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Author expensive phone call
gavin18787
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Registered: 22nd Feb 05
Location: Basildon, Essex
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   19th Apr 06 at 17:36   View Garage View User's Profile U2U Member Reply With Quote
just declared my three points for an sp30 to elephant and theyre putting my policy up by £345

Didnt think this would be that much of an increase as with all other insurers seem to put it up by about £30/50

Thinking of switching my policy anyone know how much im looking at to cancel a policy?



Drives supercharged Tec with torque
Gaz
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Registered: 24th Aug 03
Location: Widnes, Cheshire
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19th Apr 06 at 17:38   View User's Profile U2U Member Reply With Quote
mine was free :S
tom_simes
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Organiser: South Wales
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Registered: 12th Jan 05
Location: Undy, Newport Drives: Skoda Octavia vRS estate
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19th Apr 06 at 17:39   View Garage View User's Profile U2U Member Reply With Quote
look in your documents they sent, should say. Will also say on their website.
JM_16v
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Registered: 17th Oct 05
Location: Essex Drives: GLC63S
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19th Apr 06 at 17:39   View User's Profile U2U Member Reply With Quote
sp30?
Marc
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Registered: 11th Aug 02
Location: York
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19th Apr 06 at 17:40   View User's Profile U2U Member Reply With Quote
Speeding?
Ian
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Registered: 28th Aug 99
Location: Liverpool
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19th Apr 06 at 17:46   View Garage View User's Profile U2U Member Reply With Quote
Exceeding statutory speed limit.

Admiral took about the same for mine. Same company.
gavin18787
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Registered: 22nd Feb 05
Location: Basildon, Essex
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19th Apr 06 at 17:49   View Garage View User's Profile U2U Member Reply With Quote
GAY!

just cant see why all other companys put it up by about £30

Drives supercharged Tec with torque
PaulW
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Registered: 26th Jan 03
Location: Atherton, Greater Manchester
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19th Apr 06 at 17:52   View User's Profile U2U Member Reply With Quote
happened to me with the GSi with confused... went from £1200 to over 2k and as was already in the policy, would of had to pay the remainder to cancel it (the revised remainder that was, not the existing £1200) although i was only 3 months in at the time...

rang the insurance abundsman thingy, said they would look into it as the increase was too much and also said should only be £30 or £50 but heard nothing back

[Edited on 19-04-2006 by PaulW]
gavin18787
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Registered: 22nd Feb 05
Location: Basildon, Essex
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19th Apr 06 at 18:11   View Garage View User's Profile U2U Member Reply With Quote
well im going to phone them in a mo because if i put my details into the website to get my quote £785.40 (without points) then requote with the points the new price is £842.10

Drives supercharged Tec with torque
gavin18787
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Registered: 22nd Feb 05
Location: Basildon, Essex
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19th Apr 06 at 21:02   View Garage View User's Profile U2U Member Reply With Quote
well just spent an hour on the phone getting no where asked why it would only go up by £57 if i canceled the policy and took out another. But £345 if i just added my points to mine

However i cant really cancel my policy as admin charges etc add up more then what i would be paying anyway


In a word DO NOT GO WITH ELEPHANT

Drives supercharged Tec with torque
Sly_SRi
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Registered: 9th Apr 04
Location: Reading, UK Drives: Corsa C
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19th Apr 06 at 21:07   View Garage View User's Profile U2U Member Reply With Quote
or don't speed

Corsa C Z20Let

Black Sleeper Turbo Project
Sly_SRi
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Registered: 9th Apr 04
Location: Reading, UK Drives: Corsa C
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19th Apr 06 at 21:07   View Garage View User's Profile U2U Member Reply With Quote
nah, i agree, that is a silly amount to pay. alot of companys don't even mind about points.

