--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
|
anyone here insured for just TPFT instead of Fully Comp?
reasons?
|
TNM
Member
Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
|
I am.
If i smash my car up i will buy a new one.
Simple as that really.
Edit: I use to be fully comp when i had new cars or a few years old.
[Edited on 12-07-2005 by TNM]
|
willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
|
car is cheap
car is a 'weekend car shittbox'
too cheap
|
Simon
Member
Registered: 24th Apr 03
Location: Oxfordshire
User status: Offline
|
i am, cheaper
|
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
|
what are the implications if you have a smash with another driver and it's not your fault?
I would consider myself a decent driver, not dangerous at all and wondered if i could save money by going TPFT (especially on a Celica GT)
|
VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
|
I am. Was cheaper. Still 4 figures tho  .
Corsa 2.0 16v Vegas - Sold
|
Fraser Young
Member
Registered: 26th Dec 02
Location: Dundee City Drives: 58 Impreza WRX
User status: Offline
|
I am TPFT on the GSi, fully comp on the C though...
|
TNM
Member
Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
|
if its not your fault then the other drivers insurance payout like they would in any other case!
|
willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
|
quote:
Originally posted by --Dave--
I would consider myself a decent driver, not dangerous at all and wondered if i could save money by going TPFT (especially on a Celica GT)
Will this still be the case when you arent driving a 1.2? 
|
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
|
quote:
Originally posted by willay
quote:
Originally posted by --Dave--
I would consider myself a decent driver, not dangerous at all and wondered if i could save money by going TPFT (especially on a Celica GT)
Will this still be the case when you arent driving a 1.2?
yes 
|
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
|
quote:
Originally posted by TNM
if its not your fault then the other drivers insurance payout like they would in any other case!
 dunno why i asked that, i surprise myself sometimes.
What about if i smash it into a concrete bollard? 
|
Rob B
Member
Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
User status: Offline
|
I am as im 17 
|
TNM
Member
Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
|
quote:
Originally posted by --Dave--
quote:
Originally posted by TNM
if its not your fault then the other drivers insurance payout like they would in any other case!
dunno why i asked that, i surprise myself sometimes.
What about if i smash it into a concrete bollard?
Then you pay for your self.
|
Rob B
Member
Registered: 8th Jan 04
Location: Area Motorsport Drives: Race EP3
User status: Offline
|
at u2u TNM
|
drunkenfool
Member
Registered: 7th Feb 03
Location: Hereford Drives: Audi R8 V8
User status: Offline
|
I am, since the accident insurance fully comp would have been £2900 on the 2 litre with all mods declared! Saved £1300 going third party, plus theres £600 excess with the fully comp quote and only £200 with TPFT, so if i crashed my car I would have to fork out loads anyway. Will prob go fully comp next renewal cos ill be 21 with 1 years NCD.
|
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
|
makes sense if you've had accidents or trying to insure a more expensive car really.
TPFT on a Celica GT is £750 (same as Fully Comp for the 1.2 corsa) so tempting
|
Rebrabuk
Member
Registered: 28th Mar 04
Location: North East
User status: Offline
|
I was TPFT on my Corsa. Was a 94 L reg and only worth a grand so if it got smashed up i'd just buy a new one.
Spent all of my money and some more on buying the Vectra so went fully comp just to be safe because i drive like a cunt sometimes.
[Edited on 12-07-2005 by Rebrabuk]
|
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
|
Me because I have a ban and I hardly drive the car.
|
Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
|
TPFT, my car isnt worth that much
|
lewie
Member
Registered: 21st Feb 05
Location: Home: Orkney Uni: Edinburgh
User status: Offline
|
just TP i thinks
|
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
|
quote:
Originally posted by lewie
just TP i thinks
you think?
More people than what I thought then.
|
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
|
Yes, fully comp is only really worth it when the car is brand new or a couple of years old and worth over 3 grand.
|
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
|
Ollie does this mean I can have intercourse with Rachel now?
|
lewie
Member
Registered: 21st Feb 05
Location: Home: Orkney Uni: Edinburgh
User status: Offline
|
quote:
Originally posted by --Dave--
quote:
Originally posted by lewie
just TP i thinks
you think?
More people than what I thought then.
was still fckin shit loads. only a 1.0 too!
|
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
|
You can have a go on her for a fee, how about 2k for my engine re-build?
|
