Adge
Member
Registered: 28th Aug 04
Location: Lancashire
User status: Offline
|
hi there,
just a bit of advice really because iam pissed off giving my money to a debt company!
basically had a BUST UP WITH 02!
i owed the "£109 but wanted to cancel the contact of £25 per month (400 txts/ 400 mins) because of crap service!!
They then hit me with a £359 bill!
10 x £25per month to cancel
£109 in calls!
but i wasnt allowed the mintutes or txts which the £25 supposly covered??
The debt was passed to moorcraft and they treatened me with court and a £459 debt if i didnt pay!
i now pay £10 a month just to keep them happy and have done for about 6 months!
if i cancelled would they actually take me to court for the £300 ish i owe them or is it just treats!
its already ruined my credit rating
AND IT skints paying for something that i am not recieving
any help please!
|
Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
|
Yeah they'll more than likely take you to court, they are hardly going to write off £300 when they can pass all costs of claiming it to you.
You should of just paid the £109 and then used the free mins and nothing else until the end of the contract and cancelled.
|
Hamish
Member
Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
User status: Offline
|
hindsight is such a wonderful thing
|
stubbsy05
Member
Registered: 23rd Oct 02
User status: Offline
|
Could you have not come to some agreement with 02 originally?
A ruined credit rating is a complete bitch tbh.
|
Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
|
quote:
Originally posted by Hamish
hindsight is such a wonderful thing
More like common sense, as you obviously cant cancel something AND still use it 
|
stubbsy05
Member
Registered: 23rd Oct 02
User status: Offline
|
tbh I would have paid the £359 to protect my credit rating!
Wheni it comes to getting loans and mortages your going to get stung for much more than that now in apr.
I'm sure with a big of negotiation you would have been able to reduce the £359.
|
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
|
Pay it off, surely you can get £300 from somewhere.
|
1_Litre_Porsche_Beater
Member
Registered: 9th Apr 02
Location: Kent
User status: Offline
|
If you don't pay it off they will sell the debt to another company who will write to tell you they've added another £100 on top, great business to be in really 
Just pay it off if you can and get a notice of correction on your credit file.
|
Adge
Member
Registered: 28th Aug 04
Location: Lancashire
User status: Offline
|
Thanks for all the replys!
i am tempted just to pay it off!
just wondered my options!
COMSO: i tryed to pay the £109 but they wouldnt let me cancel unless i payed another £250! thats why i didnt do it that way!
I didnt want to cancel and still use it???? i duno where you have got that from?
Not really bothered about it, ill just keep paying the £10 the after crimbo ill probs pay it off!
|
Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
|
quote:
Originally posted by Adge
COMSO: i tryed to pay the £109 but they wouldnt let me cancel unless i payed another £250! thats why i didnt do it that way!
I didnt want to cancel and still use it???? i duno where you have got that from?
Not really bothered about it, ill just keep paying the £10 the after crimbo ill probs pay it off!
'but i wasnt allowed the mintutes or txts which the £25 supposly covered??'
My point was if you still wanted to use the minutes and texts that the £25 (x10) that you we going to pay for to cancel the contract then you should just of NOT cancelled it and let the 12 months run. THEN cancel it with no extra payments to make.
By doing what you did you have to pay all the monthly costs yet get nothing to show for it.
|
Adge
Member
Registered: 28th Aug 04
Location: Lancashire
User status: Offline
|
o yeah, see where you coming from now!
the fact i didnt do that and just let the contact ride for 12 months, was the phone that came with the contact kept breaking and 02 just wasnt intrested to be honest, so i cudnt keep paying £25 for a sim card with no phone to use!
so anyways after lots of phonecalls with 02 i was still nowhere, and in that period i had payed 2 months £50 even tho i wasnt using a simcad or Phone!
just pissed off paying £300quid for something that i recieved nothing off!
i wudnt mind if i would of got a decent phone out of it
or atleast
10 x £25 mins/txts
4000 txts / 4000 mins??
nevermind tho
ill worry after crimbo
|
Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
|
O2 are fucking dodgey fuckers though.
When I was last with them I cancelled it in writing and over the phone (before and after the letter to confirm) - yet they continued taking payment out for 6 more months AND decided to add a few extra bolt ons to it that I hadnt even had when I was using the contract.
Took so many phone calls to so many non-English speaking workers to get my money back.
|
Adge
Member
Registered: 28th Aug 04
Location: Lancashire
User status: Offline
|
yeah non-speaking english was a common problem!!
i mean fair enuff i owe them £109 from calls etc.
but surely the 10 x £25 after the customer service i got :@
|
WATSON
Member
Registered: 16th Jun 05
Location: Fife, Scotland
User status: Offline
|
Im in same boat with moorcraft with the royal bank of scotland They are a bastard to deal with!
|
