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Author Trade policies
Chris x
Member
Registered: 11th Sep 08
Location: Bexhill
User status: Offline
21st Mar 16 at 12:11   View User's Profile U2U Member Reply With Quote
I have a few cars and need all of them on the road for various reasons, I have also recently started buying and selling a few cars.

Insuring each one on a policy is a killer financially Especially when buying and selling due to the admin costs.

Sounds like a trade policy could work (that's if they work how I imagine them too)? Does anyone have any experiences or company that they have used in the past?

Want to add 4 cars on that I keep and add/remove now and again for the ones I buy and sell.


Thoughts?
kennySRi
Member
Registered: 12th Nov 10
Location: Lancashire
User status: Offline
21st Mar 16 at 13:29   View User's Profile U2U Member Reply With Quote
I was on trade for around 7 years when I had 3 or 4 cars to drive. I said that I just sold a few cars a year part time and they were happy with that. When I was 23 it ony cost around £700. Best thing I ever did, so much easier being able to jump in any car and drive it.

Can't remember the first place I was with but my previous one was choicequote. Just Google some and see which comes out best.
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
21st Mar 16 at 17:30   View User's Profile U2U Member Reply With Quote
Sarah A is a motor trade underwriter.
Graeme
Premium Member

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Registered: 26th Jul 04
Location: Northampton
User status: Offline
22nd Mar 16 at 23:08   View Garage View User's Profile U2U Member Reply With Quote
Mine keeps going up it seems to get more expensive each year.

I have a website I log into and add the cars then take them off etc. Have to say if they are mine or a sales car etc.

For customers cars they don't need to be added.

Think I pay around £1350 now. :-(
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
23rd Mar 16 at 00:33   View Garage View User's Profile U2U Member Reply With Quote
£2200 for road risk SDPC, towing and goods in transit.

Obviously I could half that if I was in general maintenance but salvage is evidently the fraudulent scummy cousin of regular mechanics.
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
23rd Mar 16 at 06:30   View User's Profile U2U Member Reply With Quote
Sarah needs a password Ian, so she can reply
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
23rd Mar 16 at 09:15   View User's Profile U2U Member Reply With Quote
I'm with Trade Plan currently.
£1600 for me and the misses.
Unlimited mileage, personal use, can pop anything up to the value of £7500 on there. Allows not only myself but the misses to drive any other vehicle third party as well.
Chris x
Member
Registered: 11th Sep 08
Location: Bexhill
User status: Offline
23rd Mar 16 at 09:26   View User's Profile U2U Member Reply With Quote
All sounds good. Will have a google at the weekend.

The AMG is coming out at £850 to insure, so all these prices so far are easily the best route!
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
23rd Mar 16 at 13:08   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ojc
Sarah needs a password Ian, so she can reply


Sent on FB
Sarah A
Member
Registered: 3rd Jan 11
User status: Offline
23rd Mar 16 at 13:48   View User's Profile U2U Member Reply With Quote
Hi

First thing you need to do is find a good Broker, I can suggest a few that I deal with if that helps.
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
24th Mar 16 at 00:31   View Garage View User's Profile U2U Member Reply With Quote
Can you find some that don't hate salvage.
Sarah A
Member
Registered: 3rd Jan 11
User status: Offline
24th Mar 16 at 14:00   View User's Profile U2U Member Reply With Quote
No one seems to be keen on that.

Who you with now?
Ian
Site Administrator

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Registered: 28th Aug 99
Location: Liverpool
User status: Offline
24th Mar 16 at 14:07   View Garage View User's Profile U2U Member Reply With Quote
Tradex
Chris x
Member
Registered: 11th Sep 08
Location: Bexhill
User status: Offline
24th Mar 16 at 14:15   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Sarah A
Hi

First thing you need to do is find a good Broker, I can suggest a few that I deal with if that helps.
Yes please!
Chris x
Member
Registered: 11th Sep 08
Location: Bexhill
User status: Offline
24th Mar 16 at 14:17   View User's Profile U2U Member Reply With Quote
Got my first price yesterday for £1400. Doesn't seem to bad, as I can put as many cars as I want on it, but they wont put the AMG on it due to performance and my age. Plus they'll only pay out trade value on it which would be a bit shit if I smashed it up

Going to get some more quotes over the weekend.

[Edited on 24-03-2016 by Chris x]
Sarah A
Member
Registered: 3rd Jan 11
User status: Offline
24th Mar 16 at 14:56   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Chris x
Got my first price yesterday for £1400. Doesn't seem to bad, as I can put as many cars as I want on it, but they wont put the AMG on it due to performance and my age. Plus they'll only pay out trade value on it which would be a bit shit if I smashed it up

Going to get some more quotes over the weekend.

[Edited on 24-03-2016 by Chris x]


You will only ever get trade value for own vehicle the reasoning behind that is because you are in the trade you could replace/repair your own vehicle at a lower cost than someone who wasn't a motor trader.

I'll message you with a few good ones that I deal with.

 
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