dna23
Put it on the stock market
am actually tempted to do this!lol,mates dad's friend and boss is starting a new business that could by next year be doing very well...although i don't think i'd be able to buy many shares atm as their pretty expensive atm
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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Why not use it for what its meant for?
And how about having a bit of respect for the tax payers in this country that actually provide you with this luxury?
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Matt H
Member
Registered: 11th Sep 01
Location: South Yorkshire
User status: Offline
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You'll pay back more in tax when you have a higher paid job after uni....
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fresh_creps
Member
Registered: 11th Sep 05
Location: Luton,BEDS
User status: Offline
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quote:
Originally posted by Ojc
Why not use it for what its meant for?
And how about having a bit of respect for the tax payers in this country that actually provide you with this luxury?
well i have used what its meant for,i'm talking about using the extra left over,and as far as i'm aware i'll be paying it all back with interest so don't worry about the tax payers
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Jules S
Premium Member
Registered: 24th Dec 03
User status: Offline
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quote:
Originally posted by Ojc
Why not use it for what its meant for?
And how about having a bit of respect for the tax payers in this country that actually provide you with this luxury?
Sometimes you make sense Oliver...this was one of those times.
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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quote:
Originally posted by Ojc
Why not use it for what its meant for?
And how about having a bit of respect for the tax payers in this country that actually provide you with this luxury?
i think i've worked enough to earn the right to be a student again...
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Jules S
Premium Member
Registered: 24th Dec 03
User status: Offline
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quote:
Originally posted by PaulW
quote:
Originally posted by Ojc
Why not use it for what its meant for?
And how about having a bit of respect for the tax payers in this country that actually provide you with this luxury?
i think i've worked enough to earn the right to be a student again...
Please explain.
once you have done that you will have justified my 1K a month tax bill 
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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quote:
Originally posted by Jules S
quote:
Originally posted by PaulW
quote:
Originally posted by Ojc
Why not use it for what its meant for?
And how about having a bit of respect for the tax payers in this country that actually provide you with this luxury?
i think i've worked enough to earn the right to be a student again...
Please explain.
once you have done that you will have justified my 1K a month tax bill
Left college in 1999, worked from then till 2005 when I then went to uni
Also still working part-time now AND paying taxes
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ssj_kakarot
Member
Registered: 29th Apr 03
Location: hartlepool
User status: Offline
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in the grand scheme of things, your individual taxes are paying for very little of students loans, something insignificant like a few pence a month from your taxes go towards student surport.
Your taxes are used for many reasons most of which you use/rely on every single day.
Student loans have to be paid back, they rise with interest so whats the problem.
People who used student loans will pay more tax in the long, as opposed to people who didn't go to uni, obviously thats generalized greatly.
And i havnt spent any of my student loan its in a high interest savings account, my living costs are paid from my job in asda.
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Jules S
Premium Member
Registered: 24th Dec 03
User status: Offline
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Not wishing for an arguement here...
But what does that matter? It was your choice to go back to Uni so why make that comment?
However.
It does piss me off about all (most) of the people i know (now out of Uni) moaning about student debt...when they pissed their loan over a bar or on a car...they racked up the debt on a jolly at uni, and there are enough posts about drinking exploits on here to back that statement up 
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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no this is the first time I went to uni, the reason being I wanted to better my career prospects from the current 'it support dead end' roll i was in...
I dont care about paying it back, tbh its worth it in the long run if you actually work towards getting the degree you set out to get!
my loan so far has gone on repaying current debts, living costs, and sorting out equipment i need for doing the course (laptop, pc, etc...)
the omega and corsa I fund from my job, aswell as accomodation...
but I may end up using my loan tho for sorting the corsa, or fixing the omega, if required.
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fresh_creps
Member
Registered: 11th Sep 05
Location: Luton,BEDS
User status: Offline
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quote:
Originally posted by Jules S
It does piss me off about all (most) of the people i know (now out of Uni) moaning about student debt...when they pissed their loan over a bar or on a car...they racked up the debt on a jolly at uni, and there are enough posts about drinking exploits on here to back that statement up
thats just some people though,different people choose to spend it on different things and deal with it in different ways.not everyone moans coz they've blown their loan on boozin.
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Jules S
Premium Member
Registered: 24th Dec 03
User status: Offline
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quote:
Originally posted by fresh_creps
quote:
Originally posted by Jules S
It does piss me off about all (most) of the people i know (now out of Uni) moaning about student debt...when they pissed their loan over a bar or on a car...they racked up the debt on a jolly at uni, and there are enough posts about drinking exploits on here to back that statement up
thats just some people though,different people choose to spend it on different things and deal with it in different ways.not everyone moans coz they've blown their loan on boozin.
*groan*
Yeah...but most do.
And when this post originator graduates they will be moaning about their debt..not the fact that they spunked it on a car and beer as opposed to the real reason the loan was made in the first place.
Sad but true 
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fresh_creps
Member
Registered: 11th Sep 05
Location: Luton,BEDS
User status: Offline
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quote:
Originally posted by Jules S
quote:
Originally posted by fresh_creps
quote:
Originally posted by Jules S
*groan*
Yeah...but most do.
And when this post originator graduates they will be moaning about their debt..not the fact that they spunked it on a car and beer as opposed to the real reason the loan was made in the first place.
Sad but true
not at all,i plan on working and doing other things during uni to pay off my loan as i go along.and i don't tend to go out every night spending shit loads on drink etc,im careful with my money,just as i happen to have money from my loan to hand was just thinking of using it now rather than later
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RS6
Member
Registered: 5th Nov 03
Location: with MJ
User status: Offline
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the fact that we stay on at uni is purely for a job at the end of the day and hopefully a high paid one at that (unlikey)
my student loan will get paid back, they will make sure of that! i spent most of mine on my car how else could i cheer myself up from day to day boredom and depression of uni life lol
[Edited on 17-10-2006 by RS6]
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