Richardhhha
Member
Registered: 29th Sep 07
Location: Croydon, Greater London
User status: Offline
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basicaly i had a accedent recently some tit plowed into the back of me at a pelican crossing
now my problem is that i have informed my insurance company that i have modded the car put wheels on it and a exhaust and inlet manifold..
but (always is)
i was asked wether the car makes over 110bhp with these mods i said no and so they said dont wory about it as it wont make a difference to your premium..
they never sent me out a altered insurance document.
my worry is that they will fook me over when they notice my insurance document says
Modifications: (Blank space)
now i have already removed the wheels as they aint having them..
do i
views please
(and dont go "what you worrying for they know about it so why worry" its because i have somehow got some of the worlds worst luck atm and things will go wrong if hey can and because im not jokeing it will cost me thousands if they do bugger me about)
[Edited on 03-04-2009 by Richardhhha]
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swill_omnibus
Member
Registered: 12th Dec 07
Location: : S. wales Drives: Dodge Caliber
User status: Offline
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Hmmmm bit of a tricky one, but you have mentioned to them already that it's been modded so in that respect i'd say leave it as it's all recorded.
But however you feel the best course of action is course
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Richardhhha
Member
Registered: 29th Sep 07
Location: Croydon, Greater London
User status: Offline
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im stil leaning towards the taking the exhaust off and puttin the standard one back on it..
in theory it shouldnt matter as the person inspecting the car is the 3rd partys insurance comapny.. i.e. the guy who smacked me up the arse's insurance company.
but i worry so much its terrible.. wish i was more calmer and my luck was better lol
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swill_omnibus
Member
Registered: 12th Dec 07
Location: : S. wales Drives: Dodge Caliber
User status: Offline
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Well if you are abit worried and if it's easy enough then i say swap over if you can 2bh, aslong as the 3rd party inspector don't see you swapping over!
Hope it goes ok 4u 
[Edited on 03-04-2009 by swill_omnibus]
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Richardhhha
Member
Registered: 29th Sep 07
Location: Croydon, Greater London
User status: Offline
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i think i'll swap it over the wekend, might as well play it safe..
and knowing my luck atm it might just be whats needed
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Anty
Premium Member
Registered: 19th Mar 08
Location: droitwich
User status: Offline
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the tw@t next door done this to his ford. i would have thought that was void with the mods on and not decleard
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Richardhhha
Member
Registered: 29th Sep 07
Location: Croydon, Greater London
User status: Offline
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mods are declaired as ive nformed them thats the thing, i just havent got a insurance cert that says they are...
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