stan_the_man
Member
Registered: 14th Feb 07
Location: Perth, Western Australia
User status: Offline
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I used to be Prem, but it ran out.
Anyhoo....
Has anyone actually experienced a reduction in insurance quotes by being a member?
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Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
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support the site man!
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Haimsey
Premium Member
Registered: 8th May 05
Location: Nottingham Drives: Corsa B
User status: Offline
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Nope.
Marcy Marc 
White Sport Progress Thread
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fir3vip3r
Member
Registered: 14th Jun 06
Location: Stevenage, Hertfordshire
User status: Offline
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i said i was a member on the phone anyway, they didnt check if i was paying just said well take into consideration.
am i a bad person?
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Warren G
Member
Registered: 14th May 06
Location: Kent
User status: Offline
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tell your on any 'car site' and your get discount
are you a bad person - no, just sensible! lol
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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quote:
Originally posted by fir3vip3r
i said i was a member on the phone anyway, they didnt check if i was paying just said well take into consideration.
They email me when you crash and I say no this guy isn't a member and they don't pay out.
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Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
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quote:
Originally posted by Ian
quote:
Originally posted by fir3vip3r
i said i was a member on the phone anyway, they didnt check if i was paying just said well take into consideration.
They email me when you crash and I say no this guy isn't a member and they don't pay out.
Awesome - IN YOUR FACE CHEATER!
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Tommy L
Member
Registered: 21st Aug 06
Location: Northampton Drives: Audi wagon
User status: Offline
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Owned.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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mega failz there 
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Tom G
Member
Registered: 4th Aug 08
Location: Cheshire
User status: Offline
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Surely not as there not going to base your insurance on wether you a member of a car site, plus if his membership runs out it's not going to be invalid now is it?
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B3KAN
Member
Registered: 15th Feb 07
Location: Inverness, Highland
User status: Offline
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quote:
Originally posted by Tom_Glover
Surely not as there not going to base your insurance on wether you a member of a car site, plus if his membership runs out it's not going to be invalid now is it?
Oh dear 
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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The discount is for Premium Members. Therefore you are only entitled to it if you are one. If you're not, and you received it, then no you have not paid your insurance premium and I would expect any payout to be reduced by a similar proportion.
If someone has supported the site in the past and merely chose later to move on and withdraw their support then that would be fine. I'm not really going to suggest that anyone who has in any way helped CS in the past would be dropped in later on just because they don't want a longer term relationship.
However if someone clearly has never contributed anything and incorrectly claims that they are a supporting member, then that is quite simply erroneous and I would indicate it as such to any insurer who contacted me. Whether they choose to pursue the shortfall is up to them but if they had the choice between paying out and shirking it on a formality I'm sure I know where they would be. They're not in business to be kind and overlook such things, they're in business to generate income and minimise their outgoings. Hence the discount to attract business and hence the conditions to reduce subsequent abuse.
It may be fine. But as with all insurance matters, you generally don't know how the land lies until you need to rely on it. I'm personally happier knowing that should I need it, it's there without question.
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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 I thought you were joking Ian
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