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Author Is it possible?
PainZ
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Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline
31st Aug 04 at 17:21   View User's Profile U2U Member Reply With Quote
Since driving i have been on my mums insurance,

now i want a 1.8 i need to really go on my own insurance,

im 19 with 0 no claims...

how much could i get insruance for?

im sure i done it a while back and got 900 quid,

now im getting over 2k!!!
sassyminx
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Registered: 10th Jan 04
Location: Hartlepool Drives: Cossie
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31st Aug 04 at 17:23   View User's Profile U2U Member Reply With Quote
yea cos of the amount of claims etc etc
AndyW
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Registered: 28th Oct 02
Location: Greater London
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31st Aug 04 at 17:24   View User's Profile U2U Member Reply With Quote
im in exact same position!

u wont get 900 for a 1.8!

im gettin quotes of 1200 on my 1400 8v
Mikorsa16v
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Registered: 2nd Sep 02
Location: Burgess Hill, West Sussex
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31st Aug 04 at 17:24   View User's Profile U2U Member Reply With Quote
get your foot on the ladder mate
liamC
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Registered: 28th Feb 04
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31st Aug 04 at 17:25   View User's Profile U2U Member Reply With Quote
Tried Vauxhall Insurance http://www.vauxhall.co.uk/insurance ?
PainZ
Member
Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline
31st Aug 04 at 17:28   View User's Profile U2U Member Reply With Quote
vauxhall want alot,

but thats where i got my quote before for 900,

:/
corsa-sxi
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Registered: 11th Jul 03
Location: Kingston upon Hull
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31st Aug 04 at 17:31   View User's Profile U2U Member Reply With Quote
LOL i dnt think u have any chance
im 19, 0ncb but i made 1 claim, it doest affect it much but ive been quoted £1800 all mods declared cheapest by tesco, stay on ya mums for an extra year
Thoday
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Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
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31st Aug 04 at 17:36   View User's Profile U2U Member Reply With Quote
no chance realy for under 1500 mate

but shop til u die cos someone may help you out..

HIC cut all other quotes by £600 FC
mike_1.2LS96
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Registered: 23rd Oct 03
Location: Darlington | Mazda 323 1.8 Exec
User status: Offline
31st Aug 04 at 17:38   View User's Profile U2U Member Reply With Quote
I have a 1.8 insurance group 12 car, and i am 19.

Its £790 third party fire and theft with mods declared. With adrian flux.

That is with 1 years no claims however

PainZ
Member
Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline
31st Aug 04 at 17:54   View User's Profile U2U Member Reply With Quote
1400 from elephant so far...
PainZ
Member
Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline
31st Aug 04 at 17:57   View User's Profile U2U Member Reply With Quote
thats fully comp,

me driver,
PainZ
Member
Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline
31st Aug 04 at 18:02   View User's Profile U2U Member Reply With Quote
hic wont insure me... because of my age?
corsa-sxi
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Registered: 11th Jul 03
Location: Kingston upon Hull
User status: Offline
31st Aug 04 at 18:05   View User's Profile U2U Member Reply With Quote
have u declared ur mods to elephant? i cant even get that for a 1.2
PainZ
Member
Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline
31st Aug 04 at 18:06   View User's Profile U2U Member Reply With Quote
I added my mum onto the policy,

No i havent declared any mods, on the site...
corsa-sxi
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Registered: 11th Jul 03
Location: Kingston upon Hull
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31st Aug 04 at 18:08   View User's Profile U2U Member Reply With Quote
well ull be in for a suprise
Noonster
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Registered: 20th Jul 03
Location: East Yorkshire
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31st Aug 04 at 18:10   View User's Profile U2U Member Reply With Quote
Pete - you should insure yourself on the corsa for a year mate and then get a faster car IMO
bradfincham
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Registered: 20th Sep 02
Location: East Of England Drives: Clio 172
User status: Offline
31st Aug 04 at 18:12   View User's Profile U2U Member Reply With Quote
if i was you o would stay under your mums, as you will save £££ over the extra year ready for next years premium!
Red_SXi
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Registered: 23rd Sep 02
Location: Dunstable Drives: 52 Plate BMW 3 M Sport Coupe
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31st Aug 04 at 18:14   View User's Profile U2U Member Reply With Quote
Stay on your mum's til you're 21
PainZ
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Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline
31st Aug 04 at 18:15   View User's Profile U2U Member Reply With Quote
ok 1354 on elephant now!

saved over £50 by adding my dad to the policy also!

Mods is the only thing im worried about,

I might get away with it(i know alot of insurance places do)

because the kit was availale from the factory
PainZ
Member
Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline
31st Aug 04 at 18:18   View User's Profile U2U Member Reply With Quote
problem is,

like i just spoke to HIC about,

if i have a crash, and its proved im the main driver

(how many 51 years olds drive a modded corsa 1.8)

then the insurance will get void,
Paul H
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Registered: 11th Aug 03
Location: Lincoln.
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31st Aug 04 at 18:20   View User's Profile U2U Member Reply With Quote
how many 51 year olds drive a modded 1.2???

[Edited on 31-08-2004 by chewy]
ed
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Registered: 10th Sep 03
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31st Aug 04 at 18:28   View User's Profile U2U Member Reply With Quote
My Dad... He has his own policy on my car. Costs £90 per year
TJSRi
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Registered: 23rd Mar 04
Location: Harwich,essex
User status: Offline
31st Aug 04 at 18:29   View User's Profile U2U Member Reply With Quote
do as noonster said stay with ya 1.2 for a yr on own insurance then go for the 1.8.

Its what i did now i'm 21 with 2yrs ncb drive modded 04 1.8sri pay £900
fully comp mods declared with admiral. standard it was £700.
Redcorsa69
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Registered: 21st Sep 02
Location: Rotherham
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31st Aug 04 at 18:31   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Mikorsa16v
get your foot on the ladder mate


Yeah too right mate! Best to get your own insurance as soon as possible, i made the mistake of waiting till i was 21, by which time all my mates who took out their own policies can afford to insure Imprezas, Cally Turbos, cars like that, an i struggle on my 1.2!!
PainZ
Member
Registered: 28th Jun 02
Location: Camberley, Surrey - Drives a Black Vectra VXR Esta
User status: Offline
31st Aug 04 at 18:36   View User's Profile U2U Member Reply With Quote
Ok

Quote for my mum only

£371

Quote with me on my mums insurance

£971

---------------------------

My OWN insurance, on a 1.8 SRi, with my mum and dad as extra drivers

£1354

I think thats quite good,

And i defently think it would be worth spending the extra 300 and having it in my own name... building up no claims...

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