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Author wanna get a 3k loan out now.
sunnyb
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Registered: 21st Oct 03
Location: Kent, near Bluewater
User status: Offline
8th Jun 05 at 14:58   View User's Profile U2U Member Reply With Quote

does anybody know where the lowest apr rate is for a 3k loan? i know its not much so the apr is gonna be quite high.

had a quick look round on the web but not founf anything special!

Cheers
dave17
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Registered: 3rd Sep 02
Location: Greater London
User status: Offline
8th Jun 05 at 14:59   View User's Profile U2U Member Reply With Quote

apparantly sainsbury n tesco are good.
Blue
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Registered: 24th Feb 03
Location: Sideways
User status: Offline
8th Jun 05 at 15:00   View User's Profile U2U Member Reply With Quote

www.moneysupermarket.com
TNM
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Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
8th Jun 05 at 15:01   View User's Profile U2U Member Reply With Quote

Egg, or some one like that.

Have a look on http://www.motleyfool.co.uk
Rebrabuk
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Registered: 28th Mar 04
Location: North East
User status: Offline
8th Jun 05 at 15:02   View User's Profile U2U Member Reply With Quote

AA = 6.3% APR

Nationwide = 6.7% APR
sunnyb
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Registered: 21st Oct 03
Location: Kent, near Bluewater
User status: Offline
8th Jun 05 at 15:03   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Rebrabuk
AA = 6.3% APR

Nationwide = 6.7% APR


for just 3k?

that'd be good
Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
8th Jun 05 at 15:04   View User's Profile U2U Member Reply With Quote

Cahoot 6.2%
TNM
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Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
8th Jun 05 at 15:04   View User's Profile U2U Member Reply With Quote

http://www.fool.co.uk/loans/loans.htm
TNM
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Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
8th Jun 05 at 15:05   View User's Profile U2U Member Reply With Quote

Northern Rock 5.7%
sunnyb
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Registered: 21st Oct 03
Location: Kent, near Bluewater
User status: Offline
8th Jun 05 at 15:08   View User's Profile U2U Member Reply With Quote

nice one guys!
Half Pint
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Registered: 25th Mar 02
User status: Offline
8th Jun 05 at 15:11   View User's Profile U2U Member Reply With Quote

what you going to spend it on ?
TNM
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Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
8th Jun 05 at 15:22   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Half Pint
what you going to spend it on ?


Cock.
sunnyb
Member

Registered: 21st Oct 03
Location: Kent, near Bluewater
User status: Offline
8th Jun 05 at 15:24   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Half Pint
what you going to spend it on ?


probably a new motor, and paying off my old loan, crap apr on the last one(big mistake).

Thinkin of a gsi corsa. dunno really. gonna leave the travelling idea for a few years now! i wanted a starlet Glanza but they're too much money for what i'm earning at the mo! got any other ideas???? wanna spend few grand on a motor 2/3k!!
sunnyb
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Registered: 21st Oct 03
Location: Kent, near Bluewater
User status: Offline
8th Jun 05 at 15:25   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by TNM
quote:
Originally posted by Half Pint
what you going to spend it on ?


Cock.


you wish baby x
sunnyb
Member

Registered: 21st Oct 03
Location: Kent, near Bluewater
User status: Offline
8th Jun 05 at 15:26   View User's Profile U2U Member Reply With Quote

seen some quite nice 1.8 clios one in the trader with 'genuine' 33k miles on it, black, 2 owners FSH etc etc - almost 2k!
Half Pint
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Registered: 25th Mar 02
User status: Offline
8th Jun 05 at 15:35   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by sunnyb
quote:
Originally posted by TNM
quote:
Originally posted by Half Pint
what you going to spend it on ?


Cock.


you wish baby x


3k is not enough for us
John
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Registered: 30th Jun 03
User status: Offline
8th Jun 05 at 15:40   View User's Profile U2U Member Reply With Quote

Get a 12 month interest free credit card.
If you can get a 3k limit.
sunnyb
Member

Registered: 21st Oct 03
Location: Kent, near Bluewater
User status: Offline
8th Jun 05 at 15:44   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by x8john
Get a 12 month interest free credit card.
If you can get a 3k limit.


then after that the interest is sky high init!? know of any companies that give 3k?
Bart
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Registered: 19th Aug 02
Location: Midsomer Norton, Bristol Avon
User status: Offline
8th Jun 05 at 16:09   View User's Profile U2U Member Reply With Quote

look at getting a texaco credit card.
Its the only credit card that remains at 0% interest until the load is paid off.
Pay off the loan with the texaco card, and then pay as little as you like off the credit card and you dont pay any interest.

Ally
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Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
8th Jun 05 at 16:18   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Bart
look at getting a texaco credit card.
Its the only credit card that remains at 0% interest until the load is paid off.
Pay off the loan with the texaco card, and then pay as little as you like off the credit card and you dont pay any interest.




So how do Texaco make their money?
Ojc
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Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
8th Jun 05 at 16:25   View User's Profile U2U Member Reply With Quote

Selling petrol
Rebrabuk
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Registered: 28th Mar 04
Location: North East
User status: Offline
8th Jun 05 at 16:46   View User's Profile U2U Member Reply With Quote

But what do they gain by offering 0% interest on a credit card with no restrictions on repayments?
ste_nova
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Registered: 8th Jan 01
Location: St. Asaph, N. Wales
User status: Offline
8th Jun 05 at 16:55   View User's Profile U2U Member Reply With Quote

loan not worth it for £3k just save for it only takes a couple of months
ste_nova
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Registered: 8th Jan 01
Location: St. Asaph, N. Wales
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8th Jun 05 at 16:56   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by sunnyb
quote:
Originally posted by x8john
Get a 12 month interest free credit card.
If you can get a 3k limit.


then after that the interest is sky high init!? know of any companies that give 3k?


thats only £250/month.... if u can't afford that you shouldn't be loolking at loans in the first place
sunnyb
Member

Registered: 21st Oct 03
Location: Kent, near Bluewater
User status: Offline
8th Jun 05 at 16:58   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by ste_nova
quote:
Originally posted by sunnyb
quote:
Originally posted by x8john
Get a 12 month interest free credit card.
If you can get a 3k limit.


then after that the interest is sky high init!? know of any companies that give 3k?


thats only £250/month.... if u can't afford that you shouldn't be loolking at loans in the first place


didn't do the maths right, my bad

[Edited on 08-06-2005 by sunnyb]

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