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JM_16v

Member

Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline

30th Sep 08 at 19:43

thinking of selling the pug but dont wanna get rid before i get a replacement,

i need £2,000 is there a way to borrow this on a short term and not get stung?

Credit cards?

Neo

Member

Registered: 20th Feb 07
Location: Essex
User status: Offline

30th Sep 08 at 19:44

could try a tesco credit card or similar and try and get a 2k limit on it if you have a good rating ?

JM_16v

Member

Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline

30th Sep 08 at 19:47

should do, have credit cad offer on my desk

Ste L

Member

Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline

30th Sep 08 at 19:48

can get loans and pay them off stright away

Neo

Member

Registered: 20th Feb 07
Location: Essex
User status: Offline

30th Sep 08 at 19:48

fair enough

JM_16v

Member

Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline

30th Sep 08 at 19:50

quote:
Originally posted by Ste L
can get loans and pay them off stright away

get charged for that alot

Neo

Member

Registered: 20th Feb 07
Location: Essex
User status: Offline

30th Sep 08 at 19:52

true.

Benefit of a tesco card is that use it to buy petrol and gets points so effectively money off

Ste L

Member

Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline

30th Sep 08 at 20:14

quote:
Originally posted by JM_16v

quote:
Originally posted by Ste L
can get loans and pay them off stright away

get charged for that alot

dunno - I'm sure my mate did it, but payed it all off on the first payment date, and payed no intrest, but this was a while ago now

M2RTY

Member

Registered: 25th May 01
User status: Offline

30th Sep 08 at 20:17

overdraft

interest free is a possibility

or ull only need to pay interest on the length you use it

i had a 2k one, down to 1k now, never used it tho

Eddie.2k

Member

Registered: 4th Dec 06
User status: Offline

30th Sep 08 at 20:38

How much are you looking for the pug?

ali_corsa

Member

Registered: 30th Jun 07
Location: Tamworth Drives: Focus st
User status: Offline

30th Sep 08 at 21:04

get a couple of credit cars interest free for a year problem solved

Wrighty

Member

Registered: 28th Feb 04
Location: Howden
User status: Offline

30th Sep 08 at 21:05

family loan

or credit card on 0% or something

Ian

Site Administrator

Registered: 28th Aug 99
Location: Liverpool
User status: Offline

30th Sep 08 at 21:21

Credit cards these days will generally sting you for transfer fees and it needs to be to another card, so you would need to buy the new one on the car (which would probably attract a fee from the retailer) then transfer it. 3% is about the norm, so Â£60 on Â£2000.

Russ

Member

Registered: 14th Mar 04
Location: Armchair
User status: Offline

30th Sep 08 at 21:26

quote:
Originally posted by ali_corsa
get a couple of credit cars interest free for a year problem solved

they arent though, they are interest free for about 60 days per purchase

ali_corsa

Member

Registered: 30th Jun 07
Location: Tamworth Drives: Focus st
User status: Offline

1st Oct 08 at 06:00

quote:
Originally posted by Russ

quote:
Originally posted by ali_corsa
get a couple of credit cars interest free for a year problem solved
they arent though, they are interest free for about 60 days per purchase

oooo right always thought you can get some for a longer period of time

deano87

Member

Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline

1st Oct 08 at 06:15

An interest free card on purchases, if you buy it from a garage etc is the best option.

If you're buying private, a credit card is a waste of time really as you get stung on cash withdrawal fees, unless it allows balance transfers to current accounts like Virgin does.

Check out Nationwide Building Society loans, they're normally pretty good.

stubbsy05

Member

Registered: 23rd Oct 02
User status: Offline

1st Oct 08 at 08:11

Why not buy a run around for £200-£300?

Thats what I always do

Eck

Premium Member

Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline

1st Oct 08 at 11:39

quote:
Originally posted by JM_16v

quote:
Originally posted by Ste L
can get loans and pay them off stright away

get charged for that alot

With HBoS if you take the loan, then pay it off within the first month, you'll not get any charges, or interest

Cosmo

Member

Registered: 29th Mar 01
Location: Im the real one!
User status: Offline

1st Oct 08 at 11:42

Just go to your bank and explain what you want to do, if you have decent credit they'll probably offer you an overdraft for that amount.

Phi

Member

Registered: 8th Jan 07
Location: South
User status: Offline

1st Oct 08 at 12:22

2k loan over 1 year £203 a month with natwest, although you can probably pay off as much as you like when you like , rather than monthly with a flexi loan? is that right???

[Edited on 01-10-2008 by Corsa_phi]

Rob E

Member

Registered: 1st Jan 06
Location: Madeley, Stafford....I want to live back in Wales!
User status: Offline

1st Oct 08 at 14:03

My bank do a flexi loan, I had a £1000 one, i had to pay minimum of £30 a month but I could pay any sum above that. As long as it was paid off over 12months it was all fine. It was with hsbc btw

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