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Author Have we heard any more on the new "car insurance" laws theyre trying on?
pow
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23rd Feb 09 at 16:31   View Garage View User's Profile U2U Member Reply With Quote

YOu know, the "you car must be insuranced, weather you drive it or not, if its on axle stands or not" etc etc.

What a load of shit.

What about the tousands of people like us who might have long term projects/

What about the people that the "credit crunch" has forced their 2.0 Mondeo to be worth 20p yet cannot afford to run it, so SORN it and leave it on their drive?

Money grabbing cunts if you ask me.
willay
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23rd Feb 09 at 16:32   View Garage View User's Profile U2U Member Reply With Quote

where or who is trying to say there is new insurance laws
pow
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23rd Feb 09 at 16:34   View Garage View User's Profile U2U Member Reply With Quote

Just read it in my IAM mag:

New Powers to Combat Uninsured Drivers:

The government has annouced new measures which will make it an offence to own an unisured vehicle, even if you don't drive it.
pow
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23rd Feb 09 at 16:36   View Garage View User's Profile U2U Member Reply With Quote

http://www.admiral.com/newsArticles/3088/New-powers-to-combat-uninsured-drivers

There is says about keeping a car SORN though?
pow
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23rd Feb 09 at 16:37   View Garage View User's Profile U2U Member Reply With Quote

http://www.dft.gov.uk/consultations/open/motor/

Theyre calling it CIE - continous insurance enforcement.
Tommy L
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23rd Feb 09 at 16:38   View User's Profile U2U Member Reply With Quote

You can get a different type of insurance where you don't drive it. No idea what it's called but as you're not driving it it doesn't cost much a year to do it.

If they were trying to say you have to insure it fully as if you were driving it then that woiuld be an issue

[Edited on 23-02-2009 by corsa_tomtom]
CorsAsh
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23rd Feb 09 at 16:38   View User's Profile U2U Member Reply With Quote

So if your car is not SORNed, you can expect an Insurance reminder much the same as a Tax reminder?

I don't see a great problem with it tbh, if your car is on the road, it should be taxed and insured, simple.
CorsAsh
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23rd Feb 09 at 16:39   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by corsa_tomtom
You can get a different type of insurance where you don't drive it. No idea what it's called but as you're not driving it it doesn't cost much a year to do it.

If they were trying to say you have to insure it fully as if you were driving it then that woiuld be an issue

[Edited on 23-02-2009 by corsa_tomtom]
Laid Up Insurance I think it's called.
pow
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23rd Feb 09 at 16:39   View Garage View User's Profile U2U Member Reply With Quote

But Ash, they seem to be making it out as if a car exisits in your name, regardless of if its taxed, mot'd, it HAS to be insured.
pow
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23rd Feb 09 at 16:41   View Garage View User's Profile U2U Member Reply With Quote

Exactly, I'm looking at taking on a project which I want to be off the road. Why should I have to insure it if it's off the road on my land?
John
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23rd Feb 09 at 16:41   View User's Profile U2U Member Reply With Quote

You need insurance if it's on the road currently.
pow
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23rd Feb 09 at 16:43   View Garage View User's Profile U2U Member Reply With Quote

Which isnt a problem.

When you need to insure a car thats off the road, up in the air on axle stands with no engine, thats the problem
Tommy L
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23rd Feb 09 at 16:43   View User's Profile U2U Member Reply With Quote

I think its a good idea personally and you would as well if you car got stolen off your driveway/property



[Edited on 23-02-2009 by corsa_tomtom]
CorsAsh
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23rd Feb 09 at 16:43   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by pow
But Ash, they seem to be making it out as if a car exisits in your name, regardless of if its taxed, mot'd, it HAS to be insured.
If it's not taxed it should be SORNed.And SORN gets you off the insurance thing.

It's being done so the Police don't have to go out looking for uninsured drivers, technically this should be a good thing as they can focus on finding bad drivers. In reality though, their time will probably just be put into more speed checks.

It's getting very Big Brotherish to drive in England now, I'm surprised it's being tolerated, certainly wouldn't be in America or Europe.
pow
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23rd Feb 09 at 16:45   View Garage View User's Profile U2U Member Reply With Quote

No, I really dont.

What about selling/buying a car? Overlap period with one insurance policy?

Ash - i'm saying they seem to be saying that if you have it, SORN or not, they want it insured. If not, fine, then crushed.

[Edited on 23-02-2009 by pow]
Tommy L
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23rd Feb 09 at 16:47   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by pow
No, I really dont.

What about selling/buying a car? Overlap period with one insurance policy?

so you throw loads of money at a project and it gets nicked, and you will still think leaving it uninsured is a good idea? ok
pow
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23rd Feb 09 at 16:48   View Garage View User's Profile U2U Member Reply With Quote

If your throwin loads of money then ok fair play.

If your doing a cheap and cheerful project, providing its locked and measures are taken to make sure it isnt stolen (battery out etc), then why would youw ant to insure it? What a waste of money
StueyBoy1989
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23rd Feb 09 at 16:50   View User's Profile U2U Member Reply With Quote

i think its a bit silly, if its your land then why do you need to insure it, if its gets stolen your problem. I had my car on my drive for 3 weeks with no insurance before i sold it. but it still had tax an mot till september. i didnt see the problem, it didnt move for those 3weeks and all i did was start it up leave it runining for 20 mins to half hour let it warm up then cool down once or twice a week.
CorsAsh
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23rd Feb 09 at 16:50   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by pow
Ash - i'm saying they seem to be saying that if you have it, SORN or not, they want it insured. If not, fine, then crushed.


No they're not. If it's SORNed, it doesn't need to be insured:

quote:
Under the new laws, the DVLA would work closely with the car insurance industry to identify those whose vehicles are not insured, or covered by a Statutory Off Road Notification (SORN) declaration.


Either insure, or SORN.
DaveyLC
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23rd Feb 09 at 16:51   View User's Profile U2U Member Reply With Quote

They will never be able to force you to insure a vehicle that is off the road.. This will probably just mean if you've got tax you have to have insurance, if your insurance lapses while the car is still taxed no doubt they'll make you surrender the tax and SORN the vehicle, that way the government gets to pocket the difference in your outstanding tax
Fro
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23rd Feb 09 at 16:52   View User's Profile U2U Member Reply With Quote

If it's specialist insurance for cars that are just sitting there not being used and its considerably cheaper than if you're driving it about I'm all for it.
pow
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23rd Feb 09 at 16:53   View Garage View User's Profile U2U Member Reply With Quote

Like £20-30 a year maybe

http://www.ultimatecarcontrol.com/index.php?option=com_content&view=article&id=523:iosh-2008&catid=1:latest-news&Itemid=69

Suggests the opposite to what Admeral are suggesting

 
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