Corsa C Z20Let

Black Sleeper Turbo Project
Ry_B
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Registered: 1st Dec 05
Location: Solihull, W Mids Drives: 45BHP beast!
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19th Apr 06 at 21:14   View User's Profile U2U Member Reply With Quote
Most companies don't care if you have less than 6 points
vibrio
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Registered: 28th Feb 01
Location: POAH
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19th Apr 06 at 21:19   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by gavin18787
well just spent an hour on the phone getting no where asked why it would only go up by £57 if i canceled the policy and took out another. But £345 if i just added my points to mine

However i cant really cancel my policy as admin charges etc add up more then what i would be paying anyway


In a word DO NOT GO WITH ELEPHANT


I would take that further TBH. tell them your not paying it and they will cancel your policy lol then take it out somewhere else
Born_corsa02
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Registered: 20th Dec 02
Location: Essex
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19th Apr 06 at 21:31   View User's Profile U2U Member Reply With Quote
When I declared my points to my insurance they said thanks for notifying them
but it wouldn't affect my policy till renewal time
stubs
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Registered: 30th Jun 02
Location: Bolton
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19th Apr 06 at 22:29   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by vibrio
quote:
Originally posted by gavin18787
well just spent an hour on the phone getting no where asked why it would only go up by £57 if i canceled the policy and took out another. But £345 if i just added my points to mine

However i cant really cancel my policy as admin charges etc add up more then what i would be paying anyway


In a word DO NOT GO WITH ELEPHANT


I would take that further TBH. tell them your not paying it and they will cancel your policy lol then take it out somewhere else


But wouldn't he then have to inform other insurance companies that he's had a policy cancelled?
Also, would they not charge him for the admin fees etc?
gavin18787
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Registered: 22nd Feb 05
Location: Basildon, Essex
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20th Apr 06 at 20:42   View Garage View User's Profile U2U Member Reply With Quote
yer this is why ive just coughed up and paid it really

As i woould also lose half a years NCB which i want as quickly as posible so i can get a differnt car

Drives supercharged Tec with torque
JadeM
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Registered: 9th Feb 06
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20th Apr 06 at 20:47   View Garage View User's Profile U2U Member Reply With Quote
How much Feck that id be telling them to cancel my policy immediately
schoey
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Registered: 29th Jun 05
Location: Billinghay, Lincolnshire
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20th Apr 06 at 20:48   View User's Profile U2U Member Reply With Quote
£45 to cancel i believe!
Sam
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Registered: 24th Dec 99
Location: West Midlands
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20th Apr 06 at 20:49   View User's Profile U2U Member Reply With Quote
I would sacrifice the 3 months and cancel my policy personally. My brother is with Elephant, they are so crap it's untrue!
Paul H
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Registered: 11th Aug 03
Location: Lincoln.
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20th Apr 06 at 20:57   View User's Profile U2U Member Reply With Quote
very bad company to be insured with.
JadeM
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Registered: 9th Feb 06
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20th Apr 06 at 20:59   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Paul H
very bad company to be insured with.


Ive been with them for 5 years & never had a problem.....never had any points though or accident
Paul H
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Registered: 11th Aug 03
Location: Lincoln.
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20th Apr 06 at 21:02   View User's Profile U2U Member Reply With Quote
it pissed me off every time i wanted to change my policy with there £10 charges the page where your supposed to be able to do it online never worked.

and then the bloody forum call centre sent me mad

[Edited on 20-04-2006 by Paul H]
gavin18787
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Registered: 22nd Feb 05
Location: Basildon, Essex
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20th Apr 06 at 21:07   View Garage View User's Profile U2U Member Reply With Quote
trouble is when they work out the cost on the pro rata basis the money you get back dosent equal the full amount. Plus you then have the £45 ontop so i would only be saving about £100 in the end

But what really annoyed me was the people in the call centre they dont listen and dont have any initiative as they just quote company policies etc And their all foriegn and are friggin hard to understand


So next year im not going back

Drives supercharged Tec with torque
dave17
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Registered: 3rd Sep 02
Location: Greater London
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20th Apr 06 at 22:13   View User's Profile U2U Member Reply With Quote
i got 6 points and mine didnt go up, they just told me they wont be renewing my policy next year

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