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Author Opinions on Getting loan 2 Modify car.
A2H GO
Member

Registered: 14th Sep 04
Location: Stoke
User status: Offline
13th Dec 04 at 21:19   View User's Profile U2U Member Reply With Quote

Ive bin thinkin about this for sum time now, i have a reliable full time job and would be able to afford the monthly repayments(i think:lol

I do not want to do this in order to have the best corsa in the world, jus 2 make my car tidy and make me want 2 drive it, also sum idiot reversed into my car, cracked the bumper and buckled 1 of my wheels, and maybe bent the axel at the rear.

The idea was to have a £2000 loan over 2 years. Buy a standard rear bumper, a set of wheels(deep dished), coilovers, euro arches and a rieger front, and this would finish my car off, but would take me months 2 save up the cash 2 pay it out right.

Good Idea or not???
Colin
Member

Registered: 4th Apr 02
User status: Offline
13th Dec 04 at 21:21   View User's Profile U2U Member Reply With Quote

Stupid, you will probably still be paying the loan after you sell the car and regret it then........up to you tho
Colin
Member

Registered: 4th Apr 02
User status: Offline
13th Dec 04 at 21:22   View User's Profile U2U Member Reply With Quote

Oh yeah - Bodykits suck dick.....spend it on the engine instead
Martin_C
Member

Registered: 27th Jun 03
Location: Ayrshire, Scotland
User status: Offline
13th Dec 04 at 21:26   View User's Profile U2U Member Reply With Quote

i've done it...so what if i'm still paying for my corsa i dont care, it made me happy.

if you wanna do it do it
CorsAsh
Member

Registered: 19th Apr 02
Location: Munich
User status: Offline
13th Dec 04 at 21:33   View User's Profile U2U Member Reply With Quote

When you gonna repay me the rent for using part of my name?
R Lee
Member

Registered: 15th Aug 03
User status: Offline
13th Dec 04 at 21:35   View User's Profile U2U Member Reply With Quote

is he just a sportier version of yourself?
CorsAsh
Member

Registered: 19th Apr 02
Location: Munich
User status: Offline
13th Dec 04 at 21:37   View User's Profile U2U Member Reply With Quote

No, it's a cheap rip off gimmick
R Lee
Member

Registered: 15th Aug 03
User status: Offline
13th Dec 04 at 21:38   View User's Profile U2U Member Reply With Quote

i wonder where Richard Lee Sport is
Melville
Member

Registered: 4th Jun 03
Location: Newcastle upon Tyne
User status: Offline
13th Dec 04 at 21:38   View User's Profile U2U Member Reply With Quote

Go for the subtle look if anything, bodykits are ghey these days
Colin
Member

Registered: 4th Apr 02
User status: Offline
13th Dec 04 at 21:39   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by CorsAsh
No, it's a cheap rip off gimmick


Ive u2u'd tim to change yours to CorsAss so no one gets confused
A2H GO
Member

Registered: 14th Sep 04
Location: Stoke
User status: Offline
13th Dec 04 at 21:42   View User's Profile U2U Member Reply With Quote

If im happy after ive dun it i spose it is the main thing, for a £2000 loan, i wud have 2 pay bk £80 a month over 2 yrs(which will jus b the money im now saving on insurance each month due 2 turning 19

Ne1 no any good palce 2 get a loan from?
A2H GO
Member

Registered: 14th Sep 04
Location: Stoke
User status: Offline
13th Dec 04 at 21:44   View User's Profile U2U Member Reply With Quote

P.s, only getin the reiger front/Dietreich(sp) front, and euro arches, no skirts and standard rear.
Colin
Member

Registered: 4th Apr 02
User status: Offline
13th Dec 04 at 21:47   View User's Profile U2U Member Reply With Quote

Why not put the money you make from your free insurance in a bank account and in 2 years time you will have a nice bit of wadge to put on a new car instead of wasting it on fibreglass
A2H GO
Member

Registered: 14th Sep 04
Location: Stoke
User status: Offline
13th Dec 04 at 21:51   View User's Profile U2U Member Reply With Quote

Somthing similar 2 this, my car is also black wiv tints

CorsAsh
Member

Registered: 19th Apr 02
Location: Munich
User status: Offline
13th Dec 04 at 21:52   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Kolin
quote:
Originally posted by CorsAsh
No, it's a cheap rip off gimmick


Ive u2u'd tim to change yours to CorsAss so no one gets confused


I've u2u'd tim to change yours to Jock Cockface, it's just more catchy than Koling
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
13th Dec 04 at 21:55   View Garage View User's Profile U2U Member Reply With Quote

Borrowing a small amount means you'll pay a lot in interest. Having said that, £80 pm is a good deal, you'll only pay back £1920?

I'd have said the figure will be nearer £100 for 24 repayments.

A better approach may be to lower it on springs alone for the time being, find a second hand rear bumper (loads about) and do the arches at a later date.
mwg
Member

Registered: 19th Feb 04
Location: South Lakes
User status: Offline
13th Dec 04 at 22:01   View User's Profile U2U Member Reply With Quote

Personally I wouldnt do it as I have done this and i wish I had just waited and saved up for what I wanted as now I am tied into repaying the loan for a good few months yet and I now think I should of saved the money to go towards a newer car!
AK
Member

Registered: 5th Jul 00
Location: Aberdeen City
User status: Offline
13th Dec 04 at 22:01   View User's Profile U2U Member Reply With Quote

that is the worst idea ever....

Taking a loan to effectively de-value your car

Take a loan and buy a better car..... build up towards something you really want
TOMAS
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Registered: 7th Aug 02
Location: Nottinghamshire
User status: Offline
13th Dec 04 at 22:03   View User's Profile U2U Member Reply With Quote

^ Agreed - this is a money burning hobby, and borrowing money to burn and paying intrest to do it is crazy. I really wouldn't bother, as much as I love modifying cars if i'd done it all again i'd have just saved up and bought a proper sports car instead of trying to turn a Corsa into one...
Colin
Member

Registered: 4th Apr 02
User status: Offline
13th Dec 04 at 22:04   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by corsa_boy69
Personally I wouldnt do it as I have done this and i wish I had just waited and saved up for what I wanted as now I am tied into repaying the loan for a good few months yet and I now think I should of saved the money to go towards a newer car!


Exactamundo
mav
Member

Registered: 19th Jun 01
Location: Scotland
User status: Offline
13th Dec 04 at 22:04   View User's Profile U2U Member Reply With Quote

really upto you m8..make sure you are going to keep car for the 2 years..

if you can afford repayments no bother then why not...it will give you more enjoyment etc.......from the car as you put it...

do it if you want.....
Martin_C
Member

Registered: 27th Jun 03
Location: Ayrshire, Scotland
User status: Offline
13th Dec 04 at 22:07   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by mav
really upto you m8..make sure you are going to keep car for the 2 years..

if you can afford repayments no bother then why not...it will give you more enjoyment etc.......from the car as you put it...

do it if you want.....


exactly.

i spent a fortune on my corsa and got fuck all back, but i enjoyed it, shows, cruises, generally driving about...loved it, miss the wee car and dont care if i'm still payin for it, do what u wanna do, i reckon it'd look sweet for what you've planned, plus, u can always sell it and get something faster one day, its only money
A2H GO
Member

Registered: 14th Sep 04
Location: Stoke
User status: Offline
13th Dec 04 at 22:10   View User's Profile U2U Member Reply With Quote

well ive already started modifing it, ive lowered it jus on springs(shite handling as expected), smoothed the now smashed rear bumer, smoothed the boot, colour coded, tints and wheels. This is all i could afford 2 do after 7months of owning it, but a loan would allow me to finish it and enjoy it, plus all my m8s have modified ther cars wiv loans and dnt regret it, but they prob wudnt admit it if they did

AK
Member

Registered: 5th Jul 00
Location: Aberdeen City
User status: Offline
13th Dec 04 at 22:17   View User's Profile U2U Member Reply With Quote

i took a loan out for the silver supra......

not for the skyline/punto/corsa.... and wont be for the new supra

hate knowing i have to pay a certain amount for something i already have p
A2H GO
Member

Registered: 14th Sep 04
Location: Stoke
User status: Offline
13th Dec 04 at 22:20   View User's Profile U2U Member Reply With Quote

thats the only thing that worrying me, will i still enjoy it after a year. seems tho i will b payn £100 a month for somthing i already have

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