matt10i
Member
Registered: 19th Jun 05
Location: Waterlooville, Hants
User status: Offline
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roughly if i claim on my ins. ive 19 and only been driving since october...
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CorsAsh
Member
Registered: 19th Apr 02
Location: Munich
User status: Offline
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Your post doesn't make sense.
Do you mean how much could your premium go up, how much will it pay out?
Answer is, it's upto your insurer.
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eddiewhiteley
Member
Registered: 10th Mar 05
Location: down in albion
User status: Offline
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how much what?
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DaNnY_LaD
Member
Registered: 30th Nov 05
Location: Walkden,Manchester
User status: Offline
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explain abit more why u wanna claim....
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CCA
Member
Registered: 6th Dec 04
Location: Somewhere Drives: Not a bloody Vauxhall!
User status: Offline
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do you mean how much would your insurance pay out for your car?
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matt10i
Member
Registered: 19th Jun 05
Location: Waterlooville, Hants
User status: Offline
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ok sorry.
i had a crash the other night, i pulled out infron f someone, he crashed into me. i said i was gunna pay him off without goin thru insurers first off but hes been quoted a grand which is fookin stupid seeing as it was only a crappy jreg astra. so looks like im gunna claim on my ins to sort him out. i dunno how all this insurance stuff works so any rough idea how much my premium will rise?
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Balling
Premium Member
Registered: 7th Apr 04
Location: Denmark
User status: Offline
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quote:
Originally posted by matt10i
ive 19 and only been driving since october...
You have 19 cars? 
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matt10i
Member
Registered: 19th Jun 05
Location: Waterlooville, Hants
User status: Offline
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CCA
Member
Registered: 6th Dec 04
Location: Somewhere Drives: Not a bloody Vauxhall!
User status: Offline
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its hard to say how much your premium will rise by due to not knowing who you are insured with or will get insured with and on what car etc
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PK1
Banned
Registered: 27th Mar 05
User status: Offline
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well since its a J-Reg Astra the insurance almost certainly WONT pay out, they; just write the car off and give him its value
whichever way you look at it though your better off claiming and letting the insurance sort it out, as chances are it wont put it up by a grand
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CCA
Member
Registered: 6th Dec 04
Location: Somewhere Drives: Not a bloody Vauxhall!
User status: Offline
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quickest way to find out is to get a quote
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matt10i
Member
Registered: 19th Jun 05
Location: Waterlooville, Hants
User status: Offline
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quote:
Originally posted by PK1
well since its a J-Reg Astra the insurance almost certainly WONT pay out, they; just write the car off and give him its value
whichever way you look at it though your better off claiming and letting the insurance sort it out, as chances are it wont put it up by a grand
yeh thats what i thought.
CCA, but say i ring up and get a quote wont they automatically know ive had a crash and screw me over?!
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CCA
Member
Registered: 6th Dec 04
Location: Somewhere Drives: Not a bloody Vauxhall!
User status: Offline
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do a quote online then, blimey
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John
Member
Registered: 30th Jun 03
User status: Offline
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If you can't afford to pay a grand to cover it you haven't really got any choice have you.
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tooolbox timmy
Member
Registered: 6th Dec 05
Location: lancashire
User status: Offline
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first off I would check the damage is actually a grand,get him to provide you with a receipt or a quote from a decent garage,that way youl get a better idea of what options you have
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John
Member
Registered: 30th Jun 03
User status: Offline
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Doesn't really matter how much the damage is worth.
If he is at fault and doesn't want to go through the insurance theres not much he can say.
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Twiggy
Member
Registered: 15th Oct 04
User status: Offline
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just go to a garage of his choice and your chioce... touch wood estimates should be nearly same.
If there well out get a independant engineer out to access the damage!
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tooolbox timmy
Member
Registered: 6th Dec 05
Location: lancashire
User status: Offline
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yer but at the end of the day u dont want to be forking out 400 more than the damage is worth,the reason I said this is because if we werent quick enough when I had a minor accident the person who I crashed into could have robbed us blind,your entitled to ring the garage of there choice and see what they say,and compare it to a garage of your choiceor as twiggy said indepent engineer 
[Edited on 22-02-2006 by tooolbox timmy]
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John
Member
Registered: 30th Jun 03
User status: Offline
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Your not entitled to anything.
If somebody hit me at fault and didn't want to go through insurance i'd be asking for whatever I had been quoted from a garage of my choice.
Its not up to the guy who hit me to decide.
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tooolbox timmy
Member
Registered: 6th Dec 05
Location: lancashire
User status: Offline
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exactly,what am saying is check for sure that its the right price from the garage,so your actually paying for the damage to the car and that the person isnt pocketing the money or making up figures for his own sake
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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If you can afford to not go through the insurance then don't. Do what's mentioned above.
I don't know anyone that's insurance has gone up a substantial amount because of a claim.
Corsa 2.0 16v Vegas - Sold
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eddiewhiteley
Member
Registered: 10th Mar 05
Location: down in albion
User status: Offline
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my insurance doubled from £500 to over a grand when i claimed a few years back
managed to shop around and not suffer too much cos of it.
from this december the claim won't count as it will be over 5 years ago
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matt10i
Member
Registered: 19th Jun 05
Location: Waterlooville, Hants
User status: Offline
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OMG!!!!
i just did a quote online, its only gone up £400. that is a massive weight off my mind
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eddiewhiteley
Member
Registered: 10th Mar 05
Location: down in albion
User status: Offline
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yeah but your payin extra every year for 5 years
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matt10i
Member
Registered: 19th Jun 05
Location: Waterlooville, Hants
User status: Offline
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well this is my only option.. plus willteach me a lesson
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