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Author CIS - finally declared my mods after 2 yrs :lol: but...........
Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
3rd Apr 03 at 02:21   View User's Profile U2U Member Reply With Quote
they told me to write to them about the value of the car now as the mods dont affect performance.
dunno what to write
who else had to do this?
do i jus say with the mods i got the value is.......blah blah?
i asked bout me 3points sed add it on the letter too.....

any help wud be cool thanks
mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
3rd Apr 03 at 02:38   View User's Profile U2U Member Reply With Quote
I think all they would want to know is the value of the mods, and what diff it makes to the cars value.
If u put a high value they will probably bump your price well up.
Misses used to work for Swinton Insurance and she says it doesn't matter what
value u put on your car they will make up their own up when a claim is made and up to you to accept or query it.
Are they going to cover the mods or say if smashed or nicked they will put it back to standard..Ask them this.Some firms like to know about mods but won't pay out for them.

So don't bump the value of the car up too much.
Hope that help icy..
Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
3rd Apr 03 at 02:45   View User's Profile U2U Member Reply With Quote
well i know they dont replace ur mods jus back to standard
but with the value of the car with mods
cud get some of the money back yeh?
worth of me car - prob bout 1.5k
spents 1k on my wheels
110+135+5 on smoked lights all round = 250
alarm = 225
50mm front 40mm rear springs erm........ bout 70quid i say
n other few bits n bobs like grill etc

thats like 3k ish alredy
cant put it up to that much or can i....

thats with my kit off
mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
3rd Apr 03 at 02:52   View User's Profile U2U Member Reply With Quote
Don't know..
WHen I declared my mods, only induction kit,zorst,wheels and suspension declared I gave em a value
of 4.5k..My premium went up about £75 i think for this year.

If only cosmetic they probably won't put premium up (that much)..Take the basic
value of the car and add say 1k.
Doesn't matter because they make up there own mind anyway.Just don't bump it up too much.
My wheels are covered and get replaced with like if stolen not standard.

oh they might pay out a bit more or might not...

[Edited on 03-04-2003 by mav]
Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
3rd Apr 03 at 02:55   View User's Profile U2U Member Reply With Quote
when did u declare it wen u sed 4.5k?
urs a preg too so i cud get away with 3-3.5k ish
am only sayin my car standard is only worth bout 1.5k coz of mileage but in auto trader says bout 2.5k so........mmmm
a dinnae ken
mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
3rd Apr 03 at 02:58   View User's Profile U2U Member Reply With Quote
I said 4.5k in January 2003... I wouldn't expect them to pay this out though

If your boot price is 2.5k I would say about 3.5k to them.. Thay usually try to pay you off with
middle boot price.
Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
3rd Apr 03 at 03:03   View User's Profile U2U Member Reply With Quote
mmmmmmmmm thx
jus to think of what to write when u can be assed to get round to it

hows the kid?
forgot his name brad?? jk
mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
3rd Apr 03 at 03:07   View User's Profile U2U Member Reply With Quote


Name is Zak Nah it's Kieran.........
He's fine like doing well..getting big like...He's not that much of a screamer thank god..
Going to get my recaro baby seat after 9 months

Maybe going to meet Chris Bingham and buy his BFO cone and custom made heatshield..
Seen heatshield and looks good...
Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
3rd Apr 03 at 03:10   View User's Profile U2U Member Reply With Quote
cool
i was meant to buy his wheels but duno whats happenin now
@zak knew was some kinda surf dude name
get me a recaro too
mav
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Registered: 19th Jun 01
Location: Scotland
User status: Offline
3rd Apr 03 at 03:11   View User's Profile U2U Member Reply With Quote
you avin a baby like
or u want a full size one...
Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
3rd Apr 03 at 03:15   View User's Profile U2U Member Reply With Quote
yeh shhhhhhhh
mav
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Registered: 19th Jun 01
Location: Scotland
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3rd Apr 03 at 03:19   View User's Profile U2U Member Reply With Quote
thought u were putting the weight on
I may buy skirts instead of getting plate at end of this month.....

