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Author Which insurance cover Astra Estate 1998
RioVerde
Member

Registered: 23rd Apr 06
Location: Spondon, Derby
User status: Offline
28th Mar 09 at 15:50   View User's Profile U2U Member Reply With Quote

Just bought it 1.6 8 valve in rio verde
Looking at insurance paid £450 for the car with 83k and main dealer history upto 40k and 12 months mot,not bad
Might just go for basic third party only insurance due to how much I paid for the car 9/10 it will get written off for little damage anyway
opinions?
Twiggy
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Registered: 15th Oct 04
User status: Offline
28th Mar 09 at 16:55   View User's Profile U2U Member Reply With Quote

TBH i found the differance in cover is 10/20% might aswell go FC mate
John
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Registered: 30th Jun 03
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28th Mar 09 at 16:58   View User's Profile U2U Member Reply With Quote

I normally say go for fully comp but unless you can get a policy with 0 excess it won't be worth it.
RioVerde
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Registered: 23rd Apr 06
Location: Spondon, Derby
User status: Offline
28th Mar 09 at 16:59   View User's Profile U2U Member Reply With Quote

Gone fully comp was 80 pounds cheaper than tpft :S
John
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Registered: 30th Jun 03
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28th Mar 09 at 17:00   View User's Profile U2U Member Reply With Quote

Better off depending on excess then, good deal.
mattk
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Registered: 27th Feb 06
Location: St. Helens
User status: Offline
28th Mar 09 at 17:00   View User's Profile U2U Member Reply With Quote

thats becomming more and more the case lately, why is that?
swill_omnibus
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Registered: 12th Dec 07
Location: : S. wales Drives: Dodge Caliber
User status: Offline
28th Mar 09 at 17:07   View User's Profile U2U Member Reply With Quote

Some companies like TheAA, RAC, Adrian flux are brokers.

So say you get a quote from company:
A
B
C

Say on TPFT Company A & B will hapily quote you TPFT but company C doesn't want to as it's a low level of cover etc.

So say company A quoted £1000 and B quoted £1200

But you want a quote now on Comprehensive.

Company A & B may have to quote you higher due to it being a better value policy so say could go up 20%

But now company C comes into play as they want to quote you now and their offer maybe better than that of company A & B

Get what i (sort of) mean?

 
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