--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
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Getting a loan to finance some a new Corsa C in the summer. (5k)
Had a brief look on the net and the lowest i can see at the moment is Goldfish at 6.2% Fixed APR. Borrowing 5 and paying back 5.6k over 48months. Not too shabby.
Anyone know of any better deals?
Cheers
Dave
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L330wnz
Member
Registered: 9th Mar 04
Location: Norwich, Norfolk
User status: Offline
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I borrowed 5k off Egg and its about 5.9% fixed apr. (when I done it any ways dunno wot it is now!?) paying 5.7k back over 48 months.. includes loan protection i.e. unemployment cover, etc.. also i can pay off chunks of it when I want or u can increase/decrease ur payments when u like... very very good IMO 
[Edited on 10-05-2004 by L330wnz]
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Thoday
Member
Registered: 12th Jan 03
Location: Drove kitted corsa b now standard corcs c exclusiv
User status: Offline
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i borrowed 8.5k off cahoot 6.0%
paying back 900 extra in interest
car is £11,600, total cost £12,500
£250 a mnth with £3k deposit
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--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
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5.9% is pretty good, although it's 7.9% now.
Goldfish - 6.2%
Sainsburys - 6.9%
Gonna try tesco
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L330wnz
Member
Registered: 9th Mar 04
Location: Norwich, Norfolk
User status: Offline
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tescos are steep from wot I remember.. interest rates have rose recently tho mate so it'll be hard to beat 6.2% apr + they're bound to carry on rising so get in there quick! 
[Edited on 10-05-2004 by L330wnz]
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barry_kellett99
Member
Registered: 19th May 03
User status: Offline
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Credit Union.... 1% a month!!!!
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--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
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who the heck is credit union? 
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Tiesto
Member
Registered: 6th Jun 02
Location: Hinckley, Leicestershire
User status: Offline
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quote:
Originally posted by barry_kellett99
Credit Union.... 1% a month!!!!
works out to 12% then 
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--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
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quote:
Originally posted by Corsa_1.0
quote:
Originally posted by barry_kellett99
Credit Union.... 1% a month!!!!
works out to 12% then
After some extensive research during what now has been a 3 hour lunch break, Goldfish are the way to go with a Fixed APR of just 6.2%. Virign loans were behind them with 6.5%, along with a few others also at 6.5%.
Gonna borrow 6k from Goldfish, plus the 3.4k from the sale of my corsa, gives me well over 9k to sort out a new Corsa... can't wait!!
Dave
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barry_kellett99
Member
Registered: 19th May 03
User status: Offline
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quote:
Originally posted by Corsa_1.0
quote:
Originally posted by barry_kellett99
Credit Union.... 1% a month!!!!
works out to 12% then
You Dummy
Its not 12% APR
Tsk
Credit Union is probably just an irish thing, Most towns/communities have one. People save money, and others borrow. TBH I dont actually know much about it other than Its not a profit making organisation as its community and voluntarily run, I am taking a few K out soon to get rid of the corsa and get an Ibiza.
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barry_kellett99
Member
Registered: 19th May 03
User status: Offline
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quote:
Originally posted by --Dave--
quote:
Originally posted by Corsa_1.0
quote:
Originally posted by barry_kellett99
Credit Union.... 1% a month!!!!
works out to 12% then
After some extensive research during what now has been a 3 hour lunch break, Goldfish are the way to go with a Fixed APR of just 6.2%. Virign loans were behind them with 6.5%, along with a few others also at 6.5%.
Gonna borrow 6k from Goldfish, plus the 3.4k from the sale of my corsa, gives me well over 9k to sort out a new Corsa... can't wait!!
Dave
Dont Buy a corsa 
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ljames555
Member
Registered: 2nd Sep 03
User status: Offline
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with goldfish you cant pay it all back early
ive found virgin loans are better
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Ryan L
Member
Registered: 4th Mar 03
Location: Essex
User status: Offline
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i'm looking at getting a SRI corsa C 1.4 for about 6k using 2k from car sale and then the rest a loan over 36 to 48 months also.
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Tiesto
Member
Registered: 6th Jun 02
Location: Hinckley, Leicestershire
User status: Offline
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quote:
Originally posted by barry_kellett99
quote:
Originally posted by Corsa_1.0
quote:
Originally posted by barry_kellett99
Credit Union.... 1% a month!!!!
works out to 12% then
You Dummy
Its not 12% APR
Tsk
Credit Union is probably just an irish thing, Most towns/communities have one. People save money, and others borrow. TBH I dont actually know much about it other than Its not a profit making organisation as its community and voluntarily run, I am taking a few K out soon to get rid of the corsa and get an Ibiza.
oh right
i just saw 1% per month, so then logically would work out to 12% apr.
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barry_kellett99
Member
Registered: 19th May 03
User status: Offline
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quote:
Originally posted by Corsa_1.0
quote:
Originally posted by barry_kellett99
quote:
Originally posted by Corsa_1.0
quote:
Originally posted by barry_kellett99
Credit Union.... 1% a month!!!!
works out to 12% then
You Dummy
Its not 12% APR
Tsk
Credit Union is probably just an irish thing, Most towns/communities have one. People save money, and others borrow. TBH I dont actually know much about it other than Its not a profit making organisation as its community and voluntarily run, I am taking a few K out soon to get rid of the corsa and get an Ibiza.
oh right
i just saw 1% per month, so then logically would work out to 12% apr.
Id be lying if i said i knew what the APR is but i will find our soon enough, plus you can pay back as much when u want
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--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
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Annual Percentage Rate i thought?
Why not get a Corsa Barry?
Ryan L - i was looking for an SRI 1.4 as well. Quite hard to come by though.
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Ryan L
Member
Registered: 4th Mar 03
Location: Essex
User status: Offline
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i know i've been looking hard and found a few with decent milage in the area but none less than 6k
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--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
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i'll end up with a 1.2 SXI no doubt. Hopefully with the irmscher kit on and some 9 spoke alloy wheels like what come with the Exclusiv model.
Good luck in your search mate, there are some bargains on auto-trader!
Dave
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JJ
Member
Registered: 20th Apr 00
Location: Northern Ireland
User status: Offline
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lombard direct are very good m8, typical is 5.9apr...
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Mikorsa16v
Member
Registered: 2nd Sep 02
Location: Burgess Hill, West Sussex
User status: Offline
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with my local bank i took out 10500 and paying back something like 14000 over 3.5 yrs 
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--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
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sorry if this disappoints you mate, but you've been had.
10500 over 42 months total repayable is a little over 11600 with Goldfish or Virgin. 6.2% APR
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Mikorsa16v
Member
Registered: 2nd Sep 02
Location: Burgess Hill, West Sussex
User status: Offline
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na not really if you look into it, with the insurance that it covers, i can be out of work for 12 months and they will pay it off get into a job then out again and they will repay it, only 350 a month and all under one roof with my bank
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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Im looking to get my 04 corsa on finance, and get a loan to pay to pay off the finance then owe the money to the bank.
But i cant see me doing this for another 12 months anyway so hopefully i can save quite abit by then anyway
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--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
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well if you need any help i just spent all frikkin day reading up on this stuff lol!!
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corsa_paz
Member
Registered: 5th Mar 04
Location: Midlands
User status: Offline
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try alliance and leicester
i took out a loan for 4k and im paying £450 interest over 2years
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