How much u think to get skirts fitted / painted and arches painted incl handles..??
About £250..?
Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
3rd Apr 03 at 03:21   View User's Profile U2U Member Reply With Quote
250........not round my way
round my way would be nearer to 300
200 jus to fit n spray skirts
mav
Member
Registered: 19th Jun 01
Location: Scotland
User status: Offline
3rd Apr 03 at 03:24   View User's Profile U2U Member Reply With Quote
oh....deffo would not take it to the guy that done my bonnet and that...Cowboy,
what a shite job he made of it..

All your arches,skirts sprayed anthra would be
Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
3rd Apr 03 at 03:25   View User's Profile U2U Member Reply With Quote
not gettin front done that way no more
new bumper wasnt all primered jus bottom haf so its ok

off to bed now
check other thread
mav
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Registered: 19th Jun 01
Location: Scotland
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3rd Apr 03 at 03:26   View User's Profile U2U Member Reply With Quote


Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
3rd Apr 03 at 11:28   View User's Profile U2U Member Reply With Quote
ttt
Andy Stocker
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Registered: 31st Aug 00
Location: Herts Drives: Porsche 911
User status: Offline
3rd Apr 03 at 11:35   View User's Profile U2U Member Reply With Quote
I basically gave Adrian Flux my tech spec from my feature as well as having to send them photos of the car.
FC it was £1300 & would have got repaired to how it was in the feature
Leven Cruise
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Registered: 4th Aug 02
Location: Leven, Fife
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3rd Apr 03 at 11:42   View User's Profile U2U Member Reply With Quote
Icy mate.. Mav's spot on.. it dont matter what you value your car at, they make up their own descision if you make a claim.

For example.. my car was a valued at over £3k when i first insured it... what am i gonna get now thats its written off? Probly about £1.5k - £2k (Im with CIS as well)

For yours I would say bout 2k std. And about another 1K for the mods. AT LEAST.
Never know.. thye might deem it reasonable.


[Edited on 03-04-2003 by Leven Cruise]
Kris TD
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Registered: 25th Mar 02
Location: Ware, Hertfordshire
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3rd Apr 03 at 11:48   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Icy
well i know they dont replace ur mods jus back to standard


wrong, this is an urban mith, when i rang them for a quote i specificallyt asked this and they said they would put the car back as it is if anything happened, wheels, interior, kit suspention etc... all covered. liverpool vic were cheaper though.
Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
3rd Apr 03 at 12:05   View User's Profile U2U Member Reply With Quote
yeh but i dint tell the the makes of the stuff i have
ie springs wheels etc

so i jus write
Dear sir/madam
n speclist n value of my car then?
i suck at english blahhhhh
Andy Stocker
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Registered: 31st Aug 00
Location: Herts Drives: Porsche 911
User status: Offline
3rd Apr 03 at 12:08   View User's Profile U2U Member Reply With Quote
I just listed everything, due to being paranoid bout theiving scum, crashing etc
Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
3rd Apr 03 at 12:12   View User's Profile U2U Member Reply With Quote
n how much they cost?
Dav
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Registered: 23rd Jul 02
Location: Falkirk, Scotland
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3rd Apr 03 at 12:32   View User's Profile U2U Member Reply With Quote
Icy is the guy from CIS not gonna come round ur house and check out ur mods?
He came round to see my car when I declaired my mods and he printed me off updated insurance documents.

It was an old guy be he was sound. We got chattin for a while and he told me about his sons modified Corsa SRi.
Icy
Member
Registered: 31st Jan 01
Location: Edinburgh Drives: Mk3 Golf Gti
User status: Offline
3rd Apr 03 at 12:51   View User's Profile U2U Member Reply With Quote
he from denny?
guy never sed jus told me to write to em

 
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