--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
|
anyone get to a point in their lives and sit down and consider where they're going in life? Ever thought about it and realised it's about time you did something about it?
I was like this last night. Was lying in bed and thinking that due to recent events it's time I grabbed life by the balls and started things moving. Especially on purchasing some kind of property to live in with my girlfriend.
I'm 22 and still live at home with the parents. Some might think this is sad, I blame it on the fact that house prices are too high where I live. I've had a look at renting but never really made any sort of move, that's going to change now.
Was thinking of selling the car to clear the 2k odd of debts I have. This would free up about £400 of my monthly expenditure (plus another £100 I give to parents a month) so i'd have £500 extra to play around with for rent and bills etc....
Would sell the car for about 5.5k. Get something a little quicker ( ) for about 3.5k, sure it can be done. Start looking for a place and then move out sometime before christmas. Tall order but I've gotta stop messing about and get off my ass. Just got promoted at work so now on about 18k which should make things a little easier.
What do people think?
[Edited on 09-07-2005 by Ian]
|
Tom J
Organiser: South Wales
Premium Member
Registered: 8th Sep 03
Location: Bridgend
User status: Offline
|
go for it if you really want to, you only live once, or you could wait a bit longer, build u[ a deposit and get a mortgage together with you and your gf, but then how secure is your relationship? 
|
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
|
been together almost a year, we're really good together and I'd like to see what living together is like.
would probably rent at first, if we end up almost killing each other we haven't got any commitments then have we.
|
CCA
Member
Registered: 6th Dec 04
Location: Somewhere Drives: Not a bloody Vauxhall!
User status: Offline
|
Go for it if its what you wanna do grab the bull by the horns and get the ball rolling
|
TNM
Member
Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
|
quote:
Originally posted by --Dave--
been together almost a year, we're really good together and I'd like to see what living together is like.
would probably rent at first, if we end up almost killing each other we haven't got any commitments then have we.
But you almost nobbed a bird from your office a few months ago!
|
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
|
22 and your worried about moving out? Whats the rush for crying out loud?
You want to live and spend money before getting into the biggest amount of debt possible.
I don't wish to move out for at least another 5 years 
|
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
|
http://www.corsasport.co.uk/board/viewthread.php?tid=225335
TNM, why do you keep bringing that up you sad retard Nothing happened, get over it
Ollie, I can't stand my parents any longer, just seems like they're always on my back and I just want to escape it all and start leading a bit more of an independant life.
I've spent enough cash on holidays and cars now to be honest, want to come home to a nice house after work and see what i've earned for my money
|
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
|
YOUR MAD
When I want to move out I will get Rachel up the duff, quit my job, claim my parents are alcholics and get a council house and pay £2.50 a week for it
Saying that makes me sick, how could anyone do that? Do people not have any kind of pride?
Dirty.
|
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
|
this is what I'm talking about mate, can't stand people who just pump out the kids and then claim all that money, really makes me mad to be honest.
I can get a faster car for 3500 as well a bloody tesco shopping trolley would be faster than my car!
|
Rebrabuk
Member
Registered: 28th Mar 04
Location: North East
User status: Offline
|
quote:
Originally posted by --Dave--
this is what I'm talking about mate, can't stand people who just pump out the kids and then claim all that money, really makes me mad to be honest.
I can get a faster car for 3500 as well a bloody tesco shopping trolley would be faster than my car!
Keep the kid and buy a nice family saloon like mine and still have change to put towards the deposit of a house..  
|
Blue
Member
Registered: 24th Feb 03
Location: Sideways
User status: Offline
|
Id rent first definitely.
I bought a house early this year and live in it with my bird. Even now Im working and earning a wage I have less moneh to spend on myself than I did wen I was a student 
It literally all comes in and then goes out the same day
Defo get a house together though
|
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
|
we're not keeping it. though I must admit after seeing the pictures I did feel a little upset and sad
|
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
|
think this is the way forward Blue don't think we can afford to get a mortgage anyways
|
TNM
Member
Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
|
Dave you could have nobbed and you didnt!
|
sassyminx
Member
Registered: 10th Jan 04
Location: Hartlepool Drives: Cossie
User status: Offline
|
quote:
Originally posted by --Dave--
this is what I'm talking about mate, can't stand people who just pump out the kids and then claim all that money, really makes me mad to be honest.
I can get a faster car for 3500 as well a bloody tesco shopping trolley would be faster than my car!
ive got 2 kids and i get benefits but i also work for a living, i dont scrounge off the state 
|
Cybermonkey
Member
Registered: 22nd Sep 02
Location: Sydney, Australia
User status: Offline
|
quote:
Originally posted by Ojc
YOUR MAD
When I want to move out I will get Rachel up the duff, quit my job, claim my parents are alcholics and get a council house and pay £2.50 a week for it
Saying that makes me sick, how could anyone do that? Do people not have any kind of pride?
Dirty.
i fucking love you
|
willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
|
Clear your debts, start saving your money and work your fucking arse off.
I dont like hand outs, and I feel proud as fuck when I do the above and know that object x y z is in my hands cause I worked my bum off.
Property is a hard thing to get into, you need alot of capital to start that shit.
Willay suggests.
Clear your debts
Find a suitable partner
Make money, travel, enjoy life.
Settle.
Do whatever you can to be happy, maybe make a list and set yourself targets? Write down what you have to do to accomplish x and so forth.
|
Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
|
Do what you want, I don't think people on here can add alot more other than maybe yeah it's better to rent that buy first (especially at the minute) although deposit money may be wasted gdoing this it's probably worth it to see how compatible you and your girl really are.
|
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
|
quote:
Originally posted by sassyminx
quote:
Originally posted by --Dave--
this is what I'm talking about mate, can't stand people who just pump out the kids and then claim all that money, really makes me mad to be honest.
I can get a faster car for 3500 as well a bloody tesco shopping trolley would be faster than my car!
ive got 2 kids and i get benefits but i also work for a living, i dont scrounge off the state
don't roll your eyes at me, I never accused you of anything did I...
I won't need a hefty deposit for renting will I? Maybe 2 months rent or something like that?
Biggest expenditure I can see is furnishing the place
|
Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
|
Agree with Willay, we bought a brand new 2 bed house off our own back with very small help from parents (ie a bit of inheritance moeny to help with deposi etc) and so proud we did it by oursleves, now her brother and two of our friends have moved into big house (our friends into brand new house an her bro into a massive but skanky house) all with massive hep from parents, we are always pleased that everything we have we worked for 
|
Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
|
Yes Robbo
Theres no greater feeling, than saving up your own money that you've worked hard for, and using it to get a house
Me and Richie are moving out of his parents house in November, with the money we have saved, together. That really makes me feel good
Our OWN place
|
Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
|
Yesh
|
SetH
Member
Registered: 15th Jul 01
User status: Online
|
My advice is stay at home as long as you can then you get to enjoy your money and have a laugh whilst you are young.
Having your own home is all well and good but it eats into your money especially if you buy an old property which is likely for a first time buyer, maintenance can kill your money.
|
Shane
Member
Registered: 10th Jan 04
User status: Offline
|
im moving soon, just looking for a job
|
jaffa
Member
Registered: 27th Mar 00
Location: Stoke-on-Trent
User status: Offline
|
bought my own place last december
sold my FTO for a 106 GTI (could of afforded keep it but was vadalised so sold and means got more cash per month)
am 23
|
