Colin
Member
Registered: 4th Apr 02
User status: Offline
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Take 3rd party insurance if its going to save you around £400
Ive been driving 5 years now and never had a claim on my insurance...discuss
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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on what car?
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Impreza Turbo
Yes = its a silly idea
no = its not a silly idea
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Sims
Member
Registered: 15th Aug 03
Location: Bath/Bristol area Drove: 1994 Corsa SRi Now: VTR
User status: Offline
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i'd rather pay the extra £400 cos it isn't to bad and if you wrap your car round a post, your going to lose alot more than that. especially seeing as its a turbo
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langey
Member
Registered: 7th Sep 03
Location: Wigan
User status: Offline
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3rd party only?? on an imprreza turbo, will they evan let you do that??
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Adam-D
Member
Registered: 11th May 02
Location: Cheshire
User status: Offline
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yes its silly
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Nismo
Member
Registered: 12th Sep 02
User status: Offline
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no its not koling
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vibrio
Banned
Registered: 28th Feb 01
Location: POAH
User status: Offline
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not worth it
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Yes Elephant quoted me, £891.70 3rd pty or £1278.65 FC
I cant see me writing it off, im not a foolish driver
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Heather B
Member
Registered: 14th Apr 04
Location: Doncaster
User status: Offline
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u want fully comp u never know what might happen
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stuyw
Member
Registered: 15th May 02
Location: North West Drives: Rev3 MR2 Turbo
User status: Offline
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if it includes fire n theft then i would chance it, if its just 3rd party only then i wouldnt bother
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by Heather B
u want fully comp u never know what might happen
If I smash it then its my own falt for being stupid, id rather save the £400 myself!
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by stuyw
if it includes fire n theft then i would chance it, if its just 3rd party only then i wouldnt bother
Yeah its TPFT
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stuyw
Member
Registered: 15th May 02
Location: North West Drives: Rev3 MR2 Turbo
User status: Offline
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yeah, might worth it if u think that ur not gonna have a bump. most insurance companies make u go fully comp over a certain car value, think its 5k
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Phil321
Member
Registered: 10th Mar 01
Location: Manchester
User status: Offline
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It would be madness. Its less than £40 extra/month.
What are you going to do if you lose it on a wet roundabout? You'll be seriously out of pocket!
Just because it hasn't happened before doesn't mean it won't happen in the future.
[Edited on 24-07-2004 by Phil321]
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TNM
Member
Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
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all depends on how much the car is worth. my MR2 will be worth les than a grand so im going tpft becuase its basically a throw away car. but hmmm if its worth more than 5k then they will only let you do FC but all depends on what you think!
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Cars value is £5500 I put it as 4999 as I got a tip to do that off someone in the know who said under £5k value will bring it down alot, Im used to driving now having owned a MR2 before and managed not to smash it up and I really dont think I will smash this 1 up either 
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Rebrabuk
Member
Registered: 28th Mar 04
Location: North East
User status: Offline
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I think it would be silly to take TPFT on a car of that value.
You may be a good driver and all that, but if someone smashes into you but refuses to take responsibility and theres no proof/witnesses to say it's their fault, your screwed.
Go full comp. 
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TNM
Member
Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
User status: Offline
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quote:
Originally posted by Rebrabuk
You may be a good driver and all that, but if someone smashes into you but refuses to take responsibility and theres no proof/witnesses to say it's their fault, your screwed.
Go full comp.
I think you will find your wrong.
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Well I think im just going to go for it 3rd party, Ive had people drive into me before and its always been sorted without getting insurance involved!
Fuckit £400 better off in my pocket
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Anyone know the admin charges for canceling insurance with Admiral, I dont know where my policy is to check
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langey
Member
Registered: 7th Sep 03
Location: Wigan
User status: Offline
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i think we should save this thread for when you have a bump, 5 yrs with no accidents ur fault, one must be due
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by langey
i think we should save this thread for when you have a bump, 5 yrs with no accidents ur fault, one must be due
Never had a bump - dont plan to either
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Heres the car if anyones interested.
http://atsearch.autotrader.co.uk/www/CARS_popup.asp?modelexact=1&lid=search_used_cars_full&make=SUBARU&model=IMPREZA&variant=Turbo&keywords=&min_pr=75&max_pr=&mileage=&agerange=&postcode=FK3+9DH&miles=40&max_records=50&source=0&photo=1&sort=3&ukcarsearch_full=SEARCH&start=6&distance=34&adcategory=CARS&channel=CARS&id=200429152435427
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Has the WRC spoiler too
Edited for Marc
[Edited on 24-07-2004 by Kolin]
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