corsa-sxi
Member
Registered: 11th Jul 03
Location: Kingston upon Hull
User status: Offline
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do all insurance companies give you a 1 yrs NCB if u got it thru an accelerator scheme? im thinking bout going for it because they work out £200 cheaper than a 12 mnth, but i dnt want to find out that by the end no1 will accept it as a yrs NCB.
also are admiral any good? they are cheapest by about £1000
but mods aint covered if your involved in an accident
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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I did it with a 6 month acelerator scheme - btu that was nearly 5 years ago now!! - I basically got 18 months for less than the price of 12 that way - and the following renewal was ridiculously cheap
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corsa-sxi
Member
Registered: 11th Jul 03
Location: Kingston upon Hull
User status: Offline
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im wanting to knoqw if other companies accept it? also they dnt replace the mods which i think is a bit poo
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Phil321
Member
Registered: 10th Mar 01
Location: Manchester
User status: Offline
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Quite a few companies don't accept 10month policies as a years no claims. However, the majority don't ask if all your NCB were on 12 month policies.
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corsa-sxi
Member
Registered: 11th Jul 03
Location: Kingston upon Hull
User status: Offline
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but still :/ they require certificate? they may state that they were on 10 mnth :/ so far i have rang tesco, NU and they both dnt accept the 10 mnth scheme
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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I had to stay with the same company to take advantage of the accelerator - but when I moved to Liverpool Victoria - I only had to proove I had 2 years NCD - which wasnt hard as It said on my renewal quote from Providence - 2 years - they never asked if it was an accelerator policy
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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quote:
Originally posted by corsa-sxi
but still :/ they require certificate? they may state that they were on 10 mnth :/ so far i have rang tesco, NU and they both dnt accept the 10 mnth scheme
u have to stay with the same insurers to take advantage of the accelerator - thats the whole point!!! - u move when u have 2 years NCD
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B1LLY
Member
Registered: 10th Jun 05
Location: Glasgow, Scotland
User status: Offline
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I had a 6 month accelerator policy with Thames Valley Insurance and I got a 1 years NCB, so I assume your poilcy will give you a 1 Yrs NCB.
Why don't you phone up the company and ask?
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corsa-sxi
Member
Registered: 11th Jul 03
Location: Kingston upon Hull
User status: Offline
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why 2 yrs :S
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sassyminx
Member
Registered: 10th Jan 04
Location: Hartlepool Drives: Cossie
User status: Offline
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i dont have to stay with diamond 2yrs to get the ncb, mines a 10mth policy and at the end of it you get 1yrs ncb
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_Allan_
Member
Registered: 24th Mar 04
User status: Offline
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Not all companies will accept it as a full years no claims and I've managed to get 8 years no claims in only 3 years of driving and Adrian Flux accepted it lol 
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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quote:
Originally posted by sassyminx
i dont have to stay with diamond 2yrs to get the ncb, mines a 10mth policy and at the end of it you get 1yrs ncb
yes but to transfer the ncd across as said above - a lot of companies wont accept an accelerator scheme
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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quote:
Originally posted by corsa-sxi
why 2 yrs :S
cause onece youve got the 1 years accelerator ncd, u stay with them for a further year - when u finsih that year - u get to 2 years NCD - then you leave and find another insurer -when they ask for proof of your no claims discount - u give them the renewal notice/quote from your current insurers
with the acceleartor - I'm not sure you'll be able to transfer the 1 years NCD across
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corsa-sxi
Member
Registered: 11th Jul 03
Location: Kingston upon Hull
User status: Offline
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so 2nd yr go with the 12 mnth policy?
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Jason Iles
Member
Registered: 19th Jun 01
Location: Bristol
User status: Offline
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quote:
Originally posted by _Allan_
Not all companies will accept it as a full years no claims and I've managed to get 8 years no claims in only 3 years of driving and Adrian Flux accepted it lol
How did you manage that?
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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quote:
Originally posted by corsa-sxi
so 2nd yr go with the 12 mnth policy?
yes! wit th same comany -then change after
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vibrio
Banned
Registered: 28th Feb 01
Location: POAH
User status: Offline
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quote:
Originally posted by corsa-sxi
do all insurance companies give you a 1 yrs NCB if u got it thru an accelerator scheme? im thinking bout going for it because they work out £200 cheaper than a 12 mnth, but i dnt want to find out that by the end no1 will accept it as a yrs NCB.
also are admiral any good? they are cheapest by about £1000
but mods aint covered if your involved in an accident
no don;t do it. false econamy. other company's won't accept it as a year
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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hence why I said stay with them for a further 12 months - at teh end of this - u'll have proof of entitlement to 2 years NCD in the renewal notice
then you can swop companies
how I did it
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corsa-sxi
Member
Registered: 11th Jul 03
Location: Kingston upon Hull
User status: Offline
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i dnt like the fact they dnt replace mods, only to standard spec :/
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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most companies do that unless u get specialised insurers - Im with HIC now with a guaranteed/agreed valuation and return to form policy
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_Allan_
Member
Registered: 24th Mar 04
User status: Offline
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quote:
Originally posted by Jason Iles
quote:
Originally posted by _Allan_
Not all companies will accept it as a full years no claims and I've managed to get 8 years no claims in only 3 years of driving and Adrian Flux accepted it lol
How did you manage that?
I bought a new clio as my first car and got free insurance for a year, then I stayed with them the next year. I sold the clio and got the SRI corsa but Renualt insurance who I was with, was still the cheapest quote for the corsa so I stayed with them for the third year. After that they gave me 8 years no claims and when I phoned up to enquire about it they told me some of the years had a bonus scheme. I did not even know this  .
So my 4th year quote with them was shit for the corsa so I left for adrian flux. At first they told me they would not accept this as I had only been driving three years. So I sent off my documents and paid the insurance as normal. I was happy with the quote anyway. A few days later I had noticed that AF had recredited me £96 and when I phoned up and equired , I was told this was because I had 8 years no claims instead of the mentioned 3 I had told them about. I then explained to AF that they had told me this would not be accepted. She went off and asked her manager and he said I could keep the refund and they would accept the 8 years no claims as genuine . So next year they'll send me no claims proof of 9 years and I'll be taking that elsewhere
[Edited on 04-07-2005 by _Allan_]
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schoey
Member
Registered: 29th Jun 05
Location: Billinghay, Lincolnshire
User status: Offline
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yeah, take your second year as a full year then move after that. thats what ive been advised to do.
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corsa-sxi
Member
Registered: 11th Jul 03
Location: Kingston upon Hull
User status: Offline
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can u lie bout mileage? cos i do about 12k, i put down 8k on the quote and it reduced it by £100!
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RichR
Premium Member
Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
User status: Offline
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no u can get caught on that if you ever make a claim
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corsa-sxi
Member
Registered: 11th Jul 03
Location: Kingston upon Hull
User status: Offline
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how tho
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