mjw_2k2
Member
Registered: 18th Sep 03
Location: Anglesey, North Wales
User status: Offline
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this is whats left of my car -
and after 2 months the 3rd party has finally accepted liability, which means an assessor is coming 2 view my car 2moz, problem is, car isnt as standard as it sais on my policy? i have put most of the internal parts back 2 standard but, my back box is welded on, and my red door panels are still in, would this affect the assessor or my claim 2morrow when he views it?
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DanielJ
Member
Registered: 21st Nov 01
Location: gwent, south wales
User status: Offline
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possibly
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mjw_2k2
Member
Registered: 18th Sep 03
Location: Anglesey, North Wales
User status: Offline
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even if 3rd party has already admitted?
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DanielJ
Member
Registered: 21st Nov 01
Location: gwent, south wales
User status: Offline
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yeah
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Carl
Member
Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
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isn't it an assosor from his insurance company?
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DanielJ
Member
Registered: 21st Nov 01
Location: gwent, south wales
User status: Offline
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They werent to no the parts werent insured, may void ur cover
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Carl
Member
Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
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Sorry, i meant, isn't it an assesor from the other parties insurance company tho, meaning that they wont be check his car just assesing the damage, kinda thing?
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Doug_SRi
Member
Registered: 1st Sep 02
Location: Aberdeen. Drives: Stage 2 Astra VXR and Nova
User status: Offline
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just say it was on your car when you bought it and you were unaware it wasnt standard if they question it.
[Edited on 28-02-2005 by Doug_SRi]
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mjw_2k2
Member
Registered: 18th Sep 03
Location: Anglesey, North Wales
User status: Offline
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its an assessor from the 3rd party yes who was an old lady and took 2 months 2 tell her insurance about the crash!
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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You deserve no pay out 
If you had of hit one of us poor fuckers who declare all our mods then your insurance would not pay out and us stuck with a fucked car 
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DanielJ
Member
Registered: 21st Nov 01
Location: gwent, south wales
User status: Offline
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you should be ok then mate 
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Doug
Member
Registered: 8th Oct 03
User status: Offline
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I would suggest ripping the back box off and bodging your old one back on with exhaust repair tape!
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Doug_SRi
Member
Registered: 1st Sep 02
Location: Aberdeen. Drives: Stage 2 Astra VXR and Nova
User status: Offline
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quote:
Originally posted by Peugeot Nut
You deserve no pay out
If you had of hit one of us poor fuckers who declare all our mods then your insurance would not pay out and us stuck with a fucked car
i thought the insurance would pay out to the third party what ever? did in my mates case, they never even looked at his car as he wasnt claiming for that as he was third party
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mjw_2k2
Member
Registered: 18th Sep 03
Location: Anglesey, North Wales
User status: Offline
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quote:
Originally posted by Peugeot Nut
You deserve no pay out
If you had of hit one of us poor fuckers who declare all our mods then your insurance would not pay out and us stuck with a fucked car
excuse me crash wasnt my fault, and as my car will be written off anyway, does it really matter?
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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Legally they should pay out whatever but you may have problems getting insured in the future once this fact is logged. Very unlikely, but let us know how you get on.
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DanielJ
Member
Registered: 21st Nov 01
Location: gwent, south wales
User status: Offline
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na he just jelous cos he cant find his car to get insurance money 
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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Yes it matters to me. I paid extra on my insurance for mods and you deserve nothing
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DanielJ
Member
Registered: 21st Nov 01
Location: gwent, south wales
User status: Offline
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what mods have you done then. neons go faster stripes spinning wheel trims?
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mjw_2k2
Member
Registered: 18th Sep 03
Location: Anglesey, North Wales
User status: Offline
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im with direct line with 3rd party fire n theft with motor legal protection, so when i crashed my insurance said they arent doing anythin and handed my case over to a solicitor, it took 2 months to finally get in touch with the old lady, and shes now accepted it was her fault, and an assessor is coming to view the car 2mo, thats all i know so far
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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quote:
Originally posted by DanielJ
na he just jelous cos he cant find his car to get insurance money
I still can't remember where i parked it 
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mjw_2k2
Member
Registered: 18th Sep 03
Location: Anglesey, North Wales
User status: Offline
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car is bent, would need bendin back, new windscreen, bumper, wing, bonnet, headlamp, etc, car only worth 700, so its probably write off?
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Andrew
Member
Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
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quote:
Originally posted by DanielJ
what mods have you done then. neons go faster stripes spinning wheel trims?
Alarm, alloys, air filter, new head unit. Was gonna do zorst too but then i forgot where i parked it 
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mjw_2k2
Member
Registered: 18th Sep 03
Location: Anglesey, North Wales
User status: Offline
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all i want to know is if whats on my car, will affect my case? i have alloys which are declared but the spoiler wasnt, and also the back box wasnt, ive put the inside back to standard, just unsure what will happen?
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DanielJ
Member
Registered: 21st Nov 01
Location: gwent, south wales
User status: Offline
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hardly big time mods is it
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mjw_2k2
Member
Registered: 18th Sep 03
Location: Anglesey, North Wales
User status: Offline
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quote:
Originally posted by DanielJ
hardly big time mods is it
backbox, spoiler, alloys?
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