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Author My Cars A Write Off - So I Bought A New Car...Nearly. UPDATE.
Tiger
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Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
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24th Jul 08 at 15:16   View User's Profile U2U Member Reply With Quote

Insurance company said the labour charge of £70 an hour has written off my car, I need a car so i've told my mate i'll buy his S Plate Audi A3 1.8T off him. Possibly have it by Sunday.

Watch this space......

[Edited on 30-07-2008 by Tiger]
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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24th Jul 08 at 15:18   View Garage View User's Profile U2U Member Reply With Quote

What if he tells you to GTF
fazza
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Registered: 7th Feb 08
Location: Plymouth
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24th Jul 08 at 15:21   View User's Profile U2U Member Reply With Quote

fix it yourself

















or buy a pink corsa

Tiger
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Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
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24th Jul 08 at 15:23   View User's Profile U2U Member Reply With Quote

Well, if I buy it and repair it, it'll go down as a Class C Write Off, on it's HPi etc. The repairs are going to come to a touch under £450, I dont have time to do it myself.

If I buy it back off the insurance they charge me 23% of the value for their fee's and I have to have it retested once its repaired to make sure its roadworthy before they'll insure it again.

Too much hassle by the sound of things.
fazza
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Registered: 7th Feb 08
Location: Plymouth
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24th Jul 08 at 15:24   View User's Profile U2U Member Reply With Quote

isnt this the laguna?
AK
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Registered: 5th Jul 00
Location: Aberdeen City
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24th Jul 08 at 15:25   View User's Profile U2U Member Reply With Quote

what the hell do you drive that isnt worth £450
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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24th Jul 08 at 15:32   View Garage View User's Profile U2U Member Reply With Quote

Now now AK, we arent all as rich as you (£450 is less than my excess btw)
Tiger
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Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
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24th Jul 08 at 15:34   View User's Profile U2U Member Reply With Quote

Well, the going price for the car (Laguna 2.0), if you look at what they sell at in the papers is £1000 for the same spec as mine. It needed a new wing, bonnet, bumper, inner wing, headlight and indicator so they wrote it off, nothing more to be said really, I wait for the valuers to ring me in the next couple of days.

Regardless, I've got my new motor lined up
fazza
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Registered: 7th Feb 08
Location: Plymouth
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24th Jul 08 at 15:35   View User's Profile U2U Member Reply With Quote

dont insuracne go off book value though? which is about 500quid?
Tiger
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Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
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24th Jul 08 at 15:37   View User's Profile U2U Member Reply With Quote

Yeah they do, The book price for the same spec/condition/mileage for mine is about £750, but they said if I can prove, using current examples of cars the same as mine, that I beleive the value to be greater than what they offer, they reconsider.
fazza
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Registered: 7th Feb 08
Location: Plymouth
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24th Jul 08 at 15:38   View User's Profile U2U Member Reply With Quote

sweet!!!!

pics of new motor?
Tiger
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Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
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24th Jul 08 at 15:44   View User's Profile U2U Member Reply With Quote

Not got a pic yet, the cars only just 5 odd miles away though, my mate who's selling it I also work with, and I know he's out on site tomorrow so i'm gonna get over to check it out properly on Saturday fingers crossed, i've seen it before mind you, just not had a proper proper look like, he's bang into his cars though so I know he looked after it well, he's done 1000miles in 9 months coz he has a company van.
Colin
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Registered: 4th Apr 02
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24th Jul 08 at 15:53   View User's Profile U2U Member Reply With Quote

Offer to buy it back for £50 or so then new wing bumper & light from scrappy? Cheap motoring
Tiger
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Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
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24th Jul 08 at 15:59   View User's Profile U2U Member Reply With Quote

I dont know how it all works to be honest, never been in the situation before. I'll see what they say.
Colin
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Registered: 4th Apr 02
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24th Jul 08 at 16:05   View User's Profile U2U Member Reply With Quote

Usually they will have an option to sell the owner the car back for very little, probably scrap value in this case.

It will be a cat c or d or whatever but if its just a car you were planning to keep & run into the ground anyway?

Bits from the scrappy can be uber cheap, all bolt on parts - you could have the car looking decent again in an hour & a half.

Just another option for you to consider. Ask them about buying back then get round the local scrappers at the weekend looking for lagunas with intact front ends.
Tiger
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Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
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24th Jul 08 at 16:45   View User's Profile U2U Member Reply With Quote

The valuers just rang up, I just agreed to a value of £700, cheque in post. Going over Saturday to take my headunit out of it and collect any other bits I left in there, including Tax Disk
Tiger
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Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
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30th Jul 08 at 17:56   View User's Profile U2U Member Reply With Quote

I bought the Audi - hopefully have it this weekend
Corsa Sport Gav
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Registered: 12th Feb 03
Location: Durham, County Durham Drives: A6 Allroad
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30th Jul 08 at 18:17   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Tiger
I bought the Audi - hopefully have it this weekend


good move
Colin
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Registered: 4th Apr 02
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30th Jul 08 at 18:26   View User's Profile U2U Member Reply With Quote

Tiger
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Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
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31st Jul 08 at 15:07   View User's Profile U2U Member Reply With Quote

Took it out for a spin today, turbo, turbo, turbo, where have you been all my life
Brett
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Registered: 16th Dec 02
Location: Manchester
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31st Jul 08 at 15:11   View Garage View User's Profile U2U Member Reply With Quote

Just wait til you get a turbo car that's fast
Tiger
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Registered: 12th Jun 01
Location: Leicestershire Drives:Astra VXR
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31st Jul 08 at 15:17   View User's Profile U2U Member Reply With Quote

Well, this should be about 200bhp within 2 weeks, thats not bad for a tiny car.
Brett
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Registered: 16th Dec 02
Location: Manchester
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31st Jul 08 at 15:26   View Garage View User's Profile U2U Member Reply With Quote

lol was only joking, altho they're not up to much in standard form, but still lovely cars.
Corsa Sport Gav
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Registered: 12th Feb 03
Location: Durham, County Durham Drives: A6 Allroad
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31st Jul 08 at 15:44   View User's Profile U2U Member Reply With Quote

they are great cars, im on my 3rd audi now, had two A3's and im onto a S3 now, just had it remapped makes a huge difference, you will love it

 